BANK OF NEW YORK TRUST CO OF FLORIDA N A
13F-HR, 1999-10-13
Previous: TIAA CREF MUTUAL FUND, 497, 1999-10-13
Next: MUNICIPAL INVESTMENT TR FD MULTISTATE SER 314 DEF ASSET FDS, 485BPOS, 1999-10-13



UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 13F

FORM 13F COVER PAGE

REPORT FOR THE QUARTER ENDED: 09/30/1999

INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:

NAME:                         BANK OF NEW YORK TRUST COMPANY OF FLORIDA
STREET:                       800 BRICKELL AVE.
                              SUITE 300
                              MIAMI
                              FL
                              33131

13F FILE NUMBER:              28-5962

THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE PERSON BY
WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON SIGNING THE REPORT IS
AUTHORIZED TO SUBMIT IT, THAT ALL INFORMATION CONTAINED HEREIN IS TRUE,
CORRECT AND COMPLETE, AND THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS,
STATEMENTS, SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF THIS
FORM.

PERSON SIGNING THIS REPORT ON BEHALF OF THE INVESTMENT MANAGER:

NAME:                         NICHOLAS G. ENGLISH
TITLE:                        SVP
PHONE:                        305-372-7401
SIGNATURE, PLACE, AND DATE OF SIGNING:
                              NICHOLAS G. ENGLISH
                              MIAMI
                              FL
                              09/30/1999

REPORT TYPE:                  13F HOLDINGS REPORT

I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.

<PAGE>
FORM 13F SUMMARY PAGE

REPORT SUMMARY:

