<PAGE> 1
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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
-----------------------------
FORM T-1
STATEMENT OF ELIGIBILITY
UNDER THE TRUST INDENTURE ACT OF 1939 OF A
CORPORATION DESIGNATED TO ACT AS TRUSTEE
-----------------------------
/X/ CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A TRUSTEE PURSUANT TO
SECTION 305(b)(2)
NORWEST BANK MINNESOTA, NATIONAL ASSOCIATION
(Exact name of trustee as specified in its charter)
A U.S. NATIONAL BANKING ASSOCIATION 41-1592157
(Jurisdiction of incorporation or (I.R.S. Employer
organization if not a U.S. national Identification No.)
bank)
SIXTH STREET AND MARQUETTE AVENUE
Minneapolis, Minnesota 55479
(Address of principal executive offices) (Zip code)
Stanley S. Stroup, General Counsel
NORWEST BANK MINNESOTA, NATIONAL ASSOCIATION
Sixth Street and Marquette Avenue
Minneapolis, Minnesota 55479
(612) 667-1234
(Agent for Service)
-----------------------------
SEQUOIA MORTGAGE TRUST 2
(Exact name of obligor as specified in its charter)
DELAWARE NOT YET RECEIVED
(State or other jurisdiction of (I.R.S. Employer
incorporation or organization) Identification No.)
C\O WILMINGTON TRUST COMPANY
RODNEY SQUARE NORTH
1100 NORTH MARKET STREET
WILMINGTON, DE 19890-0001
(Address of principal executive offices) (Zip code)
-----------------------------
SEQUOIA MORTGAGE TRUST 2
COLLATERALIZED MORTGAGE BONDS
(Title of the indenture securities)
================================================================================
<PAGE> 2
Item 1. General Information. Furnish the following information as to the
trustee:
(a) Name and address of each examining or supervising
authority to which it is subject.
Comptroller of the Currency
Treasury Department
Washington, D.C.
Federal Deposit Insurance Corporation
Washington, D.C.
The Board of Governors of the Federal Reserve System
Washington, D.C.
(b) Whether it is authorized to exercise corporate trust
powers.
The trustee is authorized to exercise corporate trust
powers.
Item 2. Affiliations with Obligor. If the obligor is an affiliate of the
trustee, describe each such affiliation.
None with respect to the trustee.
No responses are included for Items 3-14 of this Form T-1 because the obligor is
not in default as provided under Item 13.
Item 15. Foreign Trustee. Not applicable.
Item 16. List of Exhibits. List below all exhibits filed as a part of this
Statement of Eligibility. Trustee incorporates by
reference into this Form T-1 the exhibits attached
hereto.
Exhibit 1. a. A copy of the Articles of Association of the
trustee now in effect.*
Exhibit 2. a. A copy of the certificate of authority of the
trustee to commence business issued June 28, 1872,
by the Comptroller of the Currency to The
Northwestern National Bank of Minneapolis.*
b. A copy of the certificate of the Comptroller of the
Currency dated January 2, 1934, approving the
consolidation of The Northwestern National Bank of
Minneapolis and The Minnesota Loan and Trust
Company of Minneapolis, with the surviving entity
being titled Northwestern National Bank and Trust
Company of Minneapolis.*
c. A copy of the certificate of the Acting Comptroller
of the Currency dated January 12, 1943, as to
change of corporate title of Northwestern National
Bank and Trust Company of Minneapolis to
Northwestern National Bank of Minneapolis.*
<PAGE> 3
d. A copy of the letter dated May 12, 1983 from the
Regional Counsel, Comptroller of the Currency,
acknowledging receipt of notice of name change
effective May 1, 1983 from Northwestern National
Bank of Minneapolis to Norwest Bank Minneapolis,
National Association.*
e. A copy of the letter dated January 4, 1988 from the
Administrator of National Banks for the Comptroller
of the Currency certifying approval of
consolidation and merger effective January 1, 1988
of Norwest Bank Minneapolis, National Association
with various other banks under the title of
"Norwest Bank Minnesota, National Association."*
Exhibit3. A copy of the authorization of the trustee to exercise
corporate trust powers issued January 2, 1934, by the
Federal Reserve Board.*
Exhibit 4. Copy of By-laws of the trustee as now in effect.*
Exhibit 5. Not applicable.
Exhibit 6. The consent of the trustee required by Section 321(b) of
the Act.
Exhibit 7. A copy of the latest report of condition of the trustee
published pursuant to law or the requirements of its
supervising or examining authority.
Exhibit 8. Not applicable.
Exhibit 9. Not applicable.
* Incorporated by reference to Exhibit 25 filed with registration
statement (number 33-66026) of trustee's parent, Norwest
Corporation.
