UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE QUARTER ENDED: 09/30/1999
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: BANK OF NEW YORK TRUST COMPANY OF FLORIDA
STREET: 800 BRICKELL AVE.
SUITE 300
MIAMI
FL
33131
13F FILE NUMBER: 28-5962
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE PERSON BY
WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON SIGNING THE REPORT IS
AUTHORIZED TO SUBMIT IT, THAT ALL INFORMATION CONTAINED HEREIN IS TRUE,
CORRECT AND COMPLETE, AND THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS,
STATEMENTS, SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF THIS
FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF THE INVESTMENT MANAGER:
NAME: NICHOLAS G. ENGLISH
TITLE: SVP
PHONE: 305-372-7401
SIGNATURE, PLACE, AND DATE OF SIGNING:
NICHOLAS G. ENGLISH
MIAMI
FL
09/30/1999
REPORT TYPE: 13F HOLDINGS REPORT
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
<PAGE>
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 0
FORM 13F INFORMATION TABLE ENTRY TOTAL: REFERENCE END OF REPORT
FORM 13F INFORMATION TABLE VALUE TOTAL: REFERENCE END OF REPORT
<PAGE>
<TABLE>
<S> <C> <C>
VALUE SHARES/ SH/ PUT/ INVSTMT ----VOTING AUTHORITY----
NAME OF ISSUER -TITLE OF CLASS- --CUSIP-- (X$1000) PRN AMT PRN CALL DSCRETN -MANAGERS- SOLE SHARED NONE
D BRILLIANCE CHINA AUTO HLDG LTD COM G1368B102 4 150 SH OTHER 150 0 0
D GLOBAL CROSSING LTD COM G3921A100 21 800 SH SOLE 0 0 800
D GLOBALSTAR TELECOMMUNICTNS LTD COM G3930H104 23 1000 SH SOLE 100 0 900
D LORAL SPACE & COMMUNICATIONS COM G56462107 38 2200 SH SOLE 1100 0 1100
D TRANSOCEAN OFFSHORE INC CAYMON ORD G90076103 55 1800 SH OTHER 1800 0 0
D AFLAC INC COM 001055102 17 400 SH SOLE 400 0 0
D AT&T CORP COM 001957109 347 7967 SH SOLE 3198 0 4769
D AT&T CORP COM 001957109 335 7705 SH OTHER 7705 0 0
D AT&T CORP COM LIB GRP A 001957208 163 4356 SH SOLE 0 0 4356
D AT&T CORP COM LIB GRP A 001957208 57 1540 SH OTHER 1540 0 0
D AT & T CDA INC DEPS RCPT CL B 00207Q202 1134 18050 SH SOLE 8650 0 9400
D AT & T CDA INC DEPS RCPT CL B 00207Q202 311 4950 SH OTHER 4200 0 750
D AXA FINL INC COM 002451102 1906 34150 SH SOLE 23375 0 10775
D AXA FINL INC COM 002451102 493 8825 SH OTHER 7375 0 1450
D ABBOTT LABS COM 002824100 132 3600 SH SOLE 3400 0 200
D ABBOTT LABS COM 002824100 22 600 SH OTHER 600 0 0
D ABERCROMBIE & FITCH CO CL A 002896207 14 400 SH SOLE 0 0 400
D ADAMS EXPRESS CO COM 006212104 37 1281 SH SOLE 0 0 1281
D AEGON N V ORD AMER REG 007924103 66 760 SH SOLE 608 0 152
D AETNA INC COM 008117103 16 327 SH SOLE 300 0 27
D AETNA INC COM 008117103 22 440 SH OTHER 400 0 40
D AIR PRODS & CHEMS INC COM 009158106 23 800 SH SOLE 800 0 0
D ALBERTSONS INC COM 013104104 6 150 SH SOLE 0 0 150
D ALCAN ALUMINIUM LTD NEW COM 013716105 14 450 SH OTHER 0 0 450
D ALCOA INC COM 013817101 142 2284 SH OTHER 2284 0 0
D ALCATEL SPONSORED ADR 013904305 11 400 SH SOLE 0 0 400
D ALEXANDER & BALDWIN INC COM 014482103 17 700 SH SOLE 700 0 0
D ALLEGHENY ENERGY INC COM 017361106 35 1100 SH SOLE 1100 0 0
D ALLEGHENY ENERGY INC COM 017361106 64 2000 SH OTHER 2000 0 0
D ALLEGIANCE TELECOM INC COM 01747T102 1037 19700 SH SOLE 12500 0 7200
D ALLEGIANCE TELECOM INC COM 01747T102 218 4150 SH OTHER 4150 0 0
D ALLERGAN INC COM 018490102 42 379 SH SOLE 0 0 379
D ALLERGAN SPECIALTY THERAP CL A 018494104 0 18 SH SOLE 0 0 18
D ALLIANT TECHSYSTEMS INC COM 018804104 43 623 SH SOLE 0 0 623
D ALLMERICA FINL CORP COM 019754100 16 340 SH SOLE 0 0 340
D ALLSTATE CORP COM 020002101 20 800 SH SOLE 800 0 0
D ALLSTATE CORP COM 020002101 33 1308 SH OTHER 1124 0 184
D ALLTEL CORP COM 020039103 52 740 SH OTHER 740 0 0
D ALTERA CORP COM 021441100 87 2000 SH OTHER 2000 0 0
D AMEREN CORP COM 023608102 11 300 SH SOLE 0 0 300
D AMEREN CORP COM 023608102 30 800 SH OTHER 800 0 0
D AMERICA ONLINE INC DEL COM 02364J104 660 6345 SH SOLE 4770 0 1575
D AMERICA ONLINE INC DEL COM 02364J104 127 1225 SH OTHER 1175 0 50
D AMERICAN ELEC PWR INC COM 025537101 49 1425 SH SOLE 1125 0 300
D AMERICAN ELEC PWR INC COM 025537101 64 1868 SH OTHER 1768 0 100
D AMERICAN EXPRESS CO COM 025816109 1765 13075 SH SOLE 1075 0 12000
D AMERICAN GENERAL CORP COM 026351106 3 50 SH OTHER 0 0 50
D AMERICAN HEALTH PPTYS INC COM 026494104 13 624 SH SOLE 624 0 0
D AMERICAN HOME PRODS CORP COM 026609107 616 14840 SH SOLE 6200 0 8640
D AMERICAN HOME PRODS CORP COM 026609107 199 4800 SH OTHER 4600 0 200
D AMERICAN INSD MTG INVS L P 86 DEPOSITORY UNIT 02686F103 5 821 SH SOLE 821 0 0
D AMERICAN INTL GROUP INC COM 026874107 693 7966 SH SOLE 4918 0 3048
D AMERICAN INTL GROUP INC COM 026874107 499 5739 SH OTHER 5739 0 0
D AMERICAN STD COS INC DEL COM 029712106 2 50 SH OTHER 0 0 50
D AMERICAN WTR WKS INC COM 030411102 2 75 SH SOLE 75 0 0
D AMERITECH CORP NEW COM 030954101 240 3592 SH SOLE 0 0 3592
D AMERITECH CORP NEW COM 030954101 350 5240 SH OTHER 5240 0 0
D AMERIGAS PARTNERS L P UNIT L P INT 030975106 11 600 SH SOLE 600 0 0
D AMETEK INC NEW COM 031100100 19 950 SH SOLE 950 0 0
D AMGEN INC COM 031162100 12 150 SH SOLE 150 0 0
D AMGEN INC COM 031162100 391 4800 SH OTHER 4800 0 0
D ANALOG DEVICES INC COM 032654105 14 266 SH OTHER 266 0 0
D ANHEUSER BUSCH COS INC COM 035229103 25 350 SH SOLE 350 0 0
D APPLE COMPUTER INC COM 037833100 5 75 SH SOLE 75 0 0
