<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE FORM
10-QSB FOR THE QUARTERLY PERIOD ENDING SEPTEMBER 30, 2000 AND IS QUALIFIED IN
ITS ENTIRETY BY REFERENCE TO SUCH 10-QSB
</LEGEND>
<MULTIPLIER> 1000

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                           3,680
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                 9,861
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     21,949
<INVESTMENTS-CARRYING>                          15,234
<INVESTMENTS-MARKET>                            14,967
<LOANS>                                        117,761
<ALLOWANCE>                                      1,053
<TOTAL-ASSETS>                                 176,524
<DEPOSITS>                                     157,665
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                              1,460
<LONG-TERM>                                        725
                                0
                                          0
<COMMON>                                         4,333
<OTHER-SE>                                      12,341
<TOTAL-LIABILITIES-AND-EQUITY>                 176,524
<INTEREST-LOAN>                                  7,414
<INTEREST-INVEST>                                1,637
<INTEREST-OTHER>                                   156
<INTEREST-TOTAL>                                 9,207
<INTEREST-DEPOSIT>                               4,392
<INTEREST-EXPENSE>                               4,462
<INTEREST-INCOME-NET>                            4,745
<LOAN-LOSSES>                                      270
<SECURITIES-GAINS>                                   2
<EXPENSE-OTHER>                                  3,444
<INCOME-PRETAX>                                  1,766
<INCOME-PRE-EXTRAORDINARY>                       1,766
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,292
<EPS-BASIC>                                       0.90
<EPS-DILUTED>                                     0.89
<YIELD-ACTUAL>                                    4.48
<LOANS-NON>                                        106
<LOANS-PAST>                                       733
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   938
<CHARGE-OFFS>                                      269
<RECOVERIES>                                       114
<ALLOWANCE-CLOSE>                                1,053
<ALLOWANCE-DOMESTIC>                             1,053
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                             91


</TABLE>



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