<PAGE> 4
SIGNATURE
Pursuant to the requirements of the Trust Indenture Act of 1939, as amended, the
trustee, Norwest Bank Minnesota, National Association, a national banking
association organized and existing under the laws of the United States of
America, has duly caused this statement of eligibility to be signed on its
behalf by the undersigned, thereunto duly authorized, all in the City of
Minneapolis and State of Minnesota on the 9th day of October, 1997.
NORWEST BANK MINNESOTA,
NATIONAL ASSOCIATION
/s/ Randall S. Reider
----------------------------
Name: Randall S. Reider
Title: Officer
<PAGE> 5
EXHIBIT 6
October 9, 1997
Securities and Exchange Commission
Washington, D.C. 20549
Gentlemen:
In accordance with Section 321(b) of the Trust Indenture Act of 1939, as
amended, the undersigned hereby consents that reports of examination of the
undersigned made by Federal, State, Territorial, or District authorities
authorized to make such examination may be furnished by such authorities to the
Securities and Exchange Commission upon its request therefor.
Very truly yours,
NORWEST BANK MINNESOTA,
NATIONAL ASSOCIATION
/s/ Randall S. Reider
-----------------------------------
Name: Randall S. Reider
Title: Officer
<PAGE> 6
EXHIBIT 7
NORWEST BANK MINNESOTA, N.A
June 30, 1997 Call Report
Hard Copy of Excel Spread Sheet
<TABLE>
<S> <C> <C> <C>
RC-01.A RCFD0081 Cash and Noninterest-bearing Balances 1,344,847,000
RC-01.B RCFD0071 Interest-bearing Balances 3,589,000
RC-02.A RCFD1754 Securities Held-to-Maturity -
RC-02.B RCFD1773 Securities Available-for-sale 2,066,258,000
RC-03 RCFD1350 Fed Funds Sold & Secs Purchased 4,217,807,000
RC-04.A RCFD2122 Loans and Leases 10,318,263,000
RC-04.B RCFD3123 LESS: Allowance for Loan and Lease Lo 219,294,000
RC-04.C RCFD3128 LESS: Allocated Transfer Risk Reserve -
RC-04.D RCFD2125 Net Loans & Leases (Total) 10,098,969,000
RC-05 RCFD3545 Trading Assets 868,473,000
RC-06 RCFD2145 Premises and Fixed Assets 115,705,000
RC-07 RCFD2150 Other REO 7,223,000
RC-08 RCFD2130 Investments in Unconsolidated Subsidi -
RC-09 RCFD2155 Customers' Liability on Acceptances 24,514,000
RC-10 RCFD2143 Intangible Assets 11,925,000
RC-11 RCFD2160 Other Assets 280,396,000
RC-12 RCFD2170 Total Assets 19,039,706,000
RC-13.A RCON2200 Deposits: Domestic Offices 8,605,498,000
RC-13.A.1 RCON6631 Domestic Deposits: Noninterest-bearin 3,610,804,000
RC-13.A.2 RCON6636 Domestic Deposits: Interest-bearing 4,994,694,000
RC-13.B RCFN2200 Deposits: Foreign Offices 3,720,098,000
RC-13.B.1 RCFN6631 Foreign Deposits: Noninterest-bearing 16,099,000
RC-13.B.2 RCFN6636 Foreign Deposits: Interest-bearing 3,703,999,000
RC-14 RCFD2800 Fed Funds Purchased & Secs Sold 4,198,790,000
RC-15.A RCON2840 Demand Notes to US Treasury 298,825,000
RC-15.B RCFD3548 Trading Liabilities 21,752,000
RC-16.A RCFD2332 Other Borrowed Money: Maturity < 1yr 120,120,000
RC-16.B RCFDA547 Other Borrowed Money: Mat. 1-3 YRS 5,531,000
RC-16.C RCFDA548 Other Borrowed Money: Maturity > 3yr 203,567,000
RC-18 RCFD2920 Bank's Liability on Acceptances 24,514,000
RC-19 RCFD3200 Subordinated Notes and Debentures 188,000