D AQUARION CO COM 03838W101 81 2250 SH OTHER 2250 0 0
D ARIBA INC COM 04033V104 22 150 SH SOLE 0 0 150
D ARROW ELECTRS INC COM 042735100 2 100 SH OTHER 0 0 100
D ASHLAND INC COM 044204105 2 50 SH OTHER 0 0 50
D ASSOCIATES FIRST CAP CORP CL A 046008108 164 4562 SH SOLE 2312 0 2250
D ASSOCIATES FIRST CAP CORP CL A 046008108 7 208 SH OTHER 208 0 0
D ATLANTIC RICHFIELD CO COM 048825103 301 3400 SH SOLE 1800 0 1600
D ATLANTIC RICHFIELD CO COM 048825103 218 2460 SH OTHER 2460 0 0
D ATMEL CORP COM 049513104 7 200 SH SOLE 200 0 0
D AUTOMATIC DATA PROCESSING INC COM 053015103 1507 33771 SH SOLE 17725 0 16046
D AUTOMATIC DATA PROCESSING INC COM 053015103 462 10350 SH OTHER 8250 0 2100
D AUTOZONE INC COM 053332102 7 250 SH OTHER 250 0 0
D AVIRON COM 053762100 12 500 SH OTHER 500 0 0
D BP AMOCO P L C SPONSORED ADR 055622104 1167 10529 SH SOLE 6343 0 4186
D BP AMOCO P L C SPONSORED ADR 055622104 487 4392 SH OTHER 4392 0 0
D BAKER FENTRESS & CO COM 057213100 74 5285 SH SOLE 5285 0 0
D BALL CORP COM 058498106 31 700 SH SOLE 700 0 0
D BANK OF AMERICA CORPORATION COM 060505104 62 1108 SH SOLE 356 0 752
D BANK OF AMERICA CORPORATION COM 060505104 195 3508 SH OTHER 2715 0 793
D BANK NEW YORK INC COM 064057102 4995 149374 SH SOLE 62523 0 86851
D BANK NEW YORK INC COM 064057102 485 14500 SH OTHER 8800 0 5700
D BANK ONE CORP COM 06423A103 177 5096 SH SOLE 936 0 4160
D BANK ONE CORP COM 06423A103 24 700 SH OTHER 0 0 700
D BARCLAYS BK PLC AM DEP NT RCPT 06738C836 10 400 SH OTHER 400 0 0
D BEAR STEARNS COS INC COM 073902108 16 420 SH SOLE 420 0 0
D BECKMAN COULTER INC COM 075811109 6 138 SH SOLE 0 0 138
D BECTON DICKINSON & CO COM 075887109 62 2200 SH SOLE 1800 0 400
D BECTON DICKINSON & CO COM 075887109 109 3900 SH OTHER 0 0 3900
D BED BATH & BEYOND INC COM 075896100 70 2000 SH OTHER 2000 0 0
D BELL ATLANTIC CORP COM 077853109 492 7308 SH SOLE 4204 0 3104
D BELL ATLANTIC CORP COM 077853109 704 10460 SH OTHER 10460 0 0
D BELLSOUTH CORP COM 079860102 778 17294 SH SOLE 9200 0 8094
D BELLSOUTH CORP COM 079860102 935 20768 SH OTHER 17168 0 3600
D BERKSHIRE HATHAWAY INC DEL CL A 084670108 30 3 SH SOLE 0 0 3
D BERKSHIRE HATHAWAY INC DEL CL B 084670207 72 39 SH SOLE 0 0 39
D BERKSHIRE RLTY INC COM 084710102 6 536 SH SOLE 0 0 536
D BESTFOODS COM 08658U101 1237 25475 SH SOLE 12750 0 12725
D BESTFOODS COM 08658U101 396 8150 SH OTHER 7050 0 1100
D BETHLEHEM STL CORP PFD CV $5 087509303 26 500 SH OTHER 500 0 0
D BIOGEN INC COM 090597105 126 1600 SH SOLE 1200 0 400
D BIOGEN INC COM 090597105 8 100 SH OTHER 100 0 0
D BIOMET INC COM 090613100 126 4800 SH SOLE 3600 0 1200
D BIOMET INC COM 090613100 24 900 SH OTHER 900 0 0
D BLACKROCK 2001 TERM TR INC COM 092477108 18 2000 SH OTHER 2000 0 0
D BOEING CO COM 097023105 43 1000 SH SOLE 600 0 400
D BOEING CO COM 097023105 9 200 SH OTHER 200 0 0
D BORDERS GROUP INC COM 099709107 547 37225 SH SOLE 31375 0 5850
D BORDERS GROUP INC COM 099709107 169 11500 SH OTHER 9600 0 1900
D BRADLEY REAL ESTATE INC COM 104580105 4 205 SH OTHER 205 0 0
D BRIGGS & STRATTON CORP COM 109043109 23 400 SH SOLE 400 0 0
D BRISTOL MYERS SQUIBB CO COM 110122108 3903 57824 SH SOLE 52128 0 5696
D BRISTOL MYERS SQUIBB CO COM 110122108 385 5700 SH OTHER 5700 0 0
D BRITISH STL PLC ADR FINAL INST 111015301 13 500 SH OTHER 500 0 0
D BROWN FORMAN CORP CL A 115637100 117 2000 SH OTHER 0 0 2000
D BROWN FORMAN CORP CL B 115637209 41 650 SH SOLE 650 0 0
D BROWN FORMAN CORP CL B 115637209 125 2000 SH OTHER 0 0 2000
D BURLINGTON RES INC COM 122014103 7 200 SH SOLE 0 0 200
D CBS CORP COM 12490K107 37 800 SH SOLE 0 0 800
D CIGNA CORP COM 125509109 36 468 SH OTHER 318 0 150
D CSX CORP COM 126408103 49 1150 SH SOLE 400 0 750
D CSX CORP COM 126408103 31 725 SH OTHER 500 0 225
D CVS CORP COM 126650100 503 12325 SH SOLE 10525 0 1800
D CVS CORP COM 126650100 122 3000 SH OTHER 1700 0 1300
D CABLE & WIRELESS PUB LTD CO SPONSORED ADR 126830207 5 150 SH SOLE 150 0 0
D CABOT CORP COM 127055101 2 100 SH OTHER 0 0 100
D CAMBRIDGE TECH PARTNERS MASS COM 132524109 73 5000 SH SOLE 5000 0 0
D CARDINAL HEALTH INC COM 14149Y108 245 4500 SH SOLE 0 0 4500
D CAREMATRIX CORP COM 141706101 6 1200 SH OTHER 0 0 1200
D CARNIVAL CORP COM 143658102 52 1200 SH SOLE 1200 0 0
D CAROLINA PWR & LT CO COM 144141108 58 1649 SH SOLE 1649 0 0
D CAROLINA PWR & LT CO COM 144141108 52 1462 SH OTHER 1462 0 0
D CATERPILLAR INC DEL COM 149123101 367 6700 SH SOLE 3700 0 3000
D CENTOCOR INC COM 152342101 139 2375 SH SOLE 1075 0 1300
D CENTOCOR INC COM 152342101 64 1100 SH OTHER 1100 0 0
D CENTRAL & SOUTH WEST CORP COM 152357109 134 6332 SH SOLE 4700 0 1632
D CENTRAL & SOUTH WEST CORP COM 152357109 35 1662 SH OTHER 1512 0 150
D CERIDIAN CORP COM 15677T106 15 600 SH OTHER 600 0 0
D CHASE MANHATTAN CORP NEW COM 16161A108 53 700 SH SOLE 700 0 0
D CHASE MANHATTAN CORP NEW COM 16161A108 45 600 SH OTHER 600 0 0
D CHEVRON CORPORATION COM 166751107 226 2550 SH SOLE 2200 0 350
D CHEVRON CORPORATION COM 166751107 195 2200 SH OTHER 2200 0 0
D CHIRON CORP COM 170040109 28 1000 SH SOLE 0 0 1000
D CHUBB CORP COM 171232101 30 600 SH SOLE 500 0 100
D CHUBB CORP COM 171232101 4 85 SH OTHER 0 0 85
D CIENA CORP COM 171779101 18 500 SH OTHER 500 0 0
D CINERGY CORP COM 172474108 25 900 SH SOLE 900 0 0
D CINERGY CORP COM 172474108 3 100 SH OTHER 0 0 100
