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<PAGE> PAGE 2
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<PAGE> PAGE 3
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<PAGE> PAGE 4
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<PAGE> PAGE 5
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<PAGE> PAGE 6
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<PAGE> PAGE 7
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<PAGE> PAGE 8
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<PAGE> PAGE 9
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<PAGE> PAGE 10
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<PAGE> PAGE 11
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<PAGE> PAGE 12
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<PAGE> PAGE 13
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<PAGE> PAGE 14
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<PAGE> PAGE 15
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<PAGE> PAGE 16
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<PAGE> PAGE 17
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<PAGE> PAGE 18
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<PAGE> PAGE 19
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<PAGE> PAGE 20
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028 A040400 1940
028 B010400 37666
028 B020400 0
028 B030400 0
028 B040400 4735
028 C010400 23361
028 C020400 1
028 C030400 0
028 C040400 3284
028 D010400 14905
028 D020400 0
028 D030400 0
028 D040400 5268
028 E010400 13530
028 E020400 0
028 E030400 0
028 E040400 3999
028 F010400 13761
028 F020400 2276
028 F030400 0
028 F040400 3718
028 G010400 123570
028 G020400 2277
028 G030400 0
028 G040400 22944
028 H000400 0
045 000400 Y
046 000400 N
047 000400 Y
048 000400 0.950
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048 A020400 0.000
048 B010400 0
048 B020400 0.000
048 C010400 0
<PAGE> PAGE 21
048 C020400 0.000
048 D010400 0
048 D020400 0.000
048 E010400 0
048 E020400 0.000
048 F010400 0
048 F020400 0.000
048 G010400 0
048 G020400 0.000
048 H010400 0
048 H020400 0.000
048 I010400 0
048 I020400 0.000
048 J010400 0
048 J020400 0.000
048 K010400 0
048 K020400 0.000
058 A000400 N
059 000400 Y
060 A000400 Y
060 B000400 Y
061 000400 250
062 A000400 N
062 B000400 0.0
062 C000400 0.0
062 D000400 0.0
062 E000400 0.0
062 F000400 0.0
062 G000400 0.0
062 H000400 0.0
062 I000400 0.0
062 J000400 0.0
062 K000400 0.0
062 L000400 0.0
062 M000400 0.0
062 N000400 0.0
062 O000400 0.0
062 P000400 0.0
062 Q000400 0.0
062 R000400 0.0
063 A000400 0
063 B000400 0.0
066 A000400 Y
066 B000400 N
066 C000400 Y
066 D000400 N
066 E000400 N
066 F000400 N
066 G000400 N
067 000400 N
068 A000400 N
<PAGE> PAGE 22
068 B000400 N
069 000400 N
070 A010400 Y
070 A020400 N
070 B010400 Y
070 B020400 N
070 C010400 Y
070 C020400 N
070 D010400 Y
070 D020400 N
070 E010400 Y
070 E020400 N
070 F010400 Y
070 F020400 N
070 G010400 Y
070 G020400 N
070 H010400 Y
070 H020400 N
070 I010400 Y
070 I020400 N
070 J010400 Y
070 J020400 N
070 K010400 Y
070 K020400 N
070 L010400 Y
070 L020400 Y
070 M010400 Y
070 M020400 Y
070 N010400 Y
070 N020400 N
070 O010400 Y
070 O020400 N
070 P010400 N
070 P020400 N
070 Q010400 Y
070 Q020400 N
070 R010400 Y
070 R020400 N
071 A000400 250600
071 B000400 78885
071 C000400 158051
071 D000400 50
072 A000400 12
072 B000400 209
072 C000400 1086
072 D000400 0
072 E000400 0
072 F000400 1511
072 G000400 0
072 H000400 0
072 I000400 0
<PAGE> PAGE 23
072 J000400 0
072 K000400 0
072 L000400 0
072 M000400 2
072 N000400 0
072 O000400 0
072 P000400 0
072 Q000400 0
072 R000400 0
072 S000400 0
072 T000400 0
072 U000400 0
072 V000400 0
072 W000400 0
072 X000400 1513