RC-20 RCFD2930 Other Liabilities 500,504,000
RC-21 RCFD2948 Total Liabilities 17,699,387,000
RC-23 RCFD3838 Perpetual Preferred Stock & Surplus -
RC-24 RCFD3230 Common Stock 100,000,000
RC-25 RCFD3839 Surplus 637,166,000
RC-26.A RCFD3632 Undivided Profits/Capital Reserves 593,963,000
RC-26.B RCFD8434 Unrealized holding gain(loss) secur. 9,550,000
RC-27 RCFD3284 Foreign Currency Translation Adjustme (360,000)
RC-28 RCFD3210 Total Equity Capital 1,340,319,000
RC-29 RCFD3300 Total Liabs, Pref. Stck, & Equity Cap 19,039,706,000
RC-M.1 RCFD6724 Auditing method -
RCA1.A RCFD0022 Consolidated Bank: Cash 1,231,386,000
RCA1.A.B RCON0020 Domestic Offices: Cash Items In Colle 1,116,096,000
</TABLE>
Page 1 of 20
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NORWEST BANK MINNESOTA, N.A
June 30, 1997 Call Report
Hard Copy of Excel Spread Sheet
<TABLE>
<S> <C> <C> <C>
RCA1.B.B RCON0080 Domestic Offices: Cash 110,985,000
RCA2.A.A RCFD0083 Consolidated Bank: Due from US Branch -
RCA2.B RCON0082 Domestic Offices: Due from US Deposit 44,855,000
RCA2.B.A RCFD0085 Consolidated Bank: Due from Other Dep 45,422,000
RCA3.A.A RCFD0073 Consolidated Bank: Due from Foreign U -
RCA3.B RCON0070 Domestic Offices: Due from Foreign Ba 10,679,000
RCA3.B.A RCFD0074 Consolidated Bank: Due from Other For 11,559,000
RCA4.A RCFD0090 Due from Fed Reserve Banks 60,069,000
RCA4.B RCON0090 Domestic Offices: Due from Fed Reserv 59,819,000
RCA5.A RCFD0010 Consolidated Bank - Total 1,348,436,000
RCA5.B RCON0010 Domestic Offices - Total 1,342,434,000
RCAM.1 RCON0050 Non-Int bearing bals due from US Bnks 41,266,000
RCB1.A RCFD0211 Held: Cost: US Treasury Securities -
RCB1.B RCFD0213 Held: Value: US Treasury Securities -
RCB1.C RCFD1286 Sale: Cost: US Treasury Securities 1,327,447,000
RCB1.D RCFD1287 Sale: Value: US Treasury Securities 1,325,432,000
RCB2.A.A RCFD1289 Held: Cost: Obligations US agencies -
RCB2.A.B RCFD1290 Held: Value: Obligations US agencies -
RCB2.A.C RCFD1291 Sale: Cost: Obligations US agencies -
RCB2.A.D RCFD1293 Sale: Value: Obligations US agencies -
RCB2.B.A RCFD1294 Held: Cost: Obligations US sponsored -
RCB2.B.B RCFD1295 Held: Value: Obligations US sponsored -
RCB2.B.C RCFD1297 Sale: Cost: Obligations US sponsored 5,307,000
RCB2.B.D RCFD1298 Sale: Value: Obligations US sponsored 5,279,000
RCB3.A.A RCFD1676 Held: Cost: General Obligations -
RCB3.A.B RCFD1677 Held: Value: General Obligations -
RCB3.A.C RCFD1678 Sale: Cost: General Obligations 44,936,000
RCB3.A.D RCFD1679 Sale: Value: General Obligations 47,167,000
RCB3.B.A RCFD1681 Held: Cost: Revenue Obligations -
RCB3.B.B RCFD1686 Held: Value: Revenue Obligations -
RCB3.B.C RCFD1690 Sale: Cost: Revenue Obligations 79,937,000
RCB3.B.D RCFD1691 Sale: Value: Revenue Obligations 86,292,000
RCB3.C.A RCFD1694 Held: Cost: Industrial Obligations -
RCB3.C.B RCFD1695 Held: Value: Industrial Obligations -
RCB3.C.C RCFD1696 Sale: Cost: Industrial Obligations 4,520,000
RCB3.C.D RCFD1697 Sale: Value: Industrial Obligations 5,217,000
RCB4.A.1.A RCFD1698 Held: Cost: Security Guaranteed GNMA -