NUMBER OF OTHER INCLUDED MANAGERS:      0

FORM 13F INFORMATION TABLE ENTRY TOTAL: REFERENCE END OF REPORT

FORM 13F INFORMATION TABLE VALUE TOTAL: REFERENCE END OF REPORT

<PAGE>
<TABLE>
<S>                              <C>                                              <C>
                                                             VALUE    SHARES/ SH/ PUT/ INVSTMT            ----VOTING AUTHORITY----
  NAME OF ISSUER                 -TITLE OF CLASS- --CUSIP-- (X$1000)  PRN AMT PRN CALL DSCRETN -MANAGERS-     SOLE   SHARED     NONE
D BRILLIANCE CHINA AUTO HLDG LTD COM              G1368B102        4      150 SH       OTHER                   150        0        0
D GLOBAL CROSSING LTD            COM              G3921A100       21      800 SH       SOLE                      0        0      800
D GLOBALSTAR TELECOMMUNICTNS LTD COM              G3930H104       23     1000 SH       SOLE                    100        0      900
D LORAL SPACE & COMMUNICATIONS   COM              G56462107       38     2200 SH       SOLE                   1100        0     1100
D TRANSOCEAN OFFSHORE INC CAYMON ORD              G90076103       55     1800 SH       OTHER                  1800        0        0
D AFLAC INC                      COM              001055102       17      400 SH       SOLE                    400        0        0
D AT&T CORP                      COM              001957109      347     7967 SH       SOLE                   3198        0     4769
D AT&T CORP                      COM              001957109      335     7705 SH       OTHER                  7705        0        0
D AT&T CORP                      COM LIB GRP A    001957208      163     4356 SH       SOLE                      0        0     4356
D AT&T CORP                      COM LIB GRP A    001957208       57     1540 SH       OTHER                  1540        0        0
D AT & T CDA INC                 DEPS RCPT CL B   00207Q202     1134    18050 SH       SOLE                   8650        0     9400
D AT & T CDA INC                 DEPS RCPT CL B   00207Q202      311     4950 SH       OTHER                  4200        0      750
D AXA FINL INC                   COM              002451102     1906    34150 SH       SOLE                  23375        0    10775
D AXA FINL INC                   COM              002451102      493     8825 SH       OTHER                  7375        0     1450
D ABBOTT LABS                    COM              002824100      132     3600 SH       SOLE                   3400        0      200
D ABBOTT LABS                    COM              002824100       22      600 SH       OTHER                   600        0        0
D ABERCROMBIE & FITCH CO         CL A             002896207       14      400 SH       SOLE                      0        0      400
D ADAMS EXPRESS CO               COM              006212104       37     1281 SH       SOLE                      0        0     1281
D AEGON N V                      ORD AMER REG     007924103       66      760 SH       SOLE                    608        0      152
D AETNA INC                      COM              008117103       16      327 SH       SOLE                    300        0       27
D AETNA INC                      COM              008117103       22      440 SH       OTHER                   400        0       40
D AIR PRODS & CHEMS INC          COM              009158106       23      800 SH       SOLE                    800        0        0
D ALBERTSONS INC                 COM              013104104        6      150 SH       SOLE                      0        0      150
D ALCAN ALUMINIUM LTD NEW        COM              013716105       14      450 SH       OTHER                     0        0      450
D ALCOA INC                      COM              013817101      142     2284 SH       OTHER                  2284        0        0
D ALCATEL                        SPONSORED ADR    013904305       11      400 SH       SOLE                      0        0      400
D ALEXANDER & BALDWIN INC        COM              014482103       17      700 SH       SOLE                    700        0        0
D ALLEGHENY ENERGY INC           COM              017361106       35     1100 SH       SOLE                   1100        0        0
D ALLEGHENY ENERGY INC           COM              017361106       64     2000 SH       OTHER                  2000        0        0
D ALLEGIANCE TELECOM INC         COM              01747T102     1037    19700 SH       SOLE                  12500        0     7200
D ALLEGIANCE TELECOM INC         COM              01747T102      218     4150 SH       OTHER                  4150        0        0
D ALLERGAN INC                   COM              018490102       42      379 SH       SOLE                      0        0      379
D ALLERGAN SPECIALTY THERAP      CL A             018494104        0       18 SH       SOLE                      0        0       18
D ALLIANT TECHSYSTEMS INC        COM              018804104       43      623 SH       SOLE                      0        0      623
D ALLMERICA FINL CORP            COM              019754100       16      340 SH       SOLE                      0        0      340
D ALLSTATE CORP                  COM              020002101       20      800 SH       SOLE                    800        0        0
D ALLSTATE CORP                  COM              020002101       33     1308 SH       OTHER                  1124        0      184
D ALLTEL CORP                    COM              020039103       52      740 SH       OTHER                   740        0        0
D ALTERA CORP                    COM              021441100       87     2000 SH       OTHER                  2000        0        0
D AMEREN CORP                    COM              023608102       11      300 SH       SOLE                      0        0      300
D AMEREN CORP                    COM              023608102       30      800 SH       OTHER                   800        0        0
D AMERICA ONLINE INC DEL         COM              02364J104      660     6345 SH       SOLE                   4770        0     1575
D AMERICA ONLINE INC DEL         COM              02364J104      127     1225 SH       OTHER                  1175        0       50
D AMERICAN ELEC PWR INC          COM              025537101       49     1425 SH       SOLE                   1125        0      300
D AMERICAN ELEC PWR INC          COM              025537101       64     1868 SH       OTHER                  1768        0      100
D AMERICAN EXPRESS CO            COM              025816109     1765    13075 SH       SOLE                   1075        0    12000
D AMERICAN GENERAL CORP          COM              026351106        3       50 SH       OTHER                     0        0       50
D AMERICAN HEALTH PPTYS INC      COM              026494104       13      624 SH       SOLE                    624        0        0
D AMERICAN HOME PRODS CORP       COM              026609107      616    14840 SH       SOLE                   6200        0     8640
D AMERICAN HOME PRODS CORP       COM              026609107      199     4800 SH       OTHER                  4600        0      200
D AMERICAN INSD MTG INVS L P 86  DEPOSITORY UNIT  02686F103        5      821 SH       SOLE                    821        0        0
D AMERICAN INTL GROUP INC        COM              026874107      693     7966 SH       SOLE                   4918        0     3048
D AMERICAN INTL GROUP INC        COM              026874107      499     5739 SH       OTHER                  5739        0        0
D AMERICAN STD COS INC DEL       COM              029712106        2       50 SH       OTHER                     0        0       50
D AMERICAN WTR WKS INC           COM              030411102        2       75 SH       SOLE                     75        0        0
D AMERITECH CORP NEW             COM              030954101      240     3592 SH       SOLE                      0        0     3592
D AMERITECH CORP NEW             COM              030954101      350     5240 SH       OTHER                  5240        0        0
D AMERIGAS PARTNERS L P          UNIT L P INT     030975106       11      600 SH       SOLE                    600        0        0
D AMETEK INC NEW                 COM              031100100       19      950 SH       SOLE                    950        0        0
D AMGEN INC                      COM              031162100       12      150 SH       SOLE                    150        0        0
D AMGEN INC                      COM              031162100      391     4800 SH       OTHER                  4800        0        0
D ANALOG DEVICES INC             COM              032654105       14      266 SH       OTHER                   266        0        0
D ANHEUSER BUSCH COS INC         COM              035229103       25      350 SH       SOLE                    350        0        0
D APPLE COMPUTER INC             COM              037833100        5       75 SH       SOLE                     75        0        0
D AQUARION CO                    COM              03838W101       81     2250 SH       OTHER                  2250        0        0
D ARIBA INC                      COM              04033V104       22      150 SH       SOLE                      0        0      150
D ARROW ELECTRS INC              COM              042735100        2      100 SH       OTHER                     0        0      100
D ASHLAND INC                    COM              044204105        2       50 SH       OTHER                     0        0       50
D ASSOCIATES FIRST CAP CORP      CL A             046008108      164     4562 SH       SOLE                   2312        0     2250
D ASSOCIATES FIRST CAP CORP      CL A             046008108        7      208 SH       OTHER                   208        0        0
D ATLANTIC RICHFIELD CO          COM              048825103      301     3400 SH       SOLE                   1800        0     1600
D ATLANTIC RICHFIELD CO          COM              048825103      218     2460 SH       OTHER                  2460        0        0
D ATMEL CORP                     COM              049513104        7      200 SH       SOLE                    200        0        0
D AUTOMATIC DATA PROCESSING INC  COM              053015103     1507    33771 SH       SOLE                  17725        0    16046
D AUTOMATIC DATA PROCESSING INC  COM              053015103      462    10350 SH       OTHER                  8250        0     2100
D AUTOZONE INC                   COM              053332102        7      250 SH       OTHER                   250        0        0
D AVIRON                         COM              053762100       12      500 SH       OTHER                   500        0        0
D BP AMOCO P L C                 SPONSORED ADR    055622104     1167    10529 SH       SOLE                   6343        0     4186
D BP AMOCO P L C                 SPONSORED ADR    055622104      487     4392 SH       OTHER                  4392        0        0
D BAKER FENTRESS & CO            COM              057213100       74     5285 SH       SOLE                   5285        0        0
D BALL CORP                      COM              058498106       31      700 SH       SOLE                    700        0        0
D BANK OF AMERICA CORPORATION    COM              060505104       62     1108 SH       SOLE                    356        0      752
D BANK OF AMERICA CORPORATION    COM              060505104      195     3508 SH       OTHER                  2715        0      793
D BANK NEW YORK INC              COM              064057102     4995   149374 SH       SOLE                  62523        0    86851
D BANK NEW YORK INC              COM              064057102      485    14500 SH       OTHER                  8800        0     5700
D BANK ONE CORP                  COM              06423A103      177     5096 SH       SOLE                    936        0     4160
D BANK ONE CORP                  COM              06423A103       24      700 SH       OTHER                     0        0      700
D BARCLAYS BK PLC                AM DEP NT RCPT   06738C836       10      400 SH       OTHER                   400        0        0
D BEAR STEARNS COS INC           COM              073902108       16      420 SH       SOLE                    420        0        0
D BECKMAN COULTER INC            COM              075811109        6      138 SH       SOLE                      0        0      138
D BECTON DICKINSON & CO          COM              075887109       62     2200 SH       SOLE                   1800        0      400