072 Y000400 795
072 Z000400 577
072AA000400 9221
072BB000400 7228
072CC010400 55669
072CC020400 0
072DD010400 530
072DD020400 0
072EE000400 1784
073 A010400 0.0300
073 A020400 0.0000
073 B000400 0.0800
073 C000400 0.0000
074 A000400 136
074 B000400 0
074 C000400 5278
074 D000400 0
074 E000400 16
074 F000400 293203
074 G000400 0
074 H000400 0
074 I000400 0
074 J000400 1082
074 K000400 0
074 L000400 723
074 M000400 0
074 N000400 300438
074 O000400 3940
074 P000400 104
074 Q000400 0
074 R010400 0
074 R020400 0
074 R030400 0
074 R040400 32
074 S000400 0
074 T000400 296362
<PAGE> PAGE 24
074 U010400 21709
074 U020400 0
074 V010400 13.65
074 V020400 0.00
074 W000400 0.0000
074 X000400 38217
074 Y000400 0
075 A000400 0
075 B000400 159069
076 000400 0.00
015 A000501 STATE STREET BANK AND TRUST COMPANY
015 B000501 C
015 C010501 BOSTON
015 C020501 MA
015 C030501 02105
015 E010501 X
015 A000502 WESTPAC BANKING CORPORATIN
015 B000502 S
015 C010502 SYDNEY
015 D010502 AUSTRALIA
015 E040502 X
015 A000503 ERSTE BANK DER OESTERREICHISCHEN SPARKASEN AG
015 B000503 S
015 C010503 VIENNA
015 D010503 AUSTRIA
015 E040503 X
015 A000504 GENERALE BANK
015 B000504 S
015 C010504 BRUSSELS
015 D010504 BELGIUM
015 E040504 X
015 A000505 DEN DANSKE BANK
015 B000505 S
015 C010505 COPENHAGEN
015 D010505 DENMARK
015 E040505 X
015 A000506 MERITA BANK LIMITED
015 B000506 S
015 C010506 HELSINKI
015 D010506 FINLAND
015 E040506 X
015 A000507 BANQUE PARIBAS
015 B000507 S
015 C010507 PARIS
015 D010507 FRANCE
015 E040507 X
015 A000508 DRESDNER BANK AG
015 B000508 S
015 C010508 FRANKFURT
015 D010508 GERMANY
015 E040508 X
<PAGE> PAGE 25
015 A000509 STANDARD CHARTERED BANK
015 B000509 S
015 C010509 HONG KONG
015 D010509 HONG KONG
015 E040509 X
015 A000510 BANK OF IRELAND
015 B000510 S
015 C010510 DUBLIN
015 D010510 IRELAND
015 E040510 X
015 A000511 BANQUE PARIBAS
015 B000511 S
015 C010511 MILAN
015 D010511 ITALY
015 E040511 X
015 A000512 THE DAIWA BANK, LIMITED
015 B000512 S
015 C010512 TOKYO
015 D010512 JAPAN
015 E040512 X
015 A000513 STANDARD CHARTERED BANK MALAYSIA BERHAD
015 B000513 S
015 C010513 KUALA LUMPUR
015 D010513 MALAYSIA
015 E040513 X
015 A000514 MEESPIERSON N.V.
015 B000514 S
015 C010514 AMSTERDAM
015 D010514 NETHERLANDS
015 E040514 X
015 A000515 ANZ BANKING GROUP (NEW ZEALAND) LIMITED
015 B000515 S
015 C010515 WELLINGTON
015 D010515 NEW ZEALAND
015 E040515 X
015 A000516 CHRISTIANIA BANK OG KREDITKASSE
015 B000516 S
015 C010516 OSLO
015 D010516 NORWAY
015 E040516 X
015 A000517 BANCO COMERCIAL PORTUGUES
015 B000517 S
015 C010517 LISBON
015 D010517 PORTUGAL
015 E040517 X
015 A000518 THE DEVELOPMENT BANK OF SINGAPORE LTD.
015 B000518 S
015 C010518 SINGAPORE
015 D010518 SINGAPORE
015 E040518 X
015 A000519 BANCO SANTANDER, S.A.
<PAGE> PAGE 26
015 B000519 S
015 C010519 MADRID
015 D010519 SPAIN
015 E040519 X
015 A000520 SKANDINAVISKA ENSKILDA BANKEN
015 B000520 S
015 C010520 STOCKHOLM
015 D010520 SWEDEN
015 E040520 X
015 A000521 UNION BANK OF SWITZERLAND AG
015 B000521 S
015 C010521 ZURICH
015 D010521 SWITZERLAND
015 E040521 X
015 A000522 STATE STREET BANK AND TRUST COMPANY
015 B000522 S
015 C010522 LONDON
015 D010522 UNITED KINGDOM
015 E040522 X
015 A000523 CANADA TRUSTCO MORTGAGE COMPANY
015 B000523 S
015 C010523 TORONTO
015 D010523 CANADA
015 E040523 X
015 A000524 NATIONAL BANK OF GREECE
015 B000524 S
015 C010524 ATHENS
015 D010524 GREECE
015 E040524 X
024 000500 Y
025 A000501 NOMURA SECURITIES
025 B000501 13-2642206
025 C000501 E
025 D000501 175
025 A000502 DAIWA SECURITIES
025 B000502 13-5680329
025 C000502 E
025 D000502 48
025 A000503 DELETE
025 D000503 0
025 A000504 DELETE
025 D000504 0
025 D000505 0
025 D000506 0
025 D000507 0
025 D000508 0
028 A010500 4702
028 A020500 0