RCB4.A.1.B RCFD1699 Held: Value: Security Guaranteed GNMA -
RCB4.A.1.C RCFD1701 Sale: Cost: Security Guaranteed GNMA 64,066,000
RCB4.A.1.D RCFD1702 Sale: Value: Security Guaranteed GNMA 65,966,000
RCB4.A.2.A RCFD1703 Held: Cost: Security Issued FNMA -
RCB4.A.2.B RCFD1705 Held: Value: Security Issued FNMA -
RCB4.A.2.C RCFD1706 Sale: Cost: Security Issued FNMA 358,302,000
RCB4.A.2.D RCFD1707 Sale: Value: Security Issued FNMA 365,150,000
</TABLE>
Page 2 of 20
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NORWEST BANK MINNESOTA, N.A
June 30, 1997 Call Report
Hard Copy of Excel Spread Sheet
<TABLE>
<S> <C> <C> <C>
RCB4.A.3.A RCFD1709 Held: Cost: Other Pass-Through Secs -
RCB4.A.3.B RCFD1710 Held: Value: Other Pass-Through Secs -
RCB4.A.3.C RCFD1711 Sale: Cost: Other Pass-Through Secs 60,000
RCB4.A.3.D RCFD1713 Sale: Value: Other Pass-Through Secs 62,000
RCB4.B.1.A RCFD1714 Held: Cost: Issued/Guar. FNMA, Etc. -
RCB4.B.1.B RCFD1715 Held: Value: Issued/Guar. FNMA, Etc. -
RCB4.B.1.C RCFD1716 Sale: Cost: Issued/Guar. FNMA, Etc. 26,290,000
RCB4.B.1.D RCFD1717 Sale: Value: Issued/Guar. FNMA, Etc. 25,672,000
RCB4.B.2.A RCFD1718 Held: Cost: Collateralized MBS -FNMA -
RCB4.B.2.B RCFD1719 Held: Value: Collateralized MBS -FNMA -
RCB4.B.2.C RCFD1731 Sale: Cost: Collateralized MBS -FNMA 54,000
RCB4.B.2.D RCFD1732 Sale: Value: Collateralized MBS -FNMA 55,000
RCB4.B.3.A RCFD1733 Held: Cost: All Other MBS -
RCB4.B.3.B RCFD1734 Held: Value: All Other MBS -
RCB4.B.3.C RCFD1735 Sale: Cost: All Other MBS 2,515,000
RCB4.B.3.D RCFD1736 Sale: Value: All Other MBS 2,530,000
RCB5.A.A RCFD1737 Held: Cost: Other Domestic Debt Sec. -
RCB5.A.B RCFD1738 Held: Value: Other Domestic Debt Sec. -
RCB5.A.C RCFD1739 Sale: Cost: Other Domestic Debt Sec. 4,938,000
RCB5.A.D RCFD1741 Sale: Value: Other Domestic Debt Sec. 4,955,000
RCB5.B.A RCFD1742 Held: Cost: Foreign Debt Securities -
RCB5.B.B RCFD1743 Held: Value: Foreign Debt Securities -
RCB5.B.C RCFD1744 Sale: Cost: Foreign Debt Securities -
RCB5.B.D RCFD1746 Sale: Value: Foreign Debt Securities -
RCB6.A.C RCFDA510 Sale: Cost: Securities Mutual Funds 2,802,000
RCB6.A.D RCFDA511 Sale: Value: Securities Mutual Funds 2,802,000
RCB6.B.C RCFD1752 Sale: Cost: Other Equity Securities 129,679,000
RCB6.B.D RCFD1753 Sale: Value: Other Equity Securities 129,679,000
RCB7.A RCFD1754 Total Held-to-maturity - Amort Cost -
RCB7.B RCFD1771 Total Held-to-maturity - Fair Value -
RCB7.C RCFD1772 Total Avail-for-sale - Amort Cost 2,050,853,000
RCB7.D RCFD1773 Total Avail-for-sale - Fair Value 2,066,258,000
RCBM.1 RCFD0416 Pledged 319,663,000
RCBM.2.A.1 RCFDA549 Memoranda: Non-Mort Debt < 3 MO 4,421,000
RCBM.2.A.2 RCFDA550 Memoranda: Non-Mort Debt 3-12 MO 9,791,000
RCBM.2.A.3 RCFDA551 Memoranda: Non-Mort Debt 1-3 YRS 197,252,000
RCBM.2.A.4 RCFDA552 Memoranda: Non-Mort Debt 3-5 YRS 182,278,000
RCBM.2.A.5 RCFDA553 Memoranda: Non-Mort Debt 5-15 YRS 976,913,000
RCBM.2.A.6 RCFDA554 Memoranda: Non-Mort Debt > 15 YRS 103,687,000
RCBM.2.B.1 RCFDA555 Memoranda: Mort Pass Thru < 3 MO 30,881,000
RCBM.2.B.2 RCFDA556 Memoranda: Mort Pass Thru 3-12 MO 37,142,000
