CERTIFICATION
Pursuant to Rule 497(j), Annuity Investors(REGISTERED) Variable Account B, The
Commodore Navigator(SERVICEMARK) (1933 Act File No. 333-19725, 1940 Act File No.
811-08017) ("Registrant") hereby certifies (a) that the forms of Prospectus and
Statement of Additional Information used with respect to it do not differ from
those contained in Post-Effective Amendment No. 2 ("Amendment No. 2") to its
Registration Statement and (b) that Amendment No. 2 was filed electronically.
Dated: May 4, 1998 By: /s/ Mark F. Muething
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Mark F. Muething