D BECTON DICKINSON & CO          COM              075887109      109     3900 SH       OTHER                     0        0     3900
D BED BATH & BEYOND INC          COM              075896100       70     2000 SH       OTHER                  2000        0        0
D BELL ATLANTIC CORP             COM              077853109      492     7308 SH       SOLE                   4204        0     3104
D BELL ATLANTIC CORP             COM              077853109      704    10460 SH       OTHER                 10460        0        0
D BELLSOUTH CORP                 COM              079860102      778    17294 SH       SOLE                   9200        0     8094
D BELLSOUTH CORP                 COM              079860102      935    20768 SH       OTHER                 17168        0     3600
D BERKSHIRE HATHAWAY INC DEL     CL A             084670108       30        3 SH       SOLE                      0        0        3
D BERKSHIRE HATHAWAY INC DEL     CL B             084670207       72       39 SH       SOLE                      0        0       39
D BERKSHIRE RLTY INC             COM              084710102        6      536 SH       SOLE                      0        0      536
D BESTFOODS                      COM              08658U101     1237    25475 SH       SOLE                  12750        0    12725
D BESTFOODS                      COM              08658U101      396     8150 SH       OTHER                  7050        0     1100
D BETHLEHEM STL CORP             PFD CV $5        087509303       26      500 SH       OTHER                   500        0        0
D BIOGEN INC                     COM              090597105      126     1600 SH       SOLE                   1200        0      400
D BIOGEN INC                     COM              090597105        8      100 SH       OTHER                   100        0        0
D BIOMET INC                     COM              090613100      126     4800 SH       SOLE                   3600        0     1200
D BIOMET INC                     COM              090613100       24      900 SH       OTHER                   900        0        0
D BLACKROCK 2001 TERM TR INC     COM              092477108       18     2000 SH       OTHER                  2000        0        0
D BOEING CO                      COM              097023105       43     1000 SH       SOLE                    600        0      400
D BOEING CO                      COM              097023105        9      200 SH       OTHER                   200        0        0
D BORDERS GROUP INC              COM              099709107      547    37225 SH       SOLE                  31375        0     5850
D BORDERS GROUP INC              COM              099709107      169    11500 SH       OTHER                  9600        0     1900
D BRADLEY REAL ESTATE INC        COM              104580105        4      205 SH       OTHER                   205        0        0
D BRIGGS & STRATTON CORP         COM              109043109       23      400 SH       SOLE                    400        0        0
D BRISTOL MYERS SQUIBB CO        COM              110122108     3903    57824 SH       SOLE                  52128        0     5696
D BRISTOL MYERS SQUIBB CO        COM              110122108      385     5700 SH       OTHER                  5700        0        0
D BRITISH STL PLC                ADR FINAL INST   111015301       13      500 SH       OTHER                   500        0        0
D BROWN FORMAN CORP              CL A             115637100      117     2000 SH       OTHER                     0        0     2000
D BROWN FORMAN CORP              CL B             115637209       41      650 SH       SOLE                    650        0        0
D BROWN FORMAN CORP              CL B             115637209      125     2000 SH       OTHER                     0        0     2000
D BURLINGTON RES INC             COM              122014103        7      200 SH       SOLE                      0        0      200
D CBS CORP                       COM              12490K107       37      800 SH       SOLE                      0        0      800
D CIGNA CORP                     COM              125509109       36      468 SH       OTHER                   318        0      150
D CSX CORP                       COM              126408103       49     1150 SH       SOLE                    400        0      750
D CSX CORP                       COM              126408103       31      725 SH       OTHER                   500        0      225
D CVS CORP                       COM              126650100      503    12325 SH       SOLE                  10525        0     1800
D CVS CORP                       COM              126650100      122     3000 SH       OTHER                  1700        0     1300
D CABLE & WIRELESS PUB LTD CO    SPONSORED ADR    126830207        5      150 SH       SOLE                    150        0        0
D CABOT CORP                     COM              127055101        2      100 SH       OTHER                     0        0      100
D CAMBRIDGE TECH PARTNERS MASS   COM              132524109       73     5000 SH       SOLE                   5000        0        0
D CARDINAL HEALTH INC            COM              14149Y108      245     4500 SH       SOLE                      0        0     4500
D CAREMATRIX CORP                COM              141706101        6     1200 SH       OTHER                     0        0     1200
D CARNIVAL CORP                  COM              143658102       52     1200 SH       SOLE                   1200        0        0
D CAROLINA PWR & LT CO           COM              144141108       58     1649 SH       SOLE                   1649        0        0
D CAROLINA PWR & LT CO           COM              144141108       52     1462 SH       OTHER                  1462        0        0
D CATERPILLAR INC DEL            COM              149123101      367     6700 SH       SOLE                   3700        0     3000
D CENTOCOR INC                   COM              152342101      139     2375 SH       SOLE                   1075        0     1300
D CENTOCOR INC                   COM              152342101       64     1100 SH       OTHER                  1100        0        0
D CENTRAL & SOUTH WEST CORP      COM              152357109      134     6332 SH       SOLE                   4700        0     1632
D CENTRAL & SOUTH WEST CORP      COM              152357109       35     1662 SH       OTHER                  1512        0      150
D CERIDIAN CORP                  COM              15677T106       15      600 SH       OTHER                   600        0        0
D CHASE MANHATTAN CORP NEW       COM              16161A108       53      700 SH       SOLE                    700        0        0
D CHASE MANHATTAN CORP NEW       COM              16161A108       45      600 SH       OTHER                   600        0        0
D CHEVRON CORPORATION            COM              166751107      226     2550 SH       SOLE                   2200        0      350
D CHEVRON CORPORATION            COM              166751107      195     2200 SH       OTHER                  2200        0        0
D CHIRON CORP                    COM              170040109       28     1000 SH       SOLE                      0        0     1000
D CHUBB CORP                     COM              171232101       30      600 SH       SOLE                    500        0      100
D CHUBB CORP                     COM              171232101        4       85 SH       OTHER                     0        0       85
D CIENA CORP                     COM              171779101       18      500 SH       OTHER                   500        0        0
D CINERGY CORP                   COM              172474108       25      900 SH       SOLE                    900        0        0
D CINERGY CORP                   COM              172474108        3      100 SH       OTHER                     0        0      100
D CISCO SYS INC                  COM              17275R102     4454    64963 SH       SOLE                  36699        0    28264
D CISCO SYS INC                  COM              17275R102     1994    29084 SH       OTHER                 26984        0     2100
D CITIGROUP INC                  COM              172967101     3106    70591 SH       SOLE                  36479        0    34112
D CITIGROUP INC                  COM              172967101     1001    22744 SH       OTHER                 21169        0     1575
D CLOROX CO DEL                  COM              189054109      107     2800 SH       SOLE                   2800        0        0
D COASTAL CORP                   COM              190441105       16      400 SH       SOLE                      0        0      400
D COCA COLA CO                   COM              191216100     2427    50305 SH       SOLE                  35486        0    14819
D COCA COLA CO                   COM              191216100      972    20150 SH       OTHER                 17800        0     2350
D COLGATE PALMOLIVE CO           COM              194162103       84     1840 SH       SOLE                   1840        0        0
D COLGATE PALMOLIVE CO           COM              194162103      307     6700 SH       OTHER                  6700        0        0
D COMCAST CORP                   CL A SPL         200300200     1152    28900 SH       SOLE                  18450        0    10450
D COMCAST CORP                   CL A SPL         200300200      219     5500 SH       OTHER                  5500        0        0
D COMMERCIAL BANKSHARES INC      COM              201607108      335    15393 SH       SOLE                  15393        0        0
D COMMSCOPE INC                  COM              203372107        5      140 SH       SOLE                      0        0      140
D COMPAQ COMPUTER CORP           COM              204493100      165     7200 SH       SOLE                   6500        0      700
D COMPAQ COMPUTER CORP           COM              204493100       34     1500 SH       OTHER                  1500        0        0
D CONAGRA INC                    COM              205887102        9      400 SH       OTHER                     0        0      400
D COMPUTER HORIZONS CORP         COM              205908106      174    15000 SH       SOLE                  15000        0        0
D CONEXANT SYSTEMS INC           COM              207142100       78     1072 SH       SOLE                      0        0     1072
D CONNECTICUT ENERGY CORP        COM              207567108       27      700 SH       SOLE                    700        0        0
D CONSOLIDATED EDISON INC        COM              209115104      154     3720 SH       SOLE                   1720        0     2000
D CONSOLIDATED NAT GAS CO        COM              209615103       25      400 SH       SOLE                    400        0        0
D CONSOLIDATED NAT GAS CO        COM              209615103       12      200 SH       OTHER                   200        0        0
D CONSOLIDATED PAPERS INC        COM              209759109        3      100 SH       OTHER                     0        0      100
D CONSOLIDATED TOMOKA LD CO      COM              210226106        9      677 SH       SOLE                    677        0        0
D CONSTELLATION ENERGY CORP      COM              210371100       23      800 SH       SOLE                    800        0        0
D COOPER CAMERON CORP            COM              216640102       42     1100 SH       SOLE                    950        0      150
D COOPER CAMERON CORP            COM              216640102       34      900 SH       OTHER                   900        0        0
D COOPER TIRE & RUBR CO          COM              216831107        2      100 SH       OTHER                     0        0      100
D CORDANT TECHNOLOGIES INC       COM              218412104       20      650 SH       SOLE                    650        0        0
D CORN PRODS INTL INC            COM              219023108        6      200 SH       OTHER                   200        0        0
D CORNING INC                    COM              219350105     1789    26100 SH       SOLE                  13450        0    12650
D CORNING INC                    COM              219350105      281     4100 SH       OTHER                  4100        0        0
D COSTCO WHSL CORP NEW           COM              22160K105      301     4175 SH       SOLE                   1300        0     2875
D COUNTRYWIDE CR INDS INC DEL    COM              222372104       23      700 SH       SOLE                    700        0        0