RCBM.2.B.3 RCFDA557 Memoranda: Mort Pass Thru 1-3 YRS 118,000
RCBM.2.B.4 RCFDA558 Memoranda: Mort Pass Thru 3-5 YRS 21,838,000
RCBM.2.B.5 RCFDA559 Memoranda: Mort Pass Thru 5-15 YRS 18,269,000
</TABLE>
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<PAGE> 9
NORWEST BANK MINNESOTA, N.A
June 30, 1997 Call Report
Hard Copy of Excel Spread Sheet
<TABLE>
<S> <C> <C> <C>
RCBM.2.B.6 RCFDA560 Memoranda: Mort Pass Thru > 15 YRS 322,930,000
RCBM.2.C.1 RCFDA561 Memoranda: Other Mort-backed < 3 YRS 14,309,000
RCBM.2.C.2 RCFDA562 Memoranda: Other Mort-backed > 3 YRS 13,948,000
RCBM.2.D RCFDA248 Memoranda: Tot Debt < 1 YR 14,044,000
RCBM.7 RCFD1778 Amortized Cost Held Securities Sold -
RCBM.8.A RCFD8780 High Risk Mortgage Secs - Amort Cost 60,000
RCBM.8.B RCFD8781 High Risk Mortgage Secs - Fair Value 62,000
RCBM.9.A RCFD8782 Structured Notes - Amortized Cost 2,601,000
RCBM.9.B RCFD8783 Structured Notes - Fair Value 2,576,000
RCC01.A RCFD1410 Consolidated RE Loans 4,399,295,000
RCC01.A.B RCON1415 Domestic Const/Development Loans 83,560,000
RCC01.B.B RCON1420 Domestic Secured by Farmland 969,000
RCC01.C.1B RCON1797 Domestic Secured by 1-4 Revolving 117,203,000
RCC01.C.2A RCON5367 Domestic Secured by 1-4 Other 3,456,411,000
RCC01.C.2B RCON5368 Domestic Secured by 1-4 Other 329,941,000
RCC01.D.B RCON1460 Domestic Secured by 5+ 54,105,000
RCC01.E.B RCON1480 Domestic Secured by Nonfarm Nonreside 357,106,000
RCC02.A.B RCON1505 Domestic to US Coml Banks 315,565,000
RCC02.A1.A RCFD1506 Consolidated to US Branches of Forei " -
RCC02.A2.A RCFD1507 Consolidated to Other US Coml Banks " 326,454,000
RCC02.B.A RCFD1517 Consolidated to Other Dep'y in US -
RCC02.B.B RCON1517 Domestic to Other Dep'y in US -
RCC02.C.B RCON1510 Domestic to Foreign Banks 62,000
RCC02.C1.A RCFD1513 Consolidated to For Branches US Bank " 8,770,000
RCC02.C2.A RCFD1516 Consolidated to Foreign Banks " 65,368,000
RCC03.A RCFD1590 Consolidated to Farmers 4,911,000
RCC03.B RCON1590 Domestic to Farmers 4,911,000
RCC04.A.A RCFD1763 Consolidated US Coml 3,341,956,000
RCC04.A.B RCON1763 Domestic US Coml 3,337,169,000
RCC04.B.A RCFD1764 Consolidated non-US Coml 56,981,000
RCC04.B.B RCON1764 Domestic non-US Coml 152,000
RCC05.A.A RCFD1756 Consolidated Accep's of US Banks -
RCC05.A.B RCON1756 Domestic Accep's of US Bank -
RCC05.B.A RCFD1757 Consolidated Accep's of Foreign Banks 6,214,000
RCC05.B.B RCON1757 Domestic Accep's of Foreign Banks 6,214,000
RCC06.A.A RCFD2008 Consolidated Credit Cards 198,784,000
RCC06.B RCON1975 Domestic Consumer 777,560,000
RCC06.B.A RCFD2011 Consolidated Other Consumer 579,502,000
RCC07.A RCFD2081 Consolidated Loans to For Govts 5,000,000
RCC07.B RCON2081 Domestic Loans to For Govts 5,000,000
RCC08.A RCFD2107 Consolidated Obligations US 19,605,000
RCC08.B RCON2107 Domestic Obligations US 19,605,000
RCC09.A RCFD1563 Consolidated Other 636,621,000
RCC09.A.B RCON1545 Domestic Loans for Securities 69,502,000
</TABLE>
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NORWEST BANK MINNESOTA, N.A
June 30, 1997 Call Report
Hard Copy of Excel Spread Sheet
<TABLE>
<S> <C> <C> <C>
