<TABLE> <S> <C>
<PAGE>
<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THIS FORM
10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> JAN-31-2001
<PERIOD-END> OCT-31-2000
<CASH> 784,433
<SECURITIES> 75,659
<RECEIVABLES> 194,638
<ALLOWANCES> 8,022
<INVENTORY> 0
<CURRENT-ASSETS> 1,089,446
<PP&E> 74,443
<DEPRECIATION> 24,694
<TOTAL-ASSETS> 1,456,351
<CURRENT-LIABILITIES> 351,716
<BONDS> 561,771
0
0
<COMMON> 384
<OTHER-SE> 523,560
<TOTAL-LIABILITY-AND-EQUITY> 1,456,351
<SALES> 317,636
<TOTAL-REVENUES> 563,717
<CGS> 13,172
<TOTAL-COSTS> 569,998
<OTHER-EXPENSES> 0
<LOSS-PROVISION> 2,352
<INTEREST-EXPENSE> 17,231
<INCOME-PRETAX> (6,281)
<INCOME-TAX> 11,382
<INCOME-CONTINUING> (1,871)
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> (1,871)
<EPS-BASIC> (0.01)<F1>
<EPS-DILUTED> (0.01)
<FN>
<F1>For purposes of this exhibit, primary means basic.
</FN>
</TABLE>