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EXHIBIT 21.0
LIST OF SUBSIDIARIES
A) ORIENTAL BANK AND TRUST - an insured nonmember commercial bank organized
and existing under the laws of the Commonwealth of Puerto Rico.
SUBSIDIARIES OF ORIENTAL BANK AND TRUST:
1. Eastern Services Corporation - a corporation organized and existing
under the laws of the Commonwealth of Puerto Rico
2. Eastern Funding Corporation - a corporation organized and existing
under the laws of the Commonwealth of Puerto Rico.
3. Oriental Mortgage Corporation - a mortgage banker organized and
existing under the laws of the Commonwealth of Puerto Rico.
B) ORIENTAL FINANCIAL SERVICES CORP. - a registered broker-dealer organized
and existing under the laws of the Commonwealth of Puerto Rico.
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