TIAA CREF MUTUAL FUND
NSAR-A, EX-27, 2000-08-29
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0001030491
<NAME> TIAA-CREF
<SERIES>
   <NUMBER> 5
   <NAME> GROWTH & INCOME FUND

<S>                             <C>
<PERIOD-TYPE>                  6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-END>                               JUN-30-2000
<INVESTMENTS-AT-COST>                        549043155
<INVESTMENTS-AT-VALUE>                       645117359
<RECEIVABLES>                                  1146752
<ASSETS-OTHER>                                   19207
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                               646283318
<PAYABLE-FOR-SECURITIES>                        827426
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                       444791
<TOTAL-LIABILITIES>                            1272217
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                     529004334
<SHARES-COMMON-STOCK>                         39975881
<SHARES-COMMON-PRIOR>                         34000823
<ACCUMULATED-NII-CURRENT>                       107231
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                       19825502
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                      96074034
<NET-ASSETS>                                 645011101
<DIVIDEND-INCOME>                              3109884
<INTEREST-INCOME>                               333755
<OTHER-INCOME>                                 (37535)
<EXPENSES-NET>                                 1256599
<NET-INVESTMENT-INCOME>                        2149505
<REALIZED-GAINS-CURRENT>                      10633281
<APPREC-INCREASE-CURRENT>                    (1183481)
<NET-CHANGE-FROM-OPS>                         11599305
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                      2042274
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                        8301325
<NUMBER-OF-SHARES-REDEEMED>                  (2444306)
<SHARES-REINVESTED>                             118039
<NET-CHANGE-IN-ASSETS>                       103292802
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                      9192221
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                          2715040
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                2716298
<AVERAGE-NET-ASSETS>                         587087623
<PER-SHARE-NAV-BEGIN>                           15.930
<PER-SHARE-NII>                                  0.060
<PER-SHARE-GAIN-APPREC>                          0.210
<PER-SHARE-DIVIDEND>                             0.000
<PER-SHARE-DISTRIBUTIONS>                      (0.060)
<RETURNS-OF-CAPITAL>                             0.000
<PER-SHARE-NAV-END>                             16.140
<EXPENSE-RATIO>                                   0.21
[AVG-DEBT-OUTSTANDING]                               0
[AVG-DEBT-PER-SHARE]                                 0


</TABLE>


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