RCC09.B.B RCON1564 Domestic Other 567,119,000
RCC10.A.A RCFD2182 Consolidated US Leases 670,980,000
RCC10.B RCON2165 Domestic Leases 670,980,000
RCC10.B.A RCFD2183 Consolidated For Leases -
RCC11.A RCFD2123 LESS: Consolidated Unearned Income 2,178,000
RCC11.B RCON2123 LESS: Domestic Unearned Income 1,239,000
RCC12.A RCFD2122 Total Loans & Leases (Consolidated) 10,318,263,000
RCC12.B RCON2122 Total Loans & Leases (Domestic) 10,171,895,000
RCCM.2.A1A RCFD1687 Cons Restruc'd US RE -
RCCM.2.A2A RCFD1689 Cons Restruc'd non-US RE -
RCCM.2.B.A RCFD8691 Cons Restruc'd - All Other Loan/Lease -
RCCM.2.C.A RCFD8692 Cons Restruc'd - Non-U.S. Addressees -
RCCM.3.A.1 RCONA564 Memo: Loans Secd by Real Est < 3 MO 2,946,463,000
RCCM.3.A.2 RCONA565 Memo: Loans Secd by Real Est 3-12 MO 239,025,000
RCCM.3.A.3 RCONA566 Memo: Loans Secd by Real Est 1-3 YRS 21,988,000
RCCM.3.A.4 RCONA567 Memo: Loans Secd by Real Est 3-5 YRS 16,361,000
RCCM.3.A.5 RCONA568 Memo: Loans Secd by Real Est 5-15 YRS 147,874,000
RCCM.3.A.6 RCONA569 Memo: Loans Secd by Real Est > 15 YRS 77,828,000
RCCM.3.B.1 RCFDA570 Memo: Other Loans/Leases < 3 MO 3,125,145,000
RCCM.3.B.2 RCFDA571 Memo: Other Loans/Leases 3-12 MO 982,824,000
RCCM.3.B.3 RCFDA572 Memo: Other Loans/Leases 1-3 YRS 1,118,577,000
RCCM.3.B.4 RCFDA573 Memo: Other Loans/Leases 3-5 YRS 813,933,000
RCCM.3.B.5 RCFDA574 Memo: Other Loans/Leases 5-15 YRS 692,812,000
RCCM.3.B.6 RCFDA575 Memo: Other Loans/Leases > 15 YRS 82,235,000
RCCM.3.C RCFDA247 Memo: Tot Remg Loans/Leases < 1 YR 6,576,342,000
RCCM.3.D RCONA577 Memo: Non-Farm/Res Loans/Leases > 5YR 113,288,000
RCCM.3.E RCFDA578 Memo: Comm/Indust > 3 YRS 1,059,883,000
RCCM.4 RCFD2746 Loans to fin. comm. real est., constr -
RCCM.5 RCFD5369 Loans & leases held for sale 2,818,244,000
RCCM.6 RCON5370 Adj. rate closed-end loans secured 283,239,000
RCCP2.01 RCON6999 YES/NO - RCC01.E & RCC04 >= $ 100,000 -
RCCP2.02AA RCON5562 Number of Loans RCC01.E -
RCCP2.02BA RCON5563 Number of Loans RCC04 -
RCCP2.03AA RCON5564 Number of Loans RCC01.E Orig <= $100K 197
RCCP2.03AB RCON5565 Amount of Loans RCC01.E Orig <= $100K 7,124,000
RCCP2.03BA RCON5566 # of Loans RCC01.E $100K<Orig<=$250K 291
RCCP2.03BB RCON5567 $ of Loans RCC01.E $100K<Orig<=$250K 33,979,000
RCCP2.03CA RCON5568 # of Loans RCC01.E $250K < Orig <=$1M 371
RCCP2.03CB RCON5569 $ of Loans RCC01.E $250K < Orig <=$1M 133,049,000
RCCP2.04AA RCON5570 Number of Loans RCC04 Orig <= $100K 5,416
RCCP2.04AB RCON5571 Amount of Loans RCC04 Orig <= $100K 229,282,000
RCCP2.04BA RCON5572 # of Loans RCC04 $100K< Orig <= $250K 2,079
RCCP2.04BB RCON5573 $ of Loans RCC04 $100K< Orig <= $250K 299,430,000
RCCP2.04CA RCON5574 # of Loans RCC04 $250K < Orig <= $1M 2,038
</TABLE>
Page 5 of 20
<PAGE> 11
NORWEST BANK MINNESOTA, N.A
June 30, 1997 Call Report
Hard Copy of Excel Spread Sheet
<TABLE>
<S> <C> <C> <C>
RCCP2.04CB RCON5575 $ of Loans RCC04 $250K < Orig <= $1M 875,749,000
RCCP2.05 RCON6860 YES/NO - RCC01.B & RCC03 >= $ 100,000 -
RCCP2.06AA RCON5576 Number of Loans RCC01.B -
RCCP2.06BA RCON5577 Number of Loans RCC03 -
RCCP2.07AA RCON5578 Number of Loans RCC01.B Orig <= $100K 8