D COVANCE INC                    COM              222816100       13     1300 SH       SOLE                      0        0     1300
D COX COMMUNICATIONS INC NEW     CL A             224044107        6      146 SH       SOLE                      0        0      146
D CROWN CORK & SEAL INC          COM              228255105        2       85 SH       OTHER                     0        0       85
D DQE INC                        COM              23329J104       53     1350 SH       SOLE                    900        0      450
D DTE ENERGY CO                  COM              233331107       11      300 SH       OTHER                   300        0        0
D DANAHER CORP DEL               COM              235851102      100     1900 SH       SOLE                      0        0     1900
D DAYTON HUDSON CORP             COM              239753106      185     3075 SH       SOLE                   2200        0      875
D DAYTON HUDSON CORP             COM              239753106      108     1800 SH       OTHER                  1800        0        0
D DELPHI AUTOMOTIVE SYS CORP     COM              247126105       11      698 SH       SOLE                      0        0      698
D DELPHI AUTOMOTIVE SYS CORP     COM              247126105        9      558 SH       OTHER                   558        0        0
D DELTIC TIMBER CORP             COM              247850100       16      714 SH       OTHER                   714        0        0
D DIAL CORP NEW                  COM              25247D101       26     1000 SH       SOLE                      0        0     1000
D DILLARDS INC                   CL A             254067101        2       75 SH       OTHER                     0        0       75
D DISNEY WALT CO                 COM              254687106     1647    63344 SH       SOLE                  15855        0    47489
D DISNEY WALT CO                 COM              254687106      156     6010 SH       OTHER                  5110        0      900
D DOLLAR GEN CORP                COM              256669102        8      250 SH       OTHER                   250        0        0
D DOMINION RES INC VA            COM              257470104       70     1549 SH       SOLE                   1549        0        0
D DOUBLECLICK INC                COM              258609304      525     4405 SH       SOLE                   2900        0     1505
D DOUBLECLICK INC                COM              258609304      137     1150 SH       OTHER                  1100        0       50
D DOVER CORP                     COM              260003108      409    10000 SH       SOLE                      0        0    10000
D DOW CHEM CO                    COM              260543103      489     4300 SH       SOLE                    550        0     3750
D DOW CHEM CO                    COM              260543103      166     1462 SH       OTHER                  1312        0      150
D DU PONT E I DE NEMOURS & CO    COM              263534109     3013    49794 SH       SOLE                  35119        0    14675
D DU PONT E I DE NEMOURS & CO    COM              263534109      842    13925 SH       OTHER                 11325        0     2600
D DUKE ENERGY CORP               COM              264399106       31      555 SH       OTHER                   200        0      355
D DUKE WEEKS REALTY CORP         COM NEW          264411505       48     2450 SH       SOLE                    250        0     2200
D DUKE WEEKS REALTY CORP         COM NEW          264411505       12      600 SH       OTHER                   600        0        0
D E M C CORP MASS                COM              268648102     2343    32825 SH       SOLE                  14625        0    18200
D E M C CORP MASS                COM              268648102      464     6500 SH       OTHER                  6250        0      250
D E TOWN                         COM              269242103       45      900 SH       OTHER                   900        0        0
D EASTMAN CHEM CO                COM              277432100        4      100 SH       SOLE                    100        0        0
D EASTMAN CHEM CO                COM              277432100        3       75 SH       OTHER                     0        0       75
D EASTMAN KODAK CO               COM              277461109       83     1100 SH       SOLE                    700        0      400
D ECHELON INTL CORP              COM              278747100        0        1 SH       OTHER                     1        0        0
D EDISON INTL                    COM              281020107       78     3200 SH       SOLE                   3200        0        0
D EL PASO ENERGY CORP DEL        COM              283905107        4       94 SH       SOLE                      0        0       94
D ELAN PLC                       ADR              284131208       34     1000 SH       OTHER                  1000        0        0
D EMERSON ELEC CO                COM              291011104      869    13750 SH       SOLE                    250        0    13500
D EMERSON ELEC CO                COM              291011104       38      600 SH       OTHER                   600        0        0
D ENBRIDGE INC                   COM              29250N105      108     5096 SH       OTHER                  5096        0        0
D ENERGY EAST CORP               COM              29266M109       29     1200 SH       SOLE                   1200        0        0
D ENRON CORP                     COM              293561106      105     2550 SH       SOLE                   1200        0     1350
D ENRON CORP                     COM              293561106       99     2400 SH       OTHER                  2400        0        0
D ENTRUST TECHNOLOGIES INC       COM              293848107      180     8000 SH       SOLE                   8000        0        0
D EQUITY INCOME FD               UT 1 EX SR-ATT   294700703       20      100 SH       SOLE                      0        0      100
D ERICSSON L M TEL CO            ADR CL B SEK10   294821400        3      100 SH       SOLE                    100        0        0
D ERICSSON L M TEL CO            ADR CL B SEK10   294821400      100     3200 SH       OTHER                  3200        0        0
D EXXON CORP                     COM              302290101     8791   115677 SH       SOLE                  45493        0    70184
D EXXON CORP                     COM              302290101     2366    31134 SH       OTHER                 29478        0     1656
D F M C CORP                     COM NEW          302491303        1       30 SH       OTHER                     0        0       30
D FPL GROUP INC                  COM              302571104      222     4400 SH       SOLE                   2400        0     2000
D FPL GROUP INC                  COM              302571104       55     1088 SH       OTHER                   805        0      283
D FAMILY DLR STORES INC          COM              307000109      112     5300 SH       SOLE                   3650        0     1650
D FAMILY DLR STORES INC          COM              307000109       71     3350 SH       OTHER                  3350        0        0
D FDX CORP                       COM              31304N107       16      400 SH       SOLE                    400        0        0
D FDX CORP                       COM              31304N107       31      800 SH       OTHER                   800        0        0
D FEDERAL NATL MTG ASSN          COM              313586109     2127    33925 SH       SOLE                  19500        0    14425
D FEDERAL NATL MTG ASSN          COM              313586109      633    10105 SH       OTHER                  8805        0     1300
D FEDERAL REALTY INVT TR         SH BEN INT NEW   313747206        8      400 SH       SOLE                      0        0      400
D FEDERAL REALTY INVT TR         SH BEN INT NEW   313747206        9      450 SH       OTHER                   450        0        0
D FEDERATED DEPT STORES INC DEL  COM              31410H101        7      150 SH       OTHER                     0        0      150
D FINET COM INC                  COM PAR $0.01    317922300        1      400 SH       SOLE                    200        0      200
D FINOVA GROUP INC               COM              317928109       18      500 SH       SOLE                      0        0      500
D FIRST DATA CORP                COM              319963104     1418    32322 SH       SOLE                   4380        0    27942
D FIRST DATA CORP                COM              319963104       23      526 SH       OTHER                   526        0        0
D FIRST TENN NATL CORP           COM              337162101       11      400 SH       SOLE                    400        0        0
D FIRST UN CORP                  COM              337358105      322     9025 SH       SOLE                   6150        0     2875
D FIRST UN CORP                  COM              337358105      175     4925 SH       OTHER                  4925        0        0
D FIRSTENERGY CORP               COM              337932107       33     1312 SH       SOLE                   1312        0        0
D FIRSTENERGY CORP               COM              337932107       14      556 SH       OTHER                     0        0      556
D FLORIDA EAST COAST INDS        COM              340632108       94     3000 SH       SOLE                   3000        0        0
D FLORIDA PROGRESS CORP          COM              341109106      141     3050 SH       SOLE                   2750        0      300
D FLORIDA PROGRESS CORP          COM              341109106      211     4558 SH       OTHER                  2658        0     1900
D FORD MTR CO DEL                COM              345370100       74     1479 SH       SOLE                   1279        0      200
D FORD MTR CO DEL                COM              345370100       30      600 SH       OTHER                   600        0        0
D FOREST LABS INC                CL A             345838106       84     2000 SH       SOLE                   2000        0        0
D FORTUNE BRANDS INC             COM              349631101       68     2100 SH       SOLE                   1600        0      500
D FORTUNE BRANDS INC             COM              349631101       32     1000 SH       OTHER                  1000        0        0
D FOUNDATION HEALTH SYS INC      COM              350404109        1       75 SH       OTHER                     0        0       75
D FRONTIER CORPORATION           COM              35906P105        0      500 SH       SOLE                    500        0        0
D GTE CORP                       COM              362320103      423     5500 SH       SOLE                   5300        0      200
D GTE CORP                       COM              362320103      100     1300 SH       OTHER                  1000        0      300
D GALLAHER GROUP PLC             SPONSORED ADR    363595109       30     1100 SH       SOLE                    600        0      500
D GALLAHER GROUP PLC             SPONSORED ADR    363595109       27     1000 SH       OTHER                  1000        0        0
D GANNETT INC                    COM              364730101       42      600 SH       SOLE                    600        0        0
D GENCORP INC                    COM              368682100       15      800 SH       SOLE                    800        0        0
D GENERAL ELEC CO                COM              369604103     9096    76715 SH       SOLE                  62750        0    13965
D GENERAL ELEC CO                COM              369604103     3783    31910 SH       OTHER                 31210        0      700
D GENERAL GROWTH PPTYS INC       COM              370021107      124     3925 SH       SOLE                   1125        0     2800
D GENERAL INSTR CORP DEL         COM              370120107       20      421 SH       SOLE                      0        0      421
D GENERAL MTRS CORP              COM              370442105       63     1000 SH       SOLE                      0        0     1000
D GENERAL MTRS CORP              COM              370442105       50      800 SH       OTHER                   800        0        0
D GENERAL SEMICONDUCTOR INC      COM              370787103        1      105 SH       SOLE                      0        0      105
D GENUINE PARTS CO               COM              372460105        3      125 SH       OTHER                     0        0      125
D GEORGIA PAC CORP               COM GA PAC GRP   373298108       66     1638 SH       SOLE                   1438        0      200