D CISCO SYS INC COM 17275R102 4454 64963 SH SOLE 36699 0 28264
D CISCO SYS INC COM 17275R102 1994 29084 SH OTHER 26984 0 2100
D CITIGROUP INC COM 172967101 3106 70591 SH SOLE 36479 0 34112
D CITIGROUP INC COM 172967101 1001 22744 SH OTHER 21169 0 1575
D CLOROX CO DEL COM 189054109 107 2800 SH SOLE 2800 0 0
D COASTAL CORP COM 190441105 16 400 SH SOLE 0 0 400
D COCA COLA CO COM 191216100 2427 50305 SH SOLE 35486 0 14819
D COCA COLA CO COM 191216100 972 20150 SH OTHER 17800 0 2350
D COLGATE PALMOLIVE CO COM 194162103 84 1840 SH SOLE 1840 0 0
D COLGATE PALMOLIVE CO COM 194162103 307 6700 SH OTHER 6700 0 0
D COMCAST CORP CL A SPL 200300200 1152 28900 SH SOLE 18450 0 10450
D COMCAST CORP CL A SPL 200300200 219 5500 SH OTHER 5500 0 0
D COMMERCIAL BANKSHARES INC COM 201607108 335 15393 SH SOLE 15393 0 0
D COMMSCOPE INC COM 203372107 5 140 SH SOLE 0 0 140
D COMPAQ COMPUTER CORP COM 204493100 165 7200 SH SOLE 6500 0 700
D COMPAQ COMPUTER CORP COM 204493100 34 1500 SH OTHER 1500 0 0
D CONAGRA INC COM 205887102 9 400 SH OTHER 0 0 400
D COMPUTER HORIZONS CORP COM 205908106 174 15000 SH SOLE 15000 0 0
D CONEXANT SYSTEMS INC COM 207142100 78 1072 SH SOLE 0 0 1072
D CONNECTICUT ENERGY CORP COM 207567108 27 700 SH SOLE 700 0 0
D CONSOLIDATED EDISON INC COM 209115104 154 3720 SH SOLE 1720 0 2000
D CONSOLIDATED NAT GAS CO COM 209615103 25 400 SH SOLE 400 0 0
D CONSOLIDATED NAT GAS CO COM 209615103 12 200 SH OTHER 200 0 0
D CONSOLIDATED PAPERS INC COM 209759109 3 100 SH OTHER 0 0 100
D CONSOLIDATED TOMOKA LD CO COM 210226106 9 677 SH SOLE 677 0 0
D CONSTELLATION ENERGY CORP COM 210371100 23 800 SH SOLE 800 0 0
D COOPER CAMERON CORP COM 216640102 42 1100 SH SOLE 950 0 150
D COOPER CAMERON CORP COM 216640102 34 900 SH OTHER 900 0 0
D COOPER TIRE & RUBR CO COM 216831107 2 100 SH OTHER 0 0 100
D CORDANT TECHNOLOGIES INC COM 218412104 20 650 SH SOLE 650 0 0
D CORN PRODS INTL INC COM 219023108 6 200 SH OTHER 200 0 0
D CORNING INC COM 219350105 1789 26100 SH SOLE 13450 0 12650
D CORNING INC COM 219350105 281 4100 SH OTHER 4100 0 0
D COSTCO WHSL CORP NEW COM 22160K105 301 4175 SH SOLE 1300 0 2875
D COUNTRYWIDE CR INDS INC DEL COM 222372104 23 700 SH SOLE 700 0 0
D COVANCE INC COM 222816100 13 1300 SH SOLE 0 0 1300
D COX COMMUNICATIONS INC NEW CL A 224044107 6 146 SH SOLE 0 0 146
D CROWN CORK & SEAL INC COM 228255105 2 85 SH OTHER 0 0 85
D DQE INC COM 23329J104 53 1350 SH SOLE 900 0 450
D DTE ENERGY CO COM 233331107 11 300 SH OTHER 300 0 0
D DANAHER CORP DEL COM 235851102 100 1900 SH SOLE 0 0 1900
D DAYTON HUDSON CORP COM 239753106 185 3075 SH SOLE 2200 0 875
D DAYTON HUDSON CORP COM 239753106 108 1800 SH OTHER 1800 0 0
D DELPHI AUTOMOTIVE SYS CORP COM 247126105 11 698 SH SOLE 0 0 698
D DELPHI AUTOMOTIVE SYS CORP COM 247126105 9 558 SH OTHER 558 0 0
D DELTIC TIMBER CORP COM 247850100 16 714 SH OTHER 714 0 0
D DIAL CORP NEW COM 25247D101 26 1000 SH SOLE 0 0 1000
D DILLARDS INC CL A 254067101 2 75 SH OTHER 0 0 75
D DISNEY WALT CO COM 254687106 1647 63344 SH SOLE 15855 0 47489
D DISNEY WALT CO COM 254687106 156 6010 SH OTHER 5110 0 900
D DOLLAR GEN CORP COM 256669102 8 250 SH OTHER 250 0 0
D DOMINION RES INC VA COM 257470104 70 1549 SH SOLE 1549 0 0
D DOUBLECLICK INC COM 258609304 525 4405 SH SOLE 2900 0 1505
D DOUBLECLICK INC COM 258609304 137 1150 SH OTHER 1100 0 50
D DOVER CORP COM 260003108 409 10000 SH SOLE 0 0 10000
D DOW CHEM CO COM 260543103 489 4300 SH SOLE 550 0 3750
D DOW CHEM CO COM 260543103 166 1462 SH OTHER 1312 0 150
D DU PONT E I DE NEMOURS & CO COM 263534109 3013 49794 SH SOLE 35119 0 14675
D DU PONT E I DE NEMOURS & CO COM 263534109 842 13925 SH OTHER 11325 0 2600
D DUKE ENERGY CORP COM 264399106 31 555 SH OTHER 200 0 355
D DUKE WEEKS REALTY CORP COM NEW 264411505 48 2450 SH SOLE 250 0 2200
D DUKE WEEKS REALTY CORP COM NEW 264411505 12 600 SH OTHER 600 0 0
D E M C CORP MASS COM 268648102 2343 32825 SH SOLE 14625 0 18200
D E M C CORP MASS COM 268648102 464 6500 SH OTHER 6250 0 250
D E TOWN COM 269242103 45 900 SH OTHER 900 0 0
D EASTMAN CHEM CO COM 277432100 4 100 SH SOLE 100 0 0
D EASTMAN CHEM CO COM 277432100 3 75 SH OTHER 0 0 75
D EASTMAN KODAK CO COM 277461109 83 1100 SH SOLE 700 0 400
D ECHELON INTL CORP COM 278747100 0 1 SH OTHER 1 0 0
D EDISON INTL COM 281020107 78 3200 SH SOLE 3200 0 0
D EL PASO ENERGY CORP DEL COM 283905107 4 94 SH SOLE 0 0 94
D ELAN PLC ADR 284131208 34 1000 SH OTHER 1000 0 0
D EMERSON ELEC CO COM 291011104 869 13750 SH SOLE 250 0 13500
D EMERSON ELEC CO COM 291011104 38 600 SH OTHER 600 0 0
D ENBRIDGE INC COM 29250N105 108 5096 SH OTHER 5096 0 0
D ENERGY EAST CORP COM 29266M109 29 1200 SH SOLE 1200 0 0
D ENRON CORP COM 293561106 105 2550 SH SOLE 1200 0 1350
D ENRON CORP COM 293561106 99 2400 SH OTHER 2400 0 0
D ENTRUST TECHNOLOGIES INC COM 293848107 180 8000 SH SOLE 8000 0 0
D EQUITY INCOME FD UT 1 EX SR-ATT 294700703 20 100 SH SOLE 0 0 100
D ERICSSON L M TEL CO ADR CL B SEK10 294821400 3 100 SH SOLE 100 0 0
D ERICSSON L M TEL CO ADR CL B SEK10 294821400 100 3200 SH OTHER 3200 0 0
D EXXON CORP COM 302290101 8791 115677 SH SOLE 45493 0 70184
D EXXON CORP COM 302290101 2366 31134 SH OTHER 29478 0 1656
D F M C CORP COM NEW 302491303 1 30 SH OTHER 0 0 30
D FPL GROUP INC COM 302571104 222 4400 SH SOLE 2400 0 2000
D FPL GROUP INC COM 302571104 55 1088 SH OTHER 805 0 283