RCCP2.07AB RCON5579 Amount of Loans RCC01.B Orig <= $100K 297,000
RCCP2.07BA RCON5580 # of Loans RCC01.B $100K<Orig<=$250K 3
RCCP2.07BB RCON5581 $ of Loans RCC01.B $100K<Orig<=$250K 164,000
RCCP2.07CA RCON5582 # of Loans RCC01.B $250K <Orig<=$500K -
RCCP2.07CB RCON5583 $ of Loans RCC01.B $250K <Orig<=$500K -
RCCP2.08AA RCON5584 Number of Loans RCC03 - Orig <= $100K 326
RCCP2.08AB RCON5585 Amount of Loans RCC03 - Orig <= $100K 3,130,000
RCCP2.08BA RCON5586 # of Loans RCC03 - $100K<Orig<=$250K 3
RCCP2.08BB RCON5587 $ of Loans RCC03 - $100K<Orig<=$250K 208,000
RCCP2.08CA RCON5588 # of Loans RCC03 - $250K <Orig<=$500K 3
RCCP2.08CB RCON5589 $ of Loans RCC03 - $250K <Orig<=$500K 944,000
RCD01 RCON3531 US Treasury securities 658,660,000
RCD02 RCON3532 US Govt agency obligations -
RCD03 RCON3533 Securities issued by State and Subdiv -
RCD04.A RCON3534 Pass-through secs by FNMA/FHLMC/GNMA 187,951,000
RCD04.B RCON3535 CMOs and REMICs issued by FNMA/FHLMC -
RCD04.C RCON3536 All other mortgage-backed securities -
RCD05 RCON3537 Other debt securities -
RCD06 RCON3538 Certificates of deposit -
RCD07 RCON3539 Commercial paper -
RCD08 RCON3540 Bankers acceptances -
RCD09 RCON3541 Other trading assets domestic -
RCD10 RCFN3542 Trading assets foreign -
RCD11.A RCON3543 Gains on rate & contracts domestic 21,862,000
RCD11.B RCFN3543 Gains on rate & contracts foreign -
RCD12 RCFD3545 Total Trading Assets 868,473,000
RCD13 RCFD3546 Liability for short positions -
RCD14 RCFD3547 Losses on rate & contracts 21,752,000
RCD15 RCFD3548 Total trading liabilities 21,752,000
RCE1.1.A RCON2201 Private Transaction 3,375,096,000
RCE1.1.B RCON2240 Private Demand Deposits 2,941,262,000
RCE1.1.C RCON2346 Private Nontransaction 4,550,188,000
RCE1.2.A RCON2202 USG Transaction 25,523,000
RCE1.2.B RCON2280 USG Demand Deposits 25,523,000
RCE1.2.C RCON2520 USG Nontransaction -
RCE1.3.A RCON2203 State/Local Transaction 44,487,000
RCE1.3.B RCON2290 State/Local Demand Deposits 42,033,000
RCE1.3.C RCON2530 State/Local Nontransaction 8,218,000
RCE1.4.A RCON2206 US Coml Banks Transaction 549,800,000
</TABLE>
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<PAGE> 12
NORWEST BANK MINNESOTA, N.A
June 30, 1997 Call Report
Hard Copy of Excel Spread Sheet
<TABLE>
<S> <C> <C> <C>
RCE1.4.B RCON2310 US Coml Banks Demand Deposits 549,800,000
RCE1.4.C RCON2550 US Coml Banks Nontransaction -
RCE1.5.A RCON2207 Other US Dep'y Transaction 730,000
RCE1.5.B RCON2312 Other US Dep'y Demand Deposits 730,000
RCE1.5.C RCON2349 Other US Dep'y Nontransaction -
RCE1.6.A RCON2213 For Banks Transaction 13,018,000
RCE1.6.B RCON2320 For Banks Demand Deposits 13,018,000
RCE1.6.C RCON2236 For Branches US Banks Nontransaction -
RCE1.7.A RCON2216 For Govt Transaction -
RCE1.7.B RCON2300 For Govt Demand Deposits -
RCE1.7.C RCON2377 For Govt Nontransaction -
RCE1.8.A RCON2330 Certified Checks: Transaction 38,438,000
RCE1.8.B RCON2330 Certified Checks: Demand 38,438,000
RCE1.9.A RCON2215 Total Transaction Accounts 4,047,092,000
RCE1.9.B RCON2210 Total Demand Deposits 3,610,804,000
RCE1.9.C RCON2385 Total Nontransaction Accounts 4,558,406,000
