<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<CIK> 0001030469
<NAME> ORIENTAL FINANCIAL GROUP, INC
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> JUN-30-2000
<PERIOD-START> JUL-01-1999
<PERIOD-END> DEC-31-1999
<CASH> 10,322
<INT-BEARING-DEPOSITS> 23,511
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 64,443
<INVESTMENTS-HELD-FOR-SALE> 282,900
<INVESTMENTS-CARRYING> 797,484
<INVESTMENTS-MARKET> 770,851
<LOANS> 600,878
<ALLOWANCE> 6,837
<TOTAL-ASSETS> 1,851,203
<DEPOSITS> 735,041
<SHORT-TERM> 910,868
<LIABILITIES-OTHER> 27,368
<LONG-TERM> 62,125
0
33,500
<COMMON> 13,805
<OTHER-SE> 70,564
<TOTAL-LIABILITIES-AND-EQUITY> 1,851,203
<INTEREST-LOAN> 55,377
<INTEREST-INVEST> 70,339
<INTEREST-OTHER> 510
<INTEREST-TOTAL> 126,226
<INTEREST-DEPOSIT> 31,423
<INTEREST-EXPENSE> 81,728
<INTEREST-INCOME-NET> 44,498
<LOAN-LOSSES> 8,150
<SECURITIES-GAINS> 1,202
<EXPENSE-OTHER> 39,852
<INCOME-PRETAX> 19,674
<INCOME-PRE-EXTRAORDINARY> 19,674
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 19,566
<EPS-BASIC> 1.34
<EPS-DILUTED> 1.31
<YIELD-ACTUAL> 7.72
<LOANS-NON> 16,875
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 9,002
<CHARGE-OFFS> (13,422)
<RECOVERIES> 3,107
<ALLOWANCE-CLOSE> 6,837
<ALLOWANCE-DOMESTIC> 6,837
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>