D GEORGIA PAC CORP               COM-TIMBER GRP   373298702       19      819 SH       SOLE                    719        0      100
D GILLETTE CO                    COM              375766102     1635    48189 SH       SOLE                  26935        0    21254
D GILLETTE CO                    COM              375766102      631    18600 SH       OTHER                 17000        0     1600
D GLAXO WELLCOME PLC             SPONSORED ADR    37733W105       21      400 SH       OTHER                   400        0        0
D GLIATECH INC                   COM              37929C103        3      200 SH       SOLE                    100        0      100
D GLIATECH INC                   COM              37929C103       17     1000 SH       OTHER                  1000        0        0
D GOODYEAR TIRE & RUBR CO        COM              382550101        4       75 SH       OTHER                     0        0       75
D GRACE W R & CO DEL NEW         COM              38388F108       23     1400 SH       SOLE                   1400        0        0
D GTECH HLDGS CORP               COM              400518106       19      900 SH       SOLE                    900        0        0
D GULF CDA RES LTD               ORD              40218L305        8     2000 SH       OTHER                  2000        0        0
D HALLIBURTON CO                 COM              406216101      868    21160 SH       SOLE                   7450        0    13710
D HALLIBURTON CO                 COM              406216101      144     3520 SH       OTHER                  3520        0        0
D JOHN HANCOCK BK &THRIFT OPP FD SH BEN INT       409735107       32     3740 SH       SOLE                   3740        0        0
D HARRIS CORP DEL                COM              413875105       14      500 SH       OTHER                   500        0        0
D HARTFORD FINL SVCS GROUP INC   COM              416515104       65     1600 SH       SOLE                    500        0     1100
D HEALTH CARE PPTY INVS INC      COM              421915109       53     2025 SH       SOLE                   2025        0        0
D HEALTHSOUTH CORP               COM              421924101       12     2000 SH       OTHER                  2000        0        0
D HEARX LTD                      COM NEW          422360305        4     1000 SH       SOLE                      0        0     1000
D HEINZ H J CO                   COM              423074103       13      300 SH       SOLE                    300        0        0
D HEINZ H J CO                   COM              423074103       26      600 SH       OTHER                   600        0        0
D HERCULES INC                   COM              427056106       29     1000 SH       OTHER                  1000        0        0
D HERITAGE US GOVT INCOME FD     SH BEN INT       42725E105       23     2060 SH       SOLE                   2060        0        0
D HERSHEY FOODS CORP             COM              427866108       69     1408 SH       SOLE                   1208        0      200
D HEWLETT PACKARD CO             COM              428236103      247     2725 SH       SOLE                   1300        0     1425
D HEWLETT PACKARD CO             COM              428236103      327     3600 SH       OTHER                  3600        0        0
D HIGHLANDS INS GROUP INC        COM              431032101        3      288 SH       SOLE                      0        0      288
D HOME DEPOT INC                 COM              437076102      300     4374 SH       SOLE                   2100        0     2274
D HOME DEPOT INC                 COM              437076102       14      200 SH       OTHER                   200        0        0
D HONEYWELL INC                  COM              438506107     1110     9976 SH       SOLE                      0        0     9976
D HONEYWELL INC                  COM              438506107       14      130 SH       OTHER                   130        0        0
D HUANENG PWR INTL INC           SPON ADR N       443304100        1      100 SH       OTHER                   100        0        0
D HUNTINGTON BANCSHARES INC      COM              446150104      117     4392 SH       SOLE                   4392        0        0
D HYPERION TOTAL RETURN & INCOME COM              449145101        0        9 SH       SOLE                      9        0        0
D ITT INDS INC IND               COM              450911102       33     1050 SH       SOLE                    500        0      550
D IDEXX LABS INC                 COM              45168D104       34     2000 SH       OTHER                  2000        0        0
D IMATION CORP                   COM              45245A107        6      200 SH       OTHER                   200        0        0
D IMMUNE RESPONSE CORP DEL       COM              45252T106        3      700 SH       SOLE                    700        0        0
D INCO LTD                       COM              453258402       53     2500 SH       SOLE                      0        0     2500
D INGERSOLL-RAND CO              COM              456866102       25      450 SH       SOLE                      0        0      450
D INSURED MUN INCOME FD          COM              45809F104       13     1060 SH       SOLE                   1060        0        0
D INTEL CORP                     COM              458140100     3775    50805 SH       SOLE                  25530        0    25275
D INTEL CORP                     COM              458140100     1572    21158 SH       OTHER                 17258        0     3900
D INTERNATIONAL BUSINESS MACHS   COM              459200101      995     8226 SH       SOLE                   7450        0      776
D INTERNATIONAL BUSINESS MACHS   COM              459200101     1235    10210 SH       OTHER                 10160        0       50
D INTERNATIONAL FLAVORS&FRAGRANC COM              459506101       14      400 SH       SOLE                    400        0        0
D INTL PAPER CO                  COM              460146103       14      297 SH       SOLE                      0        0      297
D INTL PAPER CO                  COM              460146103       13      274 SH       OTHER                     0        0      274
D INTERVU INC                    COM              46114R106       11      300 SH       SOLE                    100        0      200
D JDS UNIPHASE CORP              COM              46612J101       17      150 SH       SOLE                      0        0      150
D JDS UNIPHASE CORP              COM              46612J101       57      500 SH       OTHER                   500        0        0
D JOHNSON & JOHNSON              COM              478160104     4436    48282 SH       SOLE                  29450        0    18832
D JOHNSON & JOHNSON              COM              478160104     1456    15850 SH       OTHER                 12950        0     2900
D JOHNSON CTLS INC               COM              478366107       33      500 SH       SOLE                    500        0        0
D KANEB PIPE LINE PARTNERS L P   SR PREF UNIT     484169107       29     1000 SH       SOLE                   1000        0        0
D KEANE INC                      COM              486665102      114     5000 SH       SOLE                   5000        0        0
D KEMPER INTER GOVT TR           SH BEN INT       488413105       32     5000 SH       OTHER                  5000        0        0
D KEMPER MUN INCOME TR           COM SH BEN INT   48842C104       79     7200 SH       SOLE                   3000        0     4200
D KEYSPAN CORP                   COM              49337W100      103     3600 SH       SOLE                   1500        0     2100
D KIMBERLY CLARK CORP            COM              494368103       24      450 SH       SOLE                    450        0        0
D KIMBERLY CLARK CORP            COM              494368103       42      800 SH       OTHER                   800        0        0
D KONINKLIJKE PHILIPS ELECTRS NV SPON ADR NEW     500472204       33      322 SH       SOLE                    322        0        0
D KROGER CO                      COM              501044101      899    40750 SH       SOLE                  28850        0    11900
D KROGER CO                      COM              501044101      212     9600 SH       OTHER                  9000        0      600
D LTV CORP NEW                   COM              501921100        0        1 SH       OTHER                     1        0        0
D LAUDER ESTEE COS INC           CL A             518439104        8      200 SH       SOLE                    200        0        0
D LEAP WIRELESS INTL INC         COM              521863100        8      337 SH       SOLE                     37        0      300
D LEAP WIRELESS INTL INC         COM              521863100        4      175 SH       OTHER                   175        0        0
D LEHMAN BROS HLDGS INC          COM              524908100       29      500 SH       OTHER                   500        0        0
D LEVEL 3 COMMUNICATIONS INC     COM              52729N100       16      300 SH       SOLE                    200        0      100
D LEVIATHAN GAS PIPELINE PARTNRS COM UNIT         527367205       46     2000 SH       SOLE                   2000        0        0
D LIBERTY PPTY TR                SH BEN INT       531172104        9      400 SH       SOLE                      0        0      400
D LIBERTY PPTY TR                SH BEN INT       531172104        9      400 SH       OTHER                   400        0        0
D LILLY ELI & CO                 COM              532457108       95     1475 SH       SOLE                   1475        0        0
D LILLY ELI & CO                 COM              532457108       51      800 SH       OTHER                   400        0      400
D LOEWS CORP                     COM              540424108       14      200 SH       SOLE                    200        0        0
D LOWES COS INC                  COM              548661107       41      850 SH       SOLE                    650        0      200
D LOWES COS INC                  COM              548661107       15      300 SH       OTHER                   300        0        0
D LUBRIZOL CORP                  COM              549271104        2       60 SH       OTHER                     0        0       60
D LUCENT TECHNOLOGIES INC        COM              549463107     1955    30131 SH       SOLE                  20838        0     9293
D LUCENT TECHNOLOGIES INC        COM              549463107     1436    22136 SH       OTHER                 22086        0       50
D MCN ENERGY GROUP INC           COM              55267J100        8      444 SH       SOLE                      0        0      444
D MCI WORLDCOM INC               COM              55268B106     1991    27700 SH       SOLE                  18900        0     8800
D MCI WORLDCOM INC               COM              55268B106      465     6475 SH       OTHER                  6025        0      450
D MFS CHARTER INCOME TR          SH BEN INT       552727109       24     3000 SH       SOLE                   3000        0        0
D MFS INTER INCOME TR            SH BEN INT       55273C107       16     2500 SH       OTHER                  2500        0        0
D MARK IV INDS INC               COM              570387100       10      486 SH       OTHER                   486        0        0
D MARSH & MCLENNAN COS INC       COM              571748102      428     6250 SH       SOLE                   6250        0        0
D MARSH & MCLENNAN COS INC       COM              571748102      370     5400 SH       OTHER                  5400        0        0
D MATTEL INC                     COM              577081102       65     3400 SH       SOLE                      0        0     3400
D MAY DEPT STORES CO             COM              577778103      193     5284 SH       SOLE                   4234        0     1050
D MAY DEPT STORES CO             COM              577778103        5      150 SH       OTHER                     0        0      150
D MAYTAG CORP                    COM              578592107        7      200 SH       SOLE                    200        0        0
D MCDONALDS CORP                 COM              580135101     1356    31360 SH       SOLE                  22460        0     8900
D MCDONALDS CORP                 COM              580135101      445    10290 SH       OTHER                  8390        0     1900
D MCKESSON HBOC INC              COM              58155Q103        9      300 SH       OTHER                   300        0        0