D FAMILY DLR STORES INC COM 307000109 112 5300 SH SOLE 3650 0 1650
D FAMILY DLR STORES INC COM 307000109 71 3350 SH OTHER 3350 0 0
D FDX CORP COM 31304N107 16 400 SH SOLE 400 0 0
D FDX CORP COM 31304N107 31 800 SH OTHER 800 0 0
D FEDERAL NATL MTG ASSN COM 313586109 2127 33925 SH SOLE 19500 0 14425
D FEDERAL NATL MTG ASSN COM 313586109 633 10105 SH OTHER 8805 0 1300
D FEDERAL REALTY INVT TR SH BEN INT NEW 313747206 8 400 SH SOLE 0 0 400
D FEDERAL REALTY INVT TR SH BEN INT NEW 313747206 9 450 SH OTHER 450 0 0
D FEDERATED DEPT STORES INC DEL COM 31410H101 7 150 SH OTHER 0 0 150
D FINET COM INC COM PAR $0.01 317922300 1 400 SH SOLE 200 0 200
D FINOVA GROUP INC COM 317928109 18 500 SH SOLE 0 0 500
D FIRST DATA CORP COM 319963104 1418 32322 SH SOLE 4380 0 27942
D FIRST DATA CORP COM 319963104 23 526 SH OTHER 526 0 0
D FIRST TENN NATL CORP COM 337162101 11 400 SH SOLE 400 0 0
D FIRST UN CORP COM 337358105 322 9025 SH SOLE 6150 0 2875
D FIRST UN CORP COM 337358105 175 4925 SH OTHER 4925 0 0
D FIRSTENERGY CORP COM 337932107 33 1312 SH SOLE 1312 0 0
D FIRSTENERGY CORP COM 337932107 14 556 SH OTHER 0 0 556
D FLORIDA EAST COAST INDS COM 340632108 94 3000 SH SOLE 3000 0 0
D FLORIDA PROGRESS CORP COM 341109106 141 3050 SH SOLE 2750 0 300
D FLORIDA PROGRESS CORP COM 341109106 211 4558 SH OTHER 2658 0 1900
D FORD MTR CO DEL COM 345370100 74 1479 SH SOLE 1279 0 200
D FORD MTR CO DEL COM 345370100 30 600 SH OTHER 600 0 0
D FOREST LABS INC CL A 345838106 84 2000 SH SOLE 2000 0 0
D FORTUNE BRANDS INC COM 349631101 68 2100 SH SOLE 1600 0 500
D FORTUNE BRANDS INC COM 349631101 32 1000 SH OTHER 1000 0 0
D FOUNDATION HEALTH SYS INC COM 350404109 1 75 SH OTHER 0 0 75
D FRONTIER CORPORATION COM 35906P105 0 500 SH SOLE 500 0 0
D GTE CORP COM 362320103 423 5500 SH SOLE 5300 0 200
D GTE CORP COM 362320103 100 1300 SH OTHER 1000 0 300
D GALLAHER GROUP PLC SPONSORED ADR 363595109 30 1100 SH SOLE 600 0 500
D GALLAHER GROUP PLC SPONSORED ADR 363595109 27 1000 SH OTHER 1000 0 0
D GANNETT INC COM 364730101 42 600 SH SOLE 600 0 0
D GENCORP INC COM 368682100 15 800 SH SOLE 800 0 0
D GENERAL ELEC CO COM 369604103 9096 76715 SH SOLE 62750 0 13965
D GENERAL ELEC CO COM 369604103 3783 31910 SH OTHER 31210 0 700
D GENERAL GROWTH PPTYS INC COM 370021107 124 3925 SH SOLE 1125 0 2800
D GENERAL INSTR CORP DEL COM 370120107 20 421 SH SOLE 0 0 421
D GENERAL MTRS CORP COM 370442105 63 1000 SH SOLE 0 0 1000
D GENERAL MTRS CORP COM 370442105 50 800 SH OTHER 800 0 0
D GENERAL SEMICONDUCTOR INC COM 370787103 1 105 SH SOLE 0 0 105
D GENUINE PARTS CO COM 372460105 3 125 SH OTHER 0 0 125
D GEORGIA PAC CORP COM GA PAC GRP 373298108 66 1638 SH SOLE 1438 0 200
D GEORGIA PAC CORP COM-TIMBER GRP 373298702 19 819 SH SOLE 719 0 100
D GILLETTE CO COM 375766102 1635 48189 SH SOLE 26935 0 21254
D GILLETTE CO COM 375766102 631 18600 SH OTHER 17000 0 1600
D GLAXO WELLCOME PLC SPONSORED ADR 37733W105 21 400 SH OTHER 400 0 0
D GLIATECH INC COM 37929C103 3 200 SH SOLE 100 0 100
D GLIATECH INC COM 37929C103 17 1000 SH OTHER 1000 0 0
D GOODYEAR TIRE & RUBR CO COM 382550101 4 75 SH OTHER 0 0 75
D GRACE W R & CO DEL NEW COM 38388F108 23 1400 SH SOLE 1400 0 0
D GTECH HLDGS CORP COM 400518106 19 900 SH SOLE 900 0 0
D GULF CDA RES LTD ORD 40218L305 8 2000 SH OTHER 2000 0 0
D HALLIBURTON CO COM 406216101 868 21160 SH SOLE 7450 0 13710
D HALLIBURTON CO COM 406216101 144 3520 SH OTHER 3520 0 0
D JOHN HANCOCK BK &THRIFT OPP FD SH BEN INT 409735107 32 3740 SH SOLE 3740 0 0
D HARRIS CORP DEL COM 413875105 14 500 SH OTHER 500 0 0
D HARTFORD FINL SVCS GROUP INC COM 416515104 65 1600 SH SOLE 500 0 1100
D HEALTH CARE PPTY INVS INC COM 421915109 53 2025 SH SOLE 2025 0 0
D HEALTHSOUTH CORP COM 421924101 12 2000 SH OTHER 2000 0 0
D HEARX LTD COM NEW 422360305 4 1000 SH SOLE 0 0 1000
D HEINZ H J CO COM 423074103 13 300 SH SOLE 300 0 0
D HEINZ H J CO COM 423074103 26 600 SH OTHER 600 0 0
D HERCULES INC COM 427056106 29 1000 SH OTHER 1000 0 0
D HERITAGE US GOVT INCOME FD SH BEN INT 42725E105 23 2060 SH SOLE 2060 0 0
D HERSHEY FOODS CORP COM 427866108 69 1408 SH SOLE 1208 0 200
D HEWLETT PACKARD CO COM 428236103 247 2725 SH SOLE 1300 0 1425
D HEWLETT PACKARD CO COM 428236103 327 3600 SH OTHER 3600 0 0
D HIGHLANDS INS GROUP INC COM 431032101 3 288 SH SOLE 0 0 288
D HOME DEPOT INC COM 437076102 300 4374 SH SOLE 2100 0 2274
D HOME DEPOT INC COM 437076102 14 200 SH OTHER 200 0 0
D HONEYWELL INC COM 438506107 1110 9976 SH SOLE 0 0 9976
D HONEYWELL INC COM 438506107 14 130 SH OTHER 130 0 0
D HUANENG PWR INTL INC SPON ADR N 443304100 1 100 SH OTHER 100 0 0
D HUNTINGTON BANCSHARES INC COM 446150104 117 4392 SH SOLE 4392 0 0
D HYPERION TOTAL RETURN & INCOME COM 449145101 0 9 SH SOLE 9 0 0
D ITT INDS INC IND COM 450911102 33 1050 SH SOLE 500 0 550
D IDEXX LABS INC COM 45168D104 34 2000 SH OTHER 2000 0 0
D IMATION CORP COM 45245A107 6 200 SH OTHER 200 0 0
D IMMUNE RESPONSE CORP DEL COM 45252T106 3 700 SH SOLE 700 0 0
D INCO LTD COM 453258402 53 2500 SH SOLE 0 0 2500
D INGERSOLL-RAND CO COM 456866102 25 450 SH SOLE 0 0 450
D INSURED MUN INCOME FD COM 45809F104 13 1060 SH SOLE 1060 0 0
D INTEL CORP COM 458140100 3775 50805 SH SOLE 25530 0 25275
D INTEL CORP COM 458140100 1572 21158 SH OTHER 17258 0 3900