028 A030500 0
028 A040500 1000
028 B010500 4542
<PAGE> PAGE 27
028 B020500 0
028 B030500 0
028 B040500 1512
028 C010500 22459
028 C020500 0
028 C030500 0
028 C040500 728
028 D010500 2569
028 D020500 0
028 D030500 0
028 D040500 1538
028 E010500 3131
028 E020500 0
028 E030500 0
028 E040500 922
028 F010500 2111
028 F020500 1081
028 F030500 0
028 F040500 970
028 G010500 39514
028 G020500 1081
028 G030500 0
028 G040500 6670
028 H000500 0
045 000500 Y
046 000500 N
047 000500 Y
048 000500 0.990
048 A010500 0
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048 B010500 0
048 B020500 0.000
048 C010500 0
048 C020500 0.000
048 D010500 0
048 D020500 0.000
048 E010500 0
048 E020500 0.000
048 F010500 0
048 F020500 0.000
048 G010500 0
048 G020500 0.000
048 H010500 0
048 H020500 0.000
048 I010500 0
048 I020500 0.000
048 J010500 0
048 J020500 0.000
048 K010500 0
048 K020500 0.000
058 A000500 N
<PAGE> PAGE 28
059 000500 Y
060 A000500 Y
060 B000500 Y
061 000500 250
062 A000500 N
062 B000500 0.0
062 C000500 0.0
062 D000500 0.0
062 E000500 0.0
062 F000500 0.0
062 G000500 0.0
062 H000500 0.0
062 I000500 0.0
062 J000500 0.0
062 K000500 0.0
062 L000500 0.0
062 M000500 0.0
062 N000500 0.0
062 O000500 0.0
062 P000500 0.0
062 Q000500 0.0
062 R000500 0.0
063 A000500 0
063 B000500 0.0
066 A000500 Y
066 B000500 N
066 C000500 Y
066 D000500 N
066 E000500 N
066 F000500 N
066 G000500 N
067 000500 N
068 A000500 N
068 B000500 Y
069 000500 N
070 A010500 Y
070 A020500 N
070 B010500 Y
070 B020500 N
070 C010500 Y
070 C020500 N
070 D010500 Y
070 D020500 N
070 E010500 Y
070 E020500 N
070 F010500 Y
070 F020500 N
070 G010500 Y
070 G020500 N
070 H010500 Y
070 H020500 N
<PAGE> PAGE 29
070 I010500 Y
070 I020500 N
070 J010500 Y
070 J020500 Y
070 K010500 Y
070 K020500 N
070 L010500 Y
070 L020500 Y
070 M010500 Y
070 M020500 Y
070 N010500 Y
070 N020500 N
070 O010500 Y
070 O020500 N
070 P010500 N
070 P020500 N
070 Q010500 Y
070 Q020500 N
070 R010500 Y
070 R020500 N
071 A000500 77368
071 B000500 21071
071 C000500 77479
071 D000500 27
072 A000500 12
072 B000500 118
072 C000500 1245
072 D000500 0
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072 M000500 2
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072 U000500 0
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072 X000500 786
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072 Z000500 973
072AA000500 1452
<PAGE> PAGE 30
072BB000500 4986
072CC010500 16761
072CC020500 0
072DD010500 1094
072DD020500 0
072EE000500 0
073 A010500 0.1000
073 A020500 0.0000
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073 C000500 0.0000
074 A000500 258
074 B000500 0
074 C000500 564
074 D000500 0
074 E000500 553
074 F000500 116306
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074 N000500 119274
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074 R040500 110
074 S000500 0
074 T000500 118555
074 U010500 11249
074 U020500 0
074 V010500 10.54
074 V020500 0.00
074 W000500 0.0000
074 X000500 10165
074 Y000500 0
075 A000500 0
075 B000500 79192
076 000500 0.00
015 A000601 STATE STREET BANK AND TRUST COMPANY
015 B000601 C
015 C010601 BOSTON
015 C020601 MA
015 C030601 02105
015 E010601 X
024 000600 N
025 D000601 0
<PAGE> PAGE 31
025 D000602 0
025 D000603 0
025 D000604 0
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025 D000607 0
025 D000608 0
028 A010600 9845
028 A020600 0
028 A030600 0
028 A040600 616
028 B010600 9435
028 B020600 0
028 B030600 0
028 B040600 2740
028 C010600 7226
028 C020600 776
028 C030600 0
028 C040600 2154
028 D010600 6776
028 D020600 0
028 D030600 0
028 D040600 3616
028 E010600 7308
028 E020600 0
028 E030600 0
028 E040600 1605
028 F010600 6441
028 F020600 1765
028 F030600 0
028 F040600 829
028 G010600 47031