D MCLEODUSA INC                  COM              582266102      294     6900 SH       SOLE                   6200        0      700
D MCLEODUSA INC                  COM              582266102       57     1350 SH       OTHER                  1350        0        0
D MEAD CORP                      COM              582834107        3      100 SH       OTHER                     0        0      100
D MEDIAONE GROUP INC             COM              58440J104       59      867 SH       SOLE                      3        0      864
D MEDIAONE GROUP INC             COM              58440J104       74     1080 SH       OTHER                  1080        0        0
D MEDTRONIC INC                  COM              585055106     1041    29282 SH       SOLE                  17552        0    11730
D MEDTRONIC INC                  COM              585055106      281     7900 SH       OTHER                  7900        0        0
D MENTOR INCOME FD INC           COM              587204108       68     8980 SH       SOLE                   8980        0        0
D MERCK & CO INC                 COM              589331107     3665    56550 SH       SOLE                  27950        0    28600
D MERCK & CO INC                 COM              589331107     1283    19800 SH       OTHER                 19800        0        0
D MERITOR AUTOMOTIVE INC         COM              59000G100       15      714 SH       SOLE                      0        0      714
D MERRILL LYNCH & CO INC         COM              590188108      108     1600 SH       OTHER                  1600        0        0
D METRICOM INC                   COM              591596101        5      200 SH       OTHER                   200        0        0
D METROMEDIA FIBER NETWORK INC   CL A             591689104      511    20875 SH       SOLE                  10075        0    10800
D METROMEDIA FIBER NETWORK INC   CL A             591689104      172     7000 SH       OTHER                  6800        0      200
D MICROSOFT CORP                 COM              594918104      571     6300 SH       SOLE                   3600        0     2700
D MICROSOFT CORP                 COM              594918104      362     4000 SH       OTHER                  4000        0        0
D MIDLAND BK PLC                 SPON ADR A1      597433309       10      400 SH       OTHER                   400        0        0
D MILLENNIUM CHEMICALS INC       COM              599903101        1       50 SH       OTHER                     0        0       50
D MILLIPORE CORP                 COM              601073109     3756   100000 SH       SOLE                 100000        0        0
D MINIMED INC                    COM              60365K108      924     9400 SH       SOLE                   4200        0     5200
D MINIMED INC                    COM              60365K108       15      150 SH       OTHER                   150        0        0
D MINNESOTA MNG & MFG CO         COM              604059105       48      500 SH       SOLE                    200        0      300
D MINNESOTA MNG & MFG CO         COM              604059105       96     1000 SH       OTHER                  1000        0        0
D MINNESOTA PWR INC              COM              604110106       70     4000 SH       OTHER                  4000        0        0
D MOBIL CORP                     COM              607059102     3590    35637 SH       SOLE                  25630        0    10007
D MOBIL CORP                     COM              607059102      967     9600 SH       OTHER                  8000        0     1600
D MONSANTO CO                    COM              611662107     1487    41657 SH       SOLE                  25675        0    15982
D MONSANTO CO                    COM              611662107      298     8350 SH       OTHER                  7550        0      800
D MONTANA POWER CO               COM              612085100       85     2800 SH       SOLE                   2000        0      800
D MONY GROUP INC                 COM              615337102        0       16 SH       OTHER                    16        0        0
D MORGAN J P & CO INC            COM              616880100      231     2025 SH       SOLE                   1425        0      600
D MORGAN J P & CO INC            COM              616880100      137     1200 SH       OTHER                  1200        0        0
D MORGAN STANLEY D WITTER HI YLD COM              61744M104       24     2000 SH       OTHER                  2000        0        0
D MORGAN STANLEY DEAN WITTER&CO  COM NEW          617446448     3431    38465 SH       SOLE                  11265        0    27200
D MORGAN STANLEY DEAN WITTER&CO  COM NEW          617446448      673     7550 SH       OTHER                  6750        0      800
D MORGAN STANLEY DEAN WITTER     MUN PREM INCOM   61745P429       39     4900 SH       SOLE                   4900        0        0
D MORGAN STANLEY DEAN WITTER     QUALT MUN INCM   61745P734       31     2300 SH       SOLE                   2300        0        0
D MORGAN STANLEY DEAN WITTER     INSD MUN TR      61745P866       54     3956 SH       SOLE                   3956        0        0
D MORGAN STANLEY DEAN WITTER     INCOME SEC INC   61745P874        8      500 SH       SOLE                    500        0        0
D MOTOROLA INC                   COM              620076109      396     4500 SH       SOLE                   4500        0        0
D MOTOROLA INC                   COM              620076109       44      500 SH       OTHER                   500        0        0
D MUNIHOLDINGS N Y INSD FD INC   COM              625931100        3      200 SH       SOLE                      0        0      200
D MUNIHOLDINGS N Y FD INC        COM              625932108       11      800 SH       SOLE                      0        0      800
D MUNIHOLDINGS FLA INSD FD II    COM              625934104       18     1500 SH       SOLE                   1500        0        0
D MUNIHOLDINGS FLA INSD FD IV    SH BEN INT       625937107       42     3364 SH       SOLE                   3364        0        0
D MUNIHOLDINGS FLA INSD FD       COM              62624W105       21     1666 SH       SOLE                   1666        0        0
D MUNIHOLDINGS FLA INSD FD III   SH BEN INT       62624Y101       40     3332 SH       SOLE                   3332        0        0
D MUNIVEST FLA FD                COM              626293104       44     3800 SH       SOLE                   3800        0        0
D MUNIYIELD FLA FD               COM              626297105       26     2206 SH       OTHER                   206        0     2000
D MUNIYIELD FD INC               COM              626299101      151    11598 SH       OTHER                 11598        0        0
D MUNIYIELD QUALITY FD INC       COM              626302103       24     1928 SH       SOLE                   1928        0        0
D MURPHY OIL CORP                COM              626717102      108     2000 SH       OTHER                  2000        0        0
D NCR CORP NEW                   COM              62886E108       55     1671 SH       SOLE                   1537        0      134
D NCR CORP NEW                   COM              62886E108        7      205 SH       OTHER                   205        0        0
D NUCO2 INC                      COM              629428103        1      200 SH       OTHER                   200        0        0
D NABISCO HLDGS CORP             CL A             629526104        7      200 SH       SOLE                    200        0        0
D NALCO CHEM CO                  COM              629853102        3       50 SH       OTHER                     0        0       50
D NATIONAL CITY CORP             COM              635405103       75     2800 SH       SOLE                   1200        0     1600
D NATIONAL CITY CORP             COM              635405103       53     2000 SH       OTHER                   800        0     1200
D NATIONAL SVC INDS INC          COM              637657107       41     1300 SH       SOLE                   1300        0        0
D NEW AMER HIGH INCOME FD INC    COM              641876107       18     4500 SH       OTHER                  4500        0        0
D NEW CENTURY ENERGIES INC       COM              64352U103       48     1425 SH       SOLE                   1425        0        0
D NEW CENTURY ENERGIES INC       COM              64352U103       64     1900 SH       OTHER                  1900        0        0
D NEWELL RUBBERMAID INC          COM              651229106        7      236 SH       SOLE                    236        0        0
D NEXTEL COMMUNICATIONS INC      CL A             65332V103      417     6155 SH       SOLE                   1530        0     4625
D NEXTEL COMMUNICATIONS INC      CL A             65332V103      102     1500 SH       OTHER                  1500        0        0
D NICOR INC                      COM              654086107       47     1274 SH       OTHER                  1274        0        0
D NISOURCE INC                   COM              65473P105        9      400 SH       SOLE                    400        0        0
D NOKIA CORP                     SPONSORED ADR    654902204     3902    43420 SH       SOLE                  26100        0    17320
D NOKIA CORP                     SPONSORED ADR    654902204     1375    15300 SH       OTHER                 14150        0     1150
D NORAM ENERGY CORP              SUB DEB CV  6%12 655419AC3       13    15000 PRN      OTHER                 15000        0        0
D NORFOLK SOUTHERN CORP          COM              655844108      123     5000 SH       SOLE                   5000        0        0
D NORFOLK SOUTHERN CORP          COM              655844108      165     6744 SH       OTHER                  6444        0      300
D NORTHWEST AIRLS CORP           CL A             667280101       19      750 SH       SOLE                    750        0        0
D NSTAR                          COM              67019E107       29      738 SH       SOLE                      0        0      738
D NUVEEN INVT QUALITY MUN FD INC COM              67062E103        7      500 SH       OTHER                   500        0        0
D NUVEEN PREM INCOME MUN FD      COM              67062T100       38     3000 SH       SOLE                   3000        0        0
D NUVEEN N Y INVT QUALITY MUN FD COM              67062X101       15     1000 SH       OTHER                     0        0     1000
D NUVEEN PREM INCOME MUN FD 2    COM              67063W102       30     2000 SH       SOLE                   2000        0        0
D NUVEEN DIVID ADVANTAGE MUN FD  COM              67066V101       25     1750 SH       SOLE                   1750        0        0
D OGE ENERGY CORP                COM              670837103       27     1200 SH       OTHER                     0        0     1200
D NUVEEN MUN VALUE FD INC        COM              670928100       25     3000 SH       SOLE                   3000        0        0
D NUVEEN MUN VALUE FD INC        COM              670928100       34     4000 SH       OTHER                  4000        0        0
D NUVEEN FLA INVT QUALITY MUN FD COM              670970102       45     2900 SH       SOLE                   2900        0        0
D NUVEEN QUALITY INCOME MUN FD   COM              670977107      122     8216 SH       SOLE                   8216        0        0
D NUVEEN INSD MUN OPPORTUNITY FD COM              670984103       67     4800 SH       SOLE                   4800        0        0
D NUVEEN PREMIER INSD MUN INCOME COM              670987106        9      667 SH       OTHER                   667        0        0
D NUVEEN INSD FLA PREM INCOME FD COM              67101V108       27     2000 SH       SOLE                   2000        0        0
D OAKWOOD HOMES CORP             COM              674098108        6     1400 SH       SOLE                   1400        0        0
D OCCIDENTAL PETE CORP DEL       COM              674599105       23     1000 SH       SOLE                      0        0     1000
D OCCIDENTAL PETE CORP DEL       COM              674599105       13      550 SH       OTHER                   300        0      250
D OLD REP INTL CORP              COM              680223104        1      100 SH       OTHER                     0        0      100
D OMNICOM GROUP INC              COM              681919106       24      300 SH       SOLE                    300        0        0
D 1-800 CONTACTS INC             COM              681977104       57     2000 SH       OTHER                  2000        0        0
D ORACLE CORP                    COM              68389X105      192     4225 SH       SOLE                   4225        0        0