D INTERNATIONAL BUSINESS MACHS COM 459200101 995 8226 SH SOLE 7450 0 776
D INTERNATIONAL BUSINESS MACHS COM 459200101 1235 10210 SH OTHER 10160 0 50
D INTERNATIONAL FLAVORS&FRAGRANC COM 459506101 14 400 SH SOLE 400 0 0
D INTL PAPER CO COM 460146103 14 297 SH SOLE 0 0 297
D INTL PAPER CO COM 460146103 13 274 SH OTHER 0 0 274
D INTERVU INC COM 46114R106 11 300 SH SOLE 100 0 200
D JDS UNIPHASE CORP COM 46612J101 17 150 SH SOLE 0 0 150
D JDS UNIPHASE CORP COM 46612J101 57 500 SH OTHER 500 0 0
D JOHNSON & JOHNSON COM 478160104 4436 48282 SH SOLE 29450 0 18832
D JOHNSON & JOHNSON COM 478160104 1456 15850 SH OTHER 12950 0 2900
D JOHNSON CTLS INC COM 478366107 33 500 SH SOLE 500 0 0
D KANEB PIPE LINE PARTNERS L P SR PREF UNIT 484169107 29 1000 SH SOLE 1000 0 0
D KEANE INC COM 486665102 114 5000 SH SOLE 5000 0 0
D KEMPER INTER GOVT TR SH BEN INT 488413105 32 5000 SH OTHER 5000 0 0
D KEMPER MUN INCOME TR COM SH BEN INT 48842C104 79 7200 SH SOLE 3000 0 4200
D KEYSPAN CORP COM 49337W100 103 3600 SH SOLE 1500 0 2100
D KIMBERLY CLARK CORP COM 494368103 24 450 SH SOLE 450 0 0
D KIMBERLY CLARK CORP COM 494368103 42 800 SH OTHER 800 0 0
D KONINKLIJKE PHILIPS ELECTRS NV SPON ADR NEW 500472204 33 322 SH SOLE 322 0 0
D KROGER CO COM 501044101 899 40750 SH SOLE 28850 0 11900
D KROGER CO COM 501044101 212 9600 SH OTHER 9000 0 600
D LTV CORP NEW COM 501921100 0 1 SH OTHER 1 0 0
D LAUDER ESTEE COS INC CL A 518439104 8 200 SH SOLE 200 0 0
D LEAP WIRELESS INTL INC COM 521863100 8 337 SH SOLE 37 0 300
D LEAP WIRELESS INTL INC COM 521863100 4 175 SH OTHER 175 0 0
D LEHMAN BROS HLDGS INC COM 524908100 29 500 SH OTHER 500 0 0
D LEVEL 3 COMMUNICATIONS INC COM 52729N100 16 300 SH SOLE 200 0 100
D LEVIATHAN GAS PIPELINE PARTNRS COM UNIT 527367205 46 2000 SH SOLE 2000 0 0
D LIBERTY PPTY TR SH BEN INT 531172104 9 400 SH SOLE 0 0 400
D LIBERTY PPTY TR SH BEN INT 531172104 9 400 SH OTHER 400 0 0
D LILLY ELI & CO COM 532457108 95 1475 SH SOLE 1475 0 0
D LILLY ELI & CO COM 532457108 51 800 SH OTHER 400 0 400
D LOEWS CORP COM 540424108 14 200 SH SOLE 200 0 0
D LOWES COS INC COM 548661107 41 850 SH SOLE 650 0 200
D LOWES COS INC COM 548661107 15 300 SH OTHER 300 0 0
D LUBRIZOL CORP COM 549271104 2 60 SH OTHER 0 0 60
D LUCENT TECHNOLOGIES INC COM 549463107 1955 30131 SH SOLE 20838 0 9293
D LUCENT TECHNOLOGIES INC COM 549463107 1436 22136 SH OTHER 22086 0 50
D MCN ENERGY GROUP INC COM 55267J100 8 444 SH SOLE 0 0 444
D MCI WORLDCOM INC COM 55268B106 1991 27700 SH SOLE 18900 0 8800
D MCI WORLDCOM INC COM 55268B106 465 6475 SH OTHER 6025 0 450
D MFS CHARTER INCOME TR SH BEN INT 552727109 24 3000 SH SOLE 3000 0 0
D MFS INTER INCOME TR SH BEN INT 55273C107 16 2500 SH OTHER 2500 0 0
D MARK IV INDS INC COM 570387100 10 486 SH OTHER 486 0 0
D MARSH & MCLENNAN COS INC COM 571748102 428 6250 SH SOLE 6250 0 0
D MARSH & MCLENNAN COS INC COM 571748102 370 5400 SH OTHER 5400 0 0
D MATTEL INC COM 577081102 65 3400 SH SOLE 0 0 3400
D MAY DEPT STORES CO COM 577778103 193 5284 SH SOLE 4234 0 1050
D MAY DEPT STORES CO COM 577778103 5 150 SH OTHER 0 0 150
D MAYTAG CORP COM 578592107 7 200 SH SOLE 200 0 0
D MCDONALDS CORP COM 580135101 1356 31360 SH SOLE 22460 0 8900
D MCDONALDS CORP COM 580135101 445 10290 SH OTHER 8390 0 1900
D MCKESSON HBOC INC COM 58155Q103 9 300 SH OTHER 300 0 0
D MCLEODUSA INC COM 582266102 294 6900 SH SOLE 6200 0 700
D MCLEODUSA INC COM 582266102 57 1350 SH OTHER 1350 0 0
D MEAD CORP COM 582834107 3 100 SH OTHER 0 0 100
D MEDIAONE GROUP INC COM 58440J104 59 867 SH SOLE 3 0 864
D MEDIAONE GROUP INC COM 58440J104 74 1080 SH OTHER 1080 0 0
D MEDTRONIC INC COM 585055106 1041 29282 SH SOLE 17552 0 11730
D MEDTRONIC INC COM 585055106 281 7900 SH OTHER 7900 0 0
D MENTOR INCOME FD INC COM 587204108 68 8980 SH SOLE 8980 0 0
D MERCK & CO INC COM 589331107 3665 56550 SH SOLE 27950 0 28600
D MERCK & CO INC COM 589331107 1283 19800 SH OTHER 19800 0 0
D MERITOR AUTOMOTIVE INC COM 59000G100 15 714 SH SOLE 0 0 714
D MERRILL LYNCH & CO INC COM 590188108 108 1600 SH OTHER 1600 0 0
D METRICOM INC COM 591596101 5 200 SH OTHER 200 0 0
D METROMEDIA FIBER NETWORK INC CL A 591689104 511 20875 SH SOLE 10075 0 10800
D METROMEDIA FIBER NETWORK INC CL A 591689104 172 7000 SH OTHER 6800 0 200
D MICROSOFT CORP COM 594918104 571 6300 SH SOLE 3600 0 2700
D MICROSOFT CORP COM 594918104 362 4000 SH OTHER 4000 0 0
D MIDLAND BK PLC SPON ADR A1 597433309 10 400 SH OTHER 400 0 0
D MILLENNIUM CHEMICALS INC COM 599903101 1 50 SH OTHER 0 0 50
D MILLIPORE CORP COM 601073109 3756 100000 SH SOLE 100000 0 0
D MINIMED INC COM 60365K108 924 9400 SH SOLE 4200 0 5200
D MINIMED INC COM 60365K108 15 150 SH OTHER 150 0 0
D MINNESOTA MNG & MFG CO COM 604059105 48 500 SH SOLE 200 0 300
D MINNESOTA MNG & MFG CO COM 604059105 96 1000 SH OTHER 1000 0 0
D MINNESOTA PWR INC COM 604110106 70 4000 SH OTHER 4000 0 0
D MOBIL CORP COM 607059102 3590 35637 SH SOLE 25630 0 10007
D MOBIL CORP COM 607059102 967 9600 SH OTHER 8000 0 1600
D MONSANTO CO COM 611662107 1487 41657 SH SOLE 25675 0 15982
D MONSANTO CO COM 611662107 298 8350 SH OTHER 7550 0 800
D MONTANA POWER CO COM 612085100 85 2800 SH SOLE 2000 0 800
D MONY GROUP INC COM 615337102 0 16 SH OTHER 16 0 0
D MORGAN J P & CO INC COM 616880100 231 2025 SH SOLE 1425 0 600
D MORGAN J P & CO INC COM 616880100 137 1200 SH OTHER 1200 0 0
