ANNUITY INVESTORS VARIABLE ACCOUNT B
497J, 1999-05-05
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                                  CERTIFICATION


Pursuant to Rule 497(j),  Annuity  Investors  (REGISTERED)  Variable Account B,
The Commodore  Independence  (SERVICE MARK) (1933 Act File No. 333-51955,  1940
Act File No. 811-08017)  ("Registrant")  hereby certifies (a) that the forms of
Prospectus and Statement of Additional  Information  used with respect to it do
not differ from those contained in  Post-Effective  Amendment No. 2 ("Amendment
No. 2") to its  Registration  Statement and (b) that  Amendment No. 2 was filed
electronically.

Dated:  May 4, 1999            By: /s/ Mark F. Muething
                                   -----------------------------
                                   Mark F. Muething




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