D OWENS CORNING                  COM              69073F103        1       50 SH       OTHER                     0        0       50
D OWENS ILL INC                  COM NEW          690768403        3      150 SH       OTHER                     0        0      150
D PG&E CORP                      COM              69331C108       26     1000 SH       SOLE                   1000        0        0
D P P & L RES INC                COM              693499105        8      299 SH       SOLE                    299        0        0
D PPG INDS INC                   COM              693506107       33      550 SH       SOLE                    550        0        0
D PACIFICORP                     COM              695114108       17      850 SH       OTHER                   850        0        0
D PAINE WEBBER GROUP INC         COM              695629105       24      650 SH       OTHER                   650        0        0
D PALL CORP                      COM              696429307       12      500 SH       OTHER                     0        0      500
D PARKER HANNIFIN CORP           COM              701094104      493    11000 SH       SOLE                  11000        0        0
D PENNEY J C INC                 COM              708160106        7      200 SH       SOLE                    200        0        0
D PENNEY J C INC                 COM              708160106        6      165 SH       OTHER                     0        0      165
D PEOPLES ENERGY CORP            COM              711030106       11      300 SH       OTHER                   300        0        0
D PEPSICO INC                    COM              713448108      539    17660 SH       SOLE                   3350        0    14310
D PEPSICO INC                    COM              713448108       40     1300 SH       OTHER                  1000        0      300
D PHARMACIA & UPJOHN INC         COM              716941109       93     1883 SH       SOLE                   1233        0      650
D PHARMACIA & UPJOHN INC         COM              716941109       30      600 SH       OTHER                   300        0      300
D PFIZER INC                     COM              717081103     1653    46080 SH       SOLE                  33130        0    12950
D PFIZER INC                     COM              717081103     1113    31025 SH       OTHER                 30625        0      400
D PHELPS DODGE CORP              COM              717265102       14      250 SH       SOLE                    250        0        0
D PHILIP MORRIS COS INC          COM              718154107      347    10150 SH       SOLE                   1650        0     8500
D PHILIP MORRIS COS INC          COM              718154107        9      250 SH       OTHER                     0        0      250
D PHYCOR INC                     COM              71940F100        1      300 SH       OTHER                   300        0        0
D PLUM CREEK TIMBER CO INC       COM              729251108       19      600 SH       SOLE                    600        0        0
D POTOMAC ELEC PWR CO            COM              737679100       75     2950 SH       SOLE                   2950        0        0
D PRAXAIR INC                    COM              74005P104        7      150 SH       OTHER                     0        0      150
D PREFERRED INCOME FD INC        COM              74037G106       19     1376 SH       OTHER                  1376        0        0
D PREMARK INTL INC               COM              740459102       15      300 SH       SOLE                      0        0      300
D PRICE COMMUNICATIONS CORP      COM NEW          741437305       80     3202 SH       OTHER                  3202        0        0
D PRIMARK CORP                   COM              741903108        6      224 SH       SOLE                      0        0      224
D PROCTER & GAMBLE CO            COM              742718109     2474    26390 SH       SOLE                  17470        0     8920
D PROCTER & GAMBLE CO            COM              742718109      570     6075 SH       OTHER                  5475        0      600
D PROVIDIAN FINL CORP            COM              74406A102       71      900 SH       SOLE                    800        0      100
D PUBLIC SVC ENTERPRISE GROUP    COM              744573106      368     9524 SH       SOLE                   7974        0     1550
D PUBLIC SVC ENTERPRISE GROUP    COM              744573106       62     1600 SH       OTHER                  1600        0        0
D PUTNAM HIGH INCOME CONV&BD FD  SH BEN INT       746779107        8     1000 SH       SOLE                      0        0     1000
D PUTNAM PREMIER INCOME TR       SH BEN INT       746853100       14     2000 SH       SOLE                   2000        0        0
D QUALCOMM INC                   COM              747525103      142      750 SH       SOLE                    250        0      500
D QUALCOMM INC                   COM              747525103      208     1100 SH       OTHER                  1100        0        0
D QUEST DIAGNOSTICS INC          COM              74834L100      542    20850 SH       SOLE                  15300        0     5550
D QUEST DIAGNOSTICS INC          COM              74834L100      107     4100 SH       OTHER                  2700        0     1400
D QWEST COMMUNICATIONS INTL INC  COM              749121109      216     7300 SH       SOLE                   5900        0     1400
D QWEST COMMUNICATIONS INTL INC  COM              749121109      109     3700 SH       OTHER                  3500        0      200
D R G S ENERGY GROUP INC         COM              74956K104       10      400 SH       SOLE                    400        0        0
D R G S ENERGY GROUP INC         COM              74956K104       37     1500 SH       OTHER                  1500        0        0
D RALSTON PURINA CO              COM RAL-PUR GP   751277302        6      200 SH       OTHER                   200        0        0
D RAYONIER INC                   COM              754907103        6      137 SH       SOLE                      0        0      137
D RAYTHEON CO                    CL A             755111309       27      563 SH       SOLE                    500        0       63
D RAYTHEON CO                    CL A             755111309       11      225 SH       OTHER                   225        0        0
D RAYTHEON CO                    CL B             755111408       25      500 SH       SOLE                    500        0        0
D RAYTHEON CO                    CL B             755111408      199     4000 SH       OTHER                  4000        0        0
D RELIANT ENERGY INC             COM              75952J108      448    16550 SH       SOLE                   4850        0    11700
D RELIANT ENERGY INC             COM              75952J108       65     2400 SH       OTHER                  2400        0        0
D REPUBLIC N Y CORP              COM              760719104        6      100 SH       OTHER                     0        0      100
D REPUBLIC SECURITY FINL CORP    COM              760758102       54     6194 SH       SOLE                   5194        0     1000
D REYNOLDS R J TOB HLDGS INC     COM              76182K105        1       33 SH       OTHER                     0        0       33
D ROCKWELL INTL CORP NEW         COM              773903109      113     2144 SH       SOLE                      0        0     2144
D ROHM & HAAS CO                 COM              775371107       40     1106 SH       OTHER                  1106        0        0
D ROPER INDS INC NEW             COM              776696106      765    20000 SH       SOLE                      0        0    20000
D ROYAL DUTCH PETE CO            NY REG GLD1.25   780257804      511     8649 SH       SOLE                   6949        0     1700
D ROYAL DUTCH PETE CO            NY REG GLD1.25   780257804      245     4150 SH       OTHER                  3150        0     1000
D RYERSON TULL INC NEW           COM              78375P107       20      850 SH       SOLE                    850        0        0
D SBC COMMUNICATIONS INC         COM              78387G103      469     9176 SH       SOLE                   2474        0     6702
D SBC COMMUNICATIONS INC         COM              78387G103      522    10219 SH       OTHER                 10219        0        0
D SLM HLDG CORP                  COM              78442A109       24      550 SH       SOLE                    550        0        0
D SABRE HLDGS CORP               CL A             785905100      688    16000 SH       SOLE                      0        0    16000
D ST JOE CO                      COM              790148100      124     5750 SH       SOLE                   5750        0        0
D SALOMON BROTHERS FD INC        COM              795477108       34     1815 SH       SOLE                   1815        0        0
D SAP AKTIENGESELLSCHAFT         SPONSORED ADR    803054204      170     4500 SH       SOLE                      0        0     4500
D SARA LEE CORP                  COM              803111103      201     8600 SH       OTHER                  8000        0      600
D SCANA CORP                     COM              805898103        7      275 SH       SOLE                      0        0      275
D SCANA CORP                     COM              805898103       32     1336 SH       OTHER                  1336        0        0
D SCHERING PLOUGH CORP           COM              806605101      580    13300 SH       SOLE                      0        0    13300
D SCHERING PLOUGH CORP           COM              806605101      240     5500 SH       OTHER                  5500        0        0
D SCHLUMBERGER LTD               COM              806857108      534     8575 SH       SOLE                   6000        0     2575
D SCHLUMBERGER LTD               COM              806857108       56      900 SH       OTHER                   900        0        0
D SCHWAB CHARLES CORP NEW        COM              808513105     1090    32600 SH       SOLE                  19550        0    13050
D SCHWAB CHARLES CORP NEW        COM              808513105      125     3750 SH       OTHER                  3750        0        0
D SEACOAST BKG CORP FLA          CL A             811707108       26      900 SH       OTHER                   900        0        0
D SEAGATE TECHNOLOGY             COM              811804103        5      150 SH       OTHER                     0        0      150
D SEAGRAM LTD                    COM              811850106      356     7825 SH       SOLE                   4750        0     3075
D SEAGRAM LTD                    COM              811850106      183     4025 SH       OTHER                  4025        0        0
D SEAGRAM LTD                    PFD ADJ CV SEC   811850205       42      900 SH       OTHER                   900        0        0
D SEALED AIR CORP NEW            PFD CV A $2      81211K209       34      665 SH       SOLE                    665        0        0
D SEALED AIR CORP NEW            PFD CV A $2      81211K209       13      250 SH       OTHER                     0        0      250
D SEARS ROEBUCK & CO             COM              812387108        5      150 SH       SOLE                    150        0        0
D SEARS ROEBUCK & CO             COM              812387108        2       50 SH       OTHER                     0        0       50
D SEMPRA ENERGY                  COM              816851109       21     1000 SH       SOLE                      0        0     1000
D SHANDONG HUANENG PWR DEV LTD   SPON ADR N       819419102        1      300 SH       OTHER                   300        0        0
D SHERWIN WILLIAMS CO            COM              824348106      689    32918 SH       SOLE                      0        0    32918
D SIGMA ALDRICH CORP             COM              826552101       32     1000 SH       OTHER                  1000        0        0
D SMITHKLINE BEECHAM PLC         ADR REP ORD      832378301      708    12282 SH       SOLE                   1250        0    11032
D SOLECTRON CORP                 COM              834182107     2936    40885 SH       SOLE                  24035        0    16850
D SOLECTRON CORP                 COM              834182107      560     7800 SH       OTHER                  5700        0     2100
D SOLUTIA INC                    COM              834376105       22     1246 SH       SOLE                     80        0     1166
D SONOCO PRODS CO                COM              835495102       75     3300 SH       SOLE                      0        0     3300