D MORGAN STANLEY D WITTER HI YLD COM 61744M104 24 2000 SH OTHER 2000 0 0
D MORGAN STANLEY DEAN WITTER&CO COM NEW 617446448 3431 38465 SH SOLE 11265 0 27200
D MORGAN STANLEY DEAN WITTER&CO COM NEW 617446448 673 7550 SH OTHER 6750 0 800
D MORGAN STANLEY DEAN WITTER MUN PREM INCOM 61745P429 39 4900 SH SOLE 4900 0 0
D MORGAN STANLEY DEAN WITTER QUALT MUN INCM 61745P734 31 2300 SH SOLE 2300 0 0
D MORGAN STANLEY DEAN WITTER INSD MUN TR 61745P866 54 3956 SH SOLE 3956 0 0
D MORGAN STANLEY DEAN WITTER INCOME SEC INC 61745P874 8 500 SH SOLE 500 0 0
D MOTOROLA INC COM 620076109 396 4500 SH SOLE 4500 0 0
D MOTOROLA INC COM 620076109 44 500 SH OTHER 500 0 0
D MUNIHOLDINGS N Y INSD FD INC COM 625931100 3 200 SH SOLE 0 0 200
D MUNIHOLDINGS N Y FD INC COM 625932108 11 800 SH SOLE 0 0 800
D MUNIHOLDINGS FLA INSD FD II COM 625934104 18 1500 SH SOLE 1500 0 0
D MUNIHOLDINGS FLA INSD FD IV SH BEN INT 625937107 42 3364 SH SOLE 3364 0 0
D MUNIHOLDINGS FLA INSD FD COM 62624W105 21 1666 SH SOLE 1666 0 0
D MUNIHOLDINGS FLA INSD FD III SH BEN INT 62624Y101 40 3332 SH SOLE 3332 0 0
D MUNIVEST FLA FD COM 626293104 44 3800 SH SOLE 3800 0 0
D MUNIYIELD FLA FD COM 626297105 26 2206 SH OTHER 206 0 2000
D MUNIYIELD FD INC COM 626299101 151 11598 SH OTHER 11598 0 0
D MUNIYIELD QUALITY FD INC COM 626302103 24 1928 SH SOLE 1928 0 0
D MURPHY OIL CORP COM 626717102 108 2000 SH OTHER 2000 0 0
D NCR CORP NEW COM 62886E108 55 1671 SH SOLE 1537 0 134
D NCR CORP NEW COM 62886E108 7 205 SH OTHER 205 0 0
D NUCO2 INC COM 629428103 1 200 SH OTHER 200 0 0
D NABISCO HLDGS CORP CL A 629526104 7 200 SH SOLE 200 0 0
D NALCO CHEM CO COM 629853102 3 50 SH OTHER 0 0 50
D NATIONAL CITY CORP COM 635405103 75 2800 SH SOLE 1200 0 1600
D NATIONAL CITY CORP COM 635405103 53 2000 SH OTHER 800 0 1200
D NATIONAL SVC INDS INC COM 637657107 41 1300 SH SOLE 1300 0 0
D NEW AMER HIGH INCOME FD INC COM 641876107 18 4500 SH OTHER 4500 0 0
D NEW CENTURY ENERGIES INC COM 64352U103 48 1425 SH SOLE 1425 0 0
D NEW CENTURY ENERGIES INC COM 64352U103 64 1900 SH OTHER 1900 0 0
D NEWELL RUBBERMAID INC COM 651229106 7 236 SH SOLE 236 0 0
D NEXTEL COMMUNICATIONS INC CL A 65332V103 417 6155 SH SOLE 1530 0 4625
D NEXTEL COMMUNICATIONS INC CL A 65332V103 102 1500 SH OTHER 1500 0 0
D NICOR INC COM 654086107 47 1274 SH OTHER 1274 0 0
D NISOURCE INC COM 65473P105 9 400 SH SOLE 400 0 0
D NOKIA CORP SPONSORED ADR 654902204 3902 43420 SH SOLE 26100 0 17320
D NOKIA CORP SPONSORED ADR 654902204 1375 15300 SH OTHER 14150 0 1150
D NORAM ENERGY CORP SUB DEB CV 6%12 655419AC3 13 15000 PRN OTHER 15000 0 0
D NORFOLK SOUTHERN CORP COM 655844108 123 5000 SH SOLE 5000 0 0
D NORFOLK SOUTHERN CORP COM 655844108 165 6744 SH OTHER 6444 0 300
D NORTHWEST AIRLS CORP CL A 667280101 19 750 SH SOLE 750 0 0
D NSTAR COM 67019E107 29 738 SH SOLE 0 0 738
D NUVEEN INVT QUALITY MUN FD INC COM 67062E103 7 500 SH OTHER 500 0 0
D NUVEEN PREM INCOME MUN FD COM 67062T100 38 3000 SH SOLE 3000 0 0
D NUVEEN N Y INVT QUALITY MUN FD COM 67062X101 15 1000 SH OTHER 0 0 1000
D NUVEEN PREM INCOME MUN FD 2 COM 67063W102 30 2000 SH SOLE 2000 0 0
D NUVEEN DIVID ADVANTAGE MUN FD COM 67066V101 25 1750 SH SOLE 1750 0 0
D OGE ENERGY CORP COM 670837103 27 1200 SH OTHER 0 0 1200
D NUVEEN MUN VALUE FD INC COM 670928100 25 3000 SH SOLE 3000 0 0
D NUVEEN MUN VALUE FD INC COM 670928100 34 4000 SH OTHER 4000 0 0
D NUVEEN FLA INVT QUALITY MUN FD COM 670970102 45 2900 SH SOLE 2900 0 0
D NUVEEN QUALITY INCOME MUN FD COM 670977107 122 8216 SH SOLE 8216 0 0
D NUVEEN INSD MUN OPPORTUNITY FD COM 670984103 67 4800 SH SOLE 4800 0 0
D NUVEEN PREMIER INSD MUN INCOME COM 670987106 9 667 SH OTHER 667 0 0
D NUVEEN INSD FLA PREM INCOME FD COM 67101V108 27 2000 SH SOLE 2000 0 0
D OAKWOOD HOMES CORP COM 674098108 6 1400 SH SOLE 1400 0 0
D OCCIDENTAL PETE CORP DEL COM 674599105 23 1000 SH SOLE 0 0 1000
D OCCIDENTAL PETE CORP DEL COM 674599105 13 550 SH OTHER 300 0 250
D OLD REP INTL CORP COM 680223104 1 100 SH OTHER 0 0 100
D OMNICOM GROUP INC COM 681919106 24 300 SH SOLE 300 0 0
D 1-800 CONTACTS INC COM 681977104 57 2000 SH OTHER 2000 0 0
D ORACLE CORP COM 68389X105 192 4225 SH SOLE 4225 0 0
D OWENS CORNING COM 69073F103 1 50 SH OTHER 0 0 50
D OWENS ILL INC COM NEW 690768403 3 150 SH OTHER 0 0 150
D PG&E CORP COM 69331C108 26 1000 SH SOLE 1000 0 0
D P P & L RES INC COM 693499105 8 299 SH SOLE 299 0 0
D PPG INDS INC COM 693506107 33 550 SH SOLE 550 0 0
D PACIFICORP COM 695114108 17 850 SH OTHER 850 0 0
D PAINE WEBBER GROUP INC COM 695629105 24 650 SH OTHER 650 0 0
D PALL CORP COM 696429307 12 500 SH OTHER 0 0 500
D PARKER HANNIFIN CORP COM 701094104 493 11000 SH SOLE 11000 0 0
D PENNEY J C INC COM 708160106 7 200 SH SOLE 200 0 0
D PENNEY J C INC COM 708160106 6 165 SH OTHER 0 0 165
D PEOPLES ENERGY CORP COM 711030106 11 300 SH OTHER 300 0 0
D PEPSICO INC COM 713448108 539 17660 SH SOLE 3350 0 14310
D PEPSICO INC COM 713448108 40 1300 SH OTHER 1000 0 300
D PHARMACIA & UPJOHN INC COM 716941109 93 1883 SH SOLE 1233 0 650
D PHARMACIA & UPJOHN INC COM 716941109 30 600 SH OTHER 300 0 300
D PFIZER INC COM 717081103 1653 46080 SH SOLE 33130 0 12950
D PFIZER INC COM 717081103 1113 31025 SH OTHER 30625 0 400
D PHELPS DODGE CORP COM 717265102 14 250 SH SOLE 250 0 0
