CERTIFICATION
Pursuant to Rule 497(j), Annuity Investors (REGISTERED) Variable Account B,
The Commodore Independence (SERVICE MARK) (1933 Act File No. 333-51955, 1940
Act File No. 811-08017) ("Registrant") hereby certifies (a) that the forms of
Prospectus and Statement of Additional Information used with respect to it do
not differ from those contained in Pre-Effective Amendment No. 1 ("Amendment
No. 1") to its Registration Statement and (b) that Amendment No. 1 was filed
electronically.
Dated: July 24, 1998 By: /s/ Mark F. Muething
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Mark F. Muething