D SONOCO PRODS CO                COM              835495102        2       70 SH       OTHER                     0        0       70
D SONY CORP                      ADR NEW          835699307       45      300 SH       SOLE                    300        0        0
D SOUTHERN CO                    COM              842587107      149     5774 SH       SOLE                   3174        0     2600
D SOUTHERN CO                    COM              842587107       41     1590 SH       OTHER                  1590        0        0
D SPRINT CORP                    COM FON GROUP    852061100      195     3600 SH       SOLE                   3600        0        0
D SPRINT CORP                    COM FON GROUP    852061100      358     6600 SH       OTHER                  6600        0        0
D SPRINT CORP                    PCS COM SER 1    852061506       82     1100 SH       SOLE                   1100        0        0
D SPRINT CORP                    PCS COM SER 1    852061506      112     1500 SH       OTHER                  1500        0        0
D STARWOOD HOTELS&RESORTS WRLDWD PAIRED CTF       85590A203       20      904 SH       SOLE                      0        0      904
D STERLING COMM INC              COM              859205106        9      500 SH       OTHER                   500        0        0
D STURM RUGER & CO INC           COM              864159108        3      340 SH       OTHER                   340        0        0
D SUMMIT BANCORP                 COM              866005101       89     2750 SH       SOLE                      0        0     2750
D SUN MICROSYSTEMS INC           COM              866810104      512     5500 SH       SOLE                   4600        0      900
D SUN MICROSYSTEMS INC           COM              866810104      116     1250 SH       OTHER                  1250        0        0
D SYSCO CORP                     COM              871829107       28      800 SH       OTHER                   800        0        0
D TCW CONV SECS FD INC           COM              872340104       50     5400 SH       SOLE                   5400        0        0
D TECO ENERGY INC                COM              872375100       13      600 SH       OTHER                   600        0        0
D TECH DATA CORP                 COM              878237106        2      100 SH       OTHER                     0        0      100
D TELEFONICA S A                 SPONSORED ADR    879382208     1092    22752 SH       SOLE                  14411        0     8341
D TELEFONICA S A                 SPONSORED ADR    879382208      209     4356 SH       OTHER                  2796        0     1560
D TELEFONOS DE MEXICO S A        SPON ADR ORD L   879403780       21      300 SH       SOLE                    300        0        0
D TELLABS INC                    COM              879664100        6      100 SH       SOLE                    100        0        0
D TEXACO INC                     COM              881694103      929    14722 SH       SOLE                    400        0    14322
D TEXACO INC                     COM              881694103      120     1900 SH       OTHER                  1600        0      300
D TEXAS INSTRS INC               COM              882508104      987    12000 SH       SOLE                      0        0    12000
D TEXAS UTILS CO                 COM              882848104      216     5800 SH       SOLE                   3500        0     2300
D TEXAS UTILS CO                 COM              882848104       70     1879 SH       OTHER                   500        0     1379
D TEXTRON INC                    COM              883203101       31      400 SH       SOLE                    400        0        0
D THERMO ELECTRON CORP           COM              883556102      152    11285 SH       SOLE                  11285        0        0
D THERMO ELECTRON CORP           COM              883556102        8      600 SH       OTHER                   600        0        0
D THOMAS & BETTS CORP            COM              884315102       51     1000 SH       OTHER                     0        0     1000
D TIDEWATER INC                  COM              886423102        4      150 SH       SOLE                      0        0      150
D TIME WARNER INC                COM              887315109      118     1950 SH       SOLE                   1150        0      800
D TIME WARNER INC                COM              887315109       30      500 SH       OTHER                   500        0        0
D TOTAL FINA S A                 SPONSORED ADR    89151E109      386     6080 SH       SOLE                   3905        0     2175
D TOTAL FINA S A                 SPONSORED ADR    89151E109      151     2375 SH       OTHER                  2125        0      250
D TRICON GLOBAL RESTAURANTS      COM              895953107      112     2742 SH       SOLE                    330        0     2412
D TRIQUINT SEMICONDUCTOR INC     COM              89674K103      143     2500 SH       OTHER                  2500        0        0
D TUPPERWARE CORP                COM              899896104        6      300 SH       SOLE                      0        0      300
D TYCO INTL LTD NEW              COM              902124106      775     7507 SH       SOLE                      0        0     7507
D TYCO INTL LTD NEW              COM              902124106       31      300 SH       OTHER                   300        0        0
D TYSON FOODS INC                CL A             902494103        2      125 SH       OTHER                     0        0      125
D USX MARATHON GROUP             PFD CONV 6.50%   902905819       40      900 SH       SOLE                    900        0        0
D U S B HLDG INC                 COM              902910108       21     1242 SH       OTHER                     0        0     1242
D UNICOM CORP                    COM              904911104       37     1000 SH       OTHER                  1000        0        0
D UNION CARBIDE CORP             COM              905581104       23      400 SH       SOLE                    400        0        0
D UNION CARBIDE CORP             COM              905581104        6      100 SH       OTHER                     0        0      100
D UNION PAC CORP                 COM              907818108       67     1400 SH       SOLE                   1000        0      400
D UNION PAC RES GROUP INC        COM              907834105       11      677 SH       SOLE                      0        0      677
D UNISYS CORP                    COM              909214108       38      834 SH       OTHER                   834        0        0
D U S WEST INC NEW               COM              91273H101       74     1302 SH       SOLE                    129        0     1173
D U S WEST INC NEW               COM              91273H101       80     1409 SH       OTHER                  1409        0        0
D UNITED TECHNOLOGIES CORP       COM              913017109       94     1578 SH       SOLE                   1578        0        0
D UNITED WTR RES INC             COM              913190104      215     6600 SH       SOLE                   6600        0        0
D UNITED WTR RES INC             COM              913190104      138     4218 SH       OTHER                  4218        0        0
D UNOCAL CORP                    COM              915289102       76     2064 SH       SOLE                   2064        0        0
D UNUMPROVIDENT CORP             COM              91529Y106       47     1600 SH       SOLE                   1400        0      200
D UTILICORP UTD INC              COM              918005109       42     1984 SH       OTHER                  1984        0        0
D V F CORP                       COM              918204108       14      450 SH       SOLE                    450        0        0
D V F CORP                       COM              918204108        2       75 SH       OTHER                     0        0       75
D VAN KAMPEN TR INVT GRADE MUNS  COM              920929106       22     1500 SH       SOLE                   1500        0        0
D VAN KAMPEN INCOME TR           SH BEN INT       920957107       19     3000 SH       OTHER                  3000        0        0
D VAN KAMPEN VALUE MUN INCOME TR COM              921132106        8      667 SH       SOLE                    667        0        0
D VERTEX PHARMACEUTICALS INC     COM              92532F100       31     1000 SH       OTHER                  1000        0        0
D VIAD CORP                      COM              92552R109       30     1000 SH       SOLE                      0        0     1000
D VLASIC FOODS INTL INC          COM              928559103        3      500 SH       OTHER                   500        0        0
D VODAFONE AIRTOUCH PLC          SPONSORED ADR    92857T107     1379     5800 SH       SOLE                   1867        0     3933
D VODAFONE AIRTOUCH PLC          SPONSORED ADR    92857T107      855     3596 SH       OTHER                  3596        0        0
D VOYAGEUR FLA INSD MUN INCOME   SH BEN INT       928926104        9      700 SH       SOLE                    700        0        0
D VULCAN MATLS CO                COM              929160109      119     3250 SH       OTHER                     0        0     3250
D WICOR INC                      COM              929253102        6      200 SH       OTHER                   200        0        0
D WPS RESOURCES CORP             COM              92931B106       24      850 SH       SOLE                    850        0        0
D WPS RESOURCES CORP             COM              92931B106       38     1350 SH       OTHER                  1350        0        0
D WACHOVIA CORP                  COM              929771103       79     1000 SH       OTHER                  1000        0        0
D WAL MART STORES INC            COM              931142103       90     1900 SH       SOLE                   1050        0      850
D WAL MART STORES INC            COM              931142103       19      400 SH       OTHER                   400        0        0
D WALGREEN CO                    COM              931422109       41     1600 SH       SOLE                    600        0     1000
D WALGREEN CO                    COM              931422109      711    28000 SH       OTHER                 28000        0        0
D WELLS FARGO & CO NEW           COM              949746101       73     1842 SH       SOLE                      0        0     1842
D WESTVACO CORP                  COM              961548104        3      100 SH       OTHER                     0        0      100
D WEYERHAEUSER CO                COM              962166104       17      300 SH       SOLE                    300        0        0
D WEYERHAEUSER CO                COM              962166104       35      600 SH       OTHER                   600        0        0
D WILLIAMS COS INC DEL           COM              969457100     2027    53870 SH       SOLE                  30125        0    23745
D WILLIAMS COS INC DEL           COM              969457100      609    16175 SH       OTHER                 12175        0     4000
D WILLIAMS SONOMA INC            COM              969904101     1586    32650 SH       SOLE                  21500        0    11150
D WILLIAMS SONOMA INC            COM              969904101      248     5100 SH       OTHER                  5100        0        0
D WISCONSIN ENERGY CORP          COM              976657106        5      200 SH       SOLE                    200        0        0
D WISCONSIN ENERGY CORP          COM              976657106      108     4600 SH       OTHER                  4500        0      100
D WRIGLEY WM JR CO               COM              982526105       10      150 SH       OTHER                   150        0        0
D XEROX CORP                     COM              984121103     1187    28305 SH       SOLE                  19955        0     8350
D XEROX CORP                     COM              984121103      260     6200 SH       OTHER                  4900        0     1300
D YAHOO INC                      COM              984332106      367     2045 SH       SOLE                   1445        0      600
D YAHOO INC                      COM              984332106       78      435 SH       OTHER                   385        0       50
S REPORT SUMMARY                660 DATA RECORDS              204372            0 OTHER MANAGERS ON WHOSE BEHALF REPORT IS FILED
</TABLE>


© 2022 IncJournal is not affiliated with or endorsed by the U.S. Securities and Exchange Commission