D PHILIP MORRIS COS INC COM 718154107 347 10150 SH SOLE 1650 0 8500
D PHILIP MORRIS COS INC COM 718154107 9 250 SH OTHER 0 0 250
D PHYCOR INC COM 71940F100 1 300 SH OTHER 300 0 0
D PLUM CREEK TIMBER CO INC COM 729251108 19 600 SH SOLE 600 0 0
D POTOMAC ELEC PWR CO COM 737679100 75 2950 SH SOLE 2950 0 0
D PRAXAIR INC COM 74005P104 7 150 SH OTHER 0 0 150
D PREFERRED INCOME FD INC COM 74037G106 19 1376 SH OTHER 1376 0 0
D PREMARK INTL INC COM 740459102 15 300 SH SOLE 0 0 300
D PRICE COMMUNICATIONS CORP COM NEW 741437305 80 3202 SH OTHER 3202 0 0
D PRIMARK CORP COM 741903108 6 224 SH SOLE 0 0 224
D PROCTER & GAMBLE CO COM 742718109 2474 26390 SH SOLE 17470 0 8920
D PROCTER & GAMBLE CO COM 742718109 570 6075 SH OTHER 5475 0 600
D PROVIDIAN FINL CORP COM 74406A102 71 900 SH SOLE 800 0 100
D PUBLIC SVC ENTERPRISE GROUP COM 744573106 368 9524 SH SOLE 7974 0 1550
D PUBLIC SVC ENTERPRISE GROUP COM 744573106 62 1600 SH OTHER 1600 0 0
D PUTNAM HIGH INCOME CONV&BD FD SH BEN INT 746779107 8 1000 SH SOLE 0 0 1000
D PUTNAM PREMIER INCOME TR SH BEN INT 746853100 14 2000 SH SOLE 2000 0 0
D QUALCOMM INC COM 747525103 142 750 SH SOLE 250 0 500
D QUALCOMM INC COM 747525103 208 1100 SH OTHER 1100 0 0
D QUEST DIAGNOSTICS INC COM 74834L100 542 20850 SH SOLE 15300 0 5550
D QUEST DIAGNOSTICS INC COM 74834L100 107 4100 SH OTHER 2700 0 1400
D QWEST COMMUNICATIONS INTL INC COM 749121109 216 7300 SH SOLE 5900 0 1400
D QWEST COMMUNICATIONS INTL INC COM 749121109 109 3700 SH OTHER 3500 0 200
D R G S ENERGY GROUP INC COM 74956K104 10 400 SH SOLE 400 0 0
D R G S ENERGY GROUP INC COM 74956K104 37 1500 SH OTHER 1500 0 0
D RALSTON PURINA CO COM RAL-PUR GP 751277302 6 200 SH OTHER 200 0 0
D RAYONIER INC COM 754907103 6 137 SH SOLE 0 0 137
D RAYTHEON CO CL A 755111309 27 563 SH SOLE 500 0 63
D RAYTHEON CO CL A 755111309 11 225 SH OTHER 225 0 0
D RAYTHEON CO CL B 755111408 25 500 SH SOLE 500 0 0
D RAYTHEON CO CL B 755111408 199 4000 SH OTHER 4000 0 0
D RELIANT ENERGY INC COM 75952J108 448 16550 SH SOLE 4850 0 11700
D RELIANT ENERGY INC COM 75952J108 65 2400 SH OTHER 2400 0 0
D REPUBLIC N Y CORP COM 760719104 6 100 SH OTHER 0 0 100
D REPUBLIC SECURITY FINL CORP COM 760758102 54 6194 SH SOLE 5194 0 1000
D REYNOLDS R J TOB HLDGS INC COM 76182K105 1 33 SH OTHER 0 0 33
D ROCKWELL INTL CORP NEW COM 773903109 113 2144 SH SOLE 0 0 2144
D ROHM & HAAS CO COM 775371107 40 1106 SH OTHER 1106 0 0
D ROPER INDS INC NEW COM 776696106 765 20000 SH SOLE 0 0 20000
D ROYAL DUTCH PETE CO NY REG GLD1.25 780257804 511 8649 SH SOLE 6949 0 1700
D ROYAL DUTCH PETE CO NY REG GLD1.25 780257804 245 4150 SH OTHER 3150 0 1000
D RYERSON TULL INC NEW COM 78375P107 20 850 SH SOLE 850 0 0
D SBC COMMUNICATIONS INC COM 78387G103 469 9176 SH SOLE 2474 0 6702
D SBC COMMUNICATIONS INC COM 78387G103 522 10219 SH OTHER 10219 0 0
D SLM HLDG CORP COM 78442A109 24 550 SH SOLE 550 0 0
D SABRE HLDGS CORP CL A 785905100 688 16000 SH SOLE 0 0 16000
D ST JOE CO COM 790148100 124 5750 SH SOLE 5750 0 0
D SALOMON BROTHERS FD INC COM 795477108 34 1815 SH SOLE 1815 0 0
D SAP AKTIENGESELLSCHAFT SPONSORED ADR 803054204 170 4500 SH SOLE 0 0 4500
D SARA LEE CORP COM 803111103 201 8600 SH OTHER 8000 0 600
D SCANA CORP COM 805898103 7 275 SH SOLE 0 0 275
D SCANA CORP COM 805898103 32 1336 SH OTHER 1336 0 0
D SCHERING PLOUGH CORP COM 806605101 580 13300 SH SOLE 0 0 13300
D SCHERING PLOUGH CORP COM 806605101 240 5500 SH OTHER 5500 0 0
D SCHLUMBERGER LTD COM 806857108 534 8575 SH SOLE 6000 0 2575
D SCHLUMBERGER LTD COM 806857108 56 900 SH OTHER 900 0 0
D SCHWAB CHARLES CORP NEW COM 808513105 1090 32600 SH SOLE 19550 0 13050
D SCHWAB CHARLES CORP NEW COM 808513105 125 3750 SH OTHER 3750 0 0
D SEACOAST BKG CORP FLA CL A 811707108 26 900 SH OTHER 900 0 0
D SEAGATE TECHNOLOGY COM 811804103 5 150 SH OTHER 0 0 150
D SEAGRAM LTD COM 811850106 356 7825 SH SOLE 4750 0 3075
D SEAGRAM LTD COM 811850106 183 4025 SH OTHER 4025 0 0
D SEAGRAM LTD PFD ADJ CV SEC 811850205 42 900 SH OTHER 900 0 0
D SEALED AIR CORP NEW PFD CV A $2 81211K209 34 665 SH SOLE 665 0 0
D SEALED AIR CORP NEW PFD CV A $2 81211K209 13 250 SH OTHER 0 0 250
D SEARS ROEBUCK & CO COM 812387108 5 150 SH SOLE 150 0 0
D SEARS ROEBUCK & CO COM 812387108 2 50 SH OTHER 0 0 50
D SEMPRA ENERGY COM 816851109 21 1000 SH SOLE 0 0 1000
D SHANDONG HUANENG PWR DEV LTD SPON ADR N 819419102 1 300 SH OTHER 300 0 0
D SHERWIN WILLIAMS CO COM 824348106 689 32918 SH SOLE 0 0 32918
D SIGMA ALDRICH CORP COM 826552101 32 1000 SH OTHER 1000 0 0
D SMITHKLINE BEECHAM PLC ADR REP ORD 832378301 708 12282 SH SOLE 1250 0 11032
D SOLECTRON CORP COM 834182107 2936 40885 SH SOLE 24035 0 16850
D SOLECTRON CORP COM 834182107 560 7800 SH OTHER 5700 0 2100
D SOLUTIA INC COM 834376105 22 1246 SH SOLE 80 0 1166
D SONOCO PRODS CO COM 835495102 75 3300 SH SOLE 0 0 3300
D SONOCO PRODS CO COM 835495102 2 70 SH OTHER 0 0 70
D SONY CORP ADR NEW 835699307 45 300 SH SOLE 300 0 0
D SOUTHERN CO COM 842587107 149 5774 SH SOLE 3174 0 2600
D SOUTHERN CO COM 842587107 41 1590 SH OTHER 1590 0 0
D SPRINT CORP COM FON GROUP 852061100 195 3600 SH SOLE 3600 0 0
D SPRINT CORP COM FON GROUP 852061100 358 6600 SH OTHER 6600 0 0
D SPRINT CORP PCS COM SER 1 852061506 82 1100 SH SOLE 1100 0 0
D SPRINT CORP PCS COM SER 1 852061506 112 1500 SH OTHER 1500 0 0
