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<PAGE> EXHIBIT 23.1 CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS As independent public accountants, we hereby consent to the incorporation by reference in this registration statement (File No. 333-_____) of our report dated January 13, 2000 included in SLM Holding Corporation's Form 10-K for the year ended December 31, 1999 and to all reference to our Firm included in this registration statement. /s/ ARTHUR ANDERSEN LLP Vienna, VA September 18, 2000
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