028 G020600 2541
028 G030600 0
028 G040600 11560
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045 000600 Y
046 000600 N
047 000600 N
048 000600 0.000
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048 E010600 0
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<PAGE> PAGE 32
048 F020600 0.000
048 G010600 0
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048 H010600 0
048 H020600 0.000
048 I010600 0
048 I020600 0.000
048 J010600 0
048 J020600 0.000
048 K010600 0
048 K020600 0.000
058 A000600 N
059 000600 Y
060 A000600 N
060 B000600 N
061 000600 250
062 A000600 N
062 B000600 0.0
062 C000600 0.0
062 D000600 0.0
062 E000600 0.0
062 F000600 0.0
062 G000600 0.0
062 H000600 0.0
062 I000600 0.0
062 J000600 0.0
062 K000600 0.0
062 L000600 0.0
062 M000600 0.0
062 N000600 0.0
062 O000600 0.0
062 P000600 0.0
062 Q000600 0.0
062 R000600 0.0
063 A000600 0
063 B000600 0.0
066 A000600 Y
066 B000600 N
066 C000600 N
066 D000600 N
066 E000600 Y
066 F000600 N
066 G000600 N
067 000600 Y
068 A000600 N
068 B000600 N
069 000600 N
070 A010600 Y
070 A020600 N
070 B010600 N
070 B020600 N
<PAGE> PAGE 33
070 C010600 N
070 C020600 N
070 D010600 N
070 D020600 N
070 E010600 N
070 E020600 N
070 F010600 N
070 F020600 N
070 G010600 N
070 G020600 N
070 H010600 N
070 H020600 N
070 I010600 N
070 I020600 N
070 J010600 Y
070 J020600 N
070 K010600 Y
070 K020600 Y
070 L010600 N
070 L020600 N
070 M010600 N
070 M020600 N
070 N010600 Y
070 N020600 N
070 O010600 Y
070 O020600 N
070 P010600 N
070 P020600 N
070 Q010600 Y
070 Q020600 N
070 R010600 Y
070 R020600 N
071 A000600 91470
071 B000600 5236
071 C000600 109519
071 D000600 5
072 A000600 12
072 B000600 28
072 C000600 3029
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<PAGE> PAGE 34
072 P000600 0
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073 A010600 0.3200
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074 I000600 162497
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<PAGE> PAGE 35
074 Y000600 0
075 A000600 0
075 B000600 109822
076 000600 0.00
SIGNATURE THOMAS LYNCH
TITLE VICE PRESIDENT
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0001030491
<NAME> TIAA-CREF
<SERIES>
<NUMBER> 5
<NAME> INTERNATIONAL EQUITY
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<NUMBER-OF-SHARES-REDEEMED> (1471526)
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<PER-SHARE-NAV-END> 11.130
<EXPENSE-RATIO> 0.25
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0001030491
<NAME> TIAA-CREF
<SERIES>
<NUMBER> 4
<NAME> GROWTH EQUITY
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<PAID-IN-CAPITAL-COMMON> 362144604
<SHARES-COMMON-STOCK> 30376786
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<ACCUMULATED-NII-CURRENT> 431986
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<ACCUM-APPREC-OR-DEPREC> 71380028
<NET-ASSETS> 465778026
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<OTHER-INCOME> (12046)
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<EQUALIZATION> 0
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<NUMBER-OF-SHARES-REDEEMED> (4623878)
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<NET-CHANGE-IN-ASSETS> 169416490
<ACCUMULATED-NII-PRIOR> 11011
<ACCUMULATED-GAINS-PRIOR> 324540
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<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1888562
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 1890947
<AVERAGE-NET-ASSETS> 401694898
<PER-SHARE-NAV-BEGIN> 13.650
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[AVG-DEBT-OUTSTANDING] 0
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</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
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