D STARWOOD HOTELS&RESORTS WRLDWD PAIRED CTF 85590A203 20 904 SH SOLE 0 0 904
D STERLING COMM INC COM 859205106 9 500 SH OTHER 500 0 0
D STURM RUGER & CO INC COM 864159108 3 340 SH OTHER 340 0 0
D SUMMIT BANCORP COM 866005101 89 2750 SH SOLE 0 0 2750
D SUN MICROSYSTEMS INC COM 866810104 512 5500 SH SOLE 4600 0 900
D SUN MICROSYSTEMS INC COM 866810104 116 1250 SH OTHER 1250 0 0
D SYSCO CORP COM 871829107 28 800 SH OTHER 800 0 0
D TCW CONV SECS FD INC COM 872340104 50 5400 SH SOLE 5400 0 0
D TECO ENERGY INC COM 872375100 13 600 SH OTHER 600 0 0
D TECH DATA CORP COM 878237106 2 100 SH OTHER 0 0 100
D TELEFONICA S A SPONSORED ADR 879382208 1092 22752 SH SOLE 14411 0 8341
D TELEFONICA S A SPONSORED ADR 879382208 209 4356 SH OTHER 2796 0 1560
D TELEFONOS DE MEXICO S A SPON ADR ORD L 879403780 21 300 SH SOLE 300 0 0
D TELLABS INC COM 879664100 6 100 SH SOLE 100 0 0
D TEXACO INC COM 881694103 929 14722 SH SOLE 400 0 14322
D TEXACO INC COM 881694103 120 1900 SH OTHER 1600 0 300
D TEXAS INSTRS INC COM 882508104 987 12000 SH SOLE 0 0 12000
D TEXAS UTILS CO COM 882848104 216 5800 SH SOLE 3500 0 2300
D TEXAS UTILS CO COM 882848104 70 1879 SH OTHER 500 0 1379
D TEXTRON INC COM 883203101 31 400 SH SOLE 400 0 0
D THERMO ELECTRON CORP COM 883556102 152 11285 SH SOLE 11285 0 0
D THERMO ELECTRON CORP COM 883556102 8 600 SH OTHER 600 0 0
D THOMAS & BETTS CORP COM 884315102 51 1000 SH OTHER 0 0 1000
D TIDEWATER INC COM 886423102 4 150 SH SOLE 0 0 150
D TIME WARNER INC COM 887315109 118 1950 SH SOLE 1150 0 800
D TIME WARNER INC COM 887315109 30 500 SH OTHER 500 0 0
D TOTAL FINA S A SPONSORED ADR 89151E109 386 6080 SH SOLE 3905 0 2175
D TOTAL FINA S A SPONSORED ADR 89151E109 151 2375 SH OTHER 2125 0 250
D TRICON GLOBAL RESTAURANTS COM 895953107 112 2742 SH SOLE 330 0 2412
D TRIQUINT SEMICONDUCTOR INC COM 89674K103 143 2500 SH OTHER 2500 0 0
D TUPPERWARE CORP COM 899896104 6 300 SH SOLE 0 0 300
D TYCO INTL LTD NEW COM 902124106 775 7507 SH SOLE 0 0 7507
D TYCO INTL LTD NEW COM 902124106 31 300 SH OTHER 300 0 0
D TYSON FOODS INC CL A 902494103 2 125 SH OTHER 0 0 125
D USX MARATHON GROUP PFD CONV 6.50% 902905819 40 900 SH SOLE 900 0 0
D U S B HLDG INC COM 902910108 21 1242 SH OTHER 0 0 1242
D UNICOM CORP COM 904911104 37 1000 SH OTHER 1000 0 0
D UNION CARBIDE CORP COM 905581104 23 400 SH SOLE 400 0 0
D UNION CARBIDE CORP COM 905581104 6 100 SH OTHER 0 0 100
D UNION PAC CORP COM 907818108 67 1400 SH SOLE 1000 0 400
D UNION PAC RES GROUP INC COM 907834105 11 677 SH SOLE 0 0 677
D UNISYS CORP COM 909214108 38 834 SH OTHER 834 0 0
D U S WEST INC NEW COM 91273H101 74 1302 SH SOLE 129 0 1173
D U S WEST INC NEW COM 91273H101 80 1409 SH OTHER 1409 0 0
D UNITED TECHNOLOGIES CORP COM 913017109 94 1578 SH SOLE 1578 0 0
D UNITED WTR RES INC COM 913190104 215 6600 SH SOLE 6600 0 0
D UNITED WTR RES INC COM 913190104 138 4218 SH OTHER 4218 0 0
D UNOCAL CORP COM 915289102 76 2064 SH SOLE 2064 0 0
D UNUMPROVIDENT CORP COM 91529Y106 47 1600 SH SOLE 1400 0 200
D UTILICORP UTD INC COM 918005109 42 1984 SH OTHER 1984 0 0
D V F CORP COM 918204108 14 450 SH SOLE 450 0 0
D V F CORP COM 918204108 2 75 SH OTHER 0 0 75
D VAN KAMPEN TR INVT GRADE MUNS COM 920929106 22 1500 SH SOLE 1500 0 0
D VAN KAMPEN INCOME TR SH BEN INT 920957107 19 3000 SH OTHER 3000 0 0
D VAN KAMPEN VALUE MUN INCOME TR COM 921132106 8 667 SH SOLE 667 0 0
D VERTEX PHARMACEUTICALS INC COM 92532F100 31 1000 SH OTHER 1000 0 0
D VIAD CORP COM 92552R109 30 1000 SH SOLE 0 0 1000
D VLASIC FOODS INTL INC COM 928559103 3 500 SH OTHER 500 0 0
D VODAFONE AIRTOUCH PLC SPONSORED ADR 92857T107 1379 5800 SH SOLE 1867 0 3933
D VODAFONE AIRTOUCH PLC SPONSORED ADR 92857T107 855 3596 SH OTHER 3596 0 0
D VOYAGEUR FLA INSD MUN INCOME SH BEN INT 928926104 9 700 SH SOLE 700 0 0
D VULCAN MATLS CO COM 929160109 119 3250 SH OTHER 0 0 3250
D WICOR INC COM 929253102 6 200 SH OTHER 200 0 0
D WPS RESOURCES CORP COM 92931B106 24 850 SH SOLE 850 0 0
D WPS RESOURCES CORP COM 92931B106 38 1350 SH OTHER 1350 0 0
D WACHOVIA CORP COM 929771103 79 1000 SH OTHER 1000 0 0
D WAL MART STORES INC COM 931142103 90 1900 SH SOLE 1050 0 850
D WAL MART STORES INC COM 931142103 19 400 SH OTHER 400 0 0
D WALGREEN CO COM 931422109 41 1600 SH SOLE 600 0 1000
D WALGREEN CO COM 931422109 711 28000 SH OTHER 28000 0 0
D WELLS FARGO & CO NEW COM 949746101 73 1842 SH SOLE 0 0 1842
D WESTVACO CORP COM 961548104 3 100 SH OTHER 0 0 100
D WEYERHAEUSER CO COM 962166104 17 300 SH SOLE 300 0 0
D WEYERHAEUSER CO COM 962166104 35 600 SH OTHER 600 0 0
D WILLIAMS COS INC DEL COM 969457100 2027 53870 SH SOLE 30125 0 23745
D WILLIAMS COS INC DEL COM 969457100 609 16175 SH OTHER 12175 0 4000
D WILLIAMS SONOMA INC COM 969904101 1586 32650 SH SOLE 21500 0 11150
D WILLIAMS SONOMA INC COM 969904101 248 5100 SH OTHER 5100 0 0
D WISCONSIN ENERGY CORP COM 976657106 5 200 SH SOLE 200 0 0
D WISCONSIN ENERGY CORP COM 976657106 108 4600 SH OTHER 4500 0 100
D WRIGLEY WM JR CO COM 982526105 10 150 SH OTHER 150 0 0
D XEROX CORP COM 984121103 1187 28305 SH SOLE 19955 0 8350
D XEROX CORP COM 984121103 260 6200 SH OTHER 4900 0 1300
D YAHOO INC COM 984332106 367 2045 SH SOLE 1445 0 600
D YAHOO INC COM 984332106 78 435 SH OTHER 385 0 50
S REPORT SUMMARY 660 DATA RECORDS 204372 0 OTHER MANAGERS ON WHOSE BEHALF REPORT IS FILED
</TABLE>