MORGAN STANLEY ABS CAPITAL I INC
305B2, EX-99.2, 2000-07-24
ASSET-BACKED SECURITIES
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Comptroller of the Currency
Administrator of National Banks

Washington, D.C.  20219




                                   CERTIFICATE

I, John D. Hawke, Jr. Comptroller of the Currency, do hereby certify that:

1.  The Comptroller of the Currency, pursuant to Revised Statutes 324, et seq.,
as amended, 12 U.S.C. 1, et seq., as amended, has possession, custody and
control of all records pertaining to the chartering of all National Banking
Associations.

2.  "Bankers Trust Company of California, National Association," Los Angeles,
California, (Charter No. 18608) is a National Banking Association formed under
the laws of the United States and is authorized thereunder to transact the
business of banking and exercise Fiduciary Powers on the date of this
Certificate.

            IN TESTIMONY WHEREOF, I have hereunto subscribed my name and caused
            my seal of office to be affixed to these presents at the Treasury
            Department in the City of Washington and District of Columbia, this
            6th day of April 2000.

            /s/ John D. Hawke, Jr.
            Comptroller of the Currency





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