RCE1.M.1.A RCON6835 IRA/Keogh 521,249,000
RCE1.M.1.B RCON2365 Brokered -
RCE1.M.1.E RCON5590 Memoranda: Preferred Deposits 48,204,000
RCE1.M.1C1 RCON2343 Brokered < $100K -
RCE1.M.1C2 RCON2344 Brokered Participated to < $100K -
RCE1.M.1D1 RCONA243 Matur data:denom < 100k,matur<= 1 yr -
RCE1.M.1D2 RCONA244 Matur data:denom =>100k,matur<= 1 yr -
RCE1.M.2.B RCON6648 Memoranda: Time Deposits <$100 000 1,669,427,000
RCE1.M.2.C RCON2604 Memoranda: Time Deposits >=$100 000 185,659,000
RCE1.M.2A1 RCON6810 MMDAs 1,665,078,000
RCE1.M.2A2 RCON0352 Other Savings 1,038,242,000
RCE1.M.3 RCON2398 NOW 436,288,000
RCE1.M.5A1 RCONA579 Memo: Time Deps < 100K < 3 MO 290,008,000
RCE1.M.5A2 RCONA580 Memo: Time Deps < 100K 3-12 MO 735,366,000
RCE1.M.5A3 RCONA581 Memo: Time Deps < 100K 1-3 YRS 503,727,000
RCE1.M.5A4 RCONA582 Memo: Time Deps < 100K > 3 YRS 140,326,000
RCE1.M.5B RCONA241 Memo: Time Deps < 100K < 1 YR 1,025,374,000
RCE1.M.6A1 RCONA584 Memo: Time Deps > 100K < 3 MO 52,013,000
RCE1.M.6A2 RCONA585 Memo: Time Deps > 100K 3-12 MO 69,177,000
RCE1.M.6A3 RCONA586 Memo: Time Deps > 100K 1-3 YRS 43,833,000
RCE1.M.6A4 RCONA587 Memo: Time Deps > 100K > 3 YRS 20,636,000
RCE1.M.6B RCONA242 Memo: Time Deps > 100K < 1 YR 121,190,000
RCE2.1 RCFN2621 Private 762,035,000
RCE2.2 RCFN2623 US Banks 2,859,136,000
RCE2.3 RCFN2625 For Banks 98,811,000
RCE2.4 RCFN2650 For Govts -
RCE2.5 RCFN2330 Certified Checks 2,000
RCE2.6 RCFN2668 Other 114,000
</TABLE>
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<PAGE> 13
NORWEST BANK MINNESOTA, N.A
June 30, 1997 Call Report
Hard Copy of Excel Spread Sheet
<TABLE>
<S> <C> <C> <C>
RCE2.7 RCFN2200 Total Deps in Foreign Offices 3,720,098,000
RCE2.M.1 RCFNA245 Memo:TD with remaining maturity<=1 yr 3,681,760,000
RCF1 RCFD2164 Income Earned Not Collected Loans 53,837,000
RCF2 RCFD2148 Net Deferred Tax Assets -
RCF3.A RCFDA519 Interest Only Strip: Mortgage Loans -
RCF3.B RCFDA520 Interest Only Strip: Other Assets -
RCF4 RCFD2168 Other Assets 226,559,000
RCF4.A RCFD3549 Other Assets - Line A -
RCF4.B RCFD3550 Other Assets - Line B -
RCF4.C RCFD3551 Other Assets - Line C -
RCF5 RCFD2160 Total Other Assets 280,396,000
RCFM.1 RCFD5610 Memo: Deferred Tax Assets Disallowed -
RCG1.A RCON3645 Expenses Accrued and Unpaid on deposi 32,117,000
RCG1.B RCFD3646 Other Expenses Accrued and Unpaid 309,879,000
RCG2 RCFD3049 Net Deferred Tax Liabilities 143,398,000
RCG3 RCFD3000 Minority Interest in Subsidiaries 402,000
RCG4 RCFD2938 Other Liabilities 14,708,000
RCG4.A RCFD3552 Other Liabilities - Line A 9,035,000
RCG4.B RCFD3553 Other Liabilities - Line B -
RCG4.C RCFD3554 Other Liabilities - Line C -
RCG5 RCFD2930 Total Other Liabilities 500,504,000
RCH01 RCON2155 Customers' Liability on Acceptances 9,108,000
RCH02 RCON2920 Bank's Liability on Acceptances 9,108,000
RCH03 RCON1350 Fed Funds Sold 4,217,807,000
RCH04 RCON2800 Fed Funds Purchased 4,198,790,000
RCH05 RCON3190 Other Borrowed Money 329,218,000
RCH06 RCON2163 Net Due from Own For Offices -
RCH07 RCON2941 Net Due to Own For Offices 3,576,056,000
RCH08 RCON2192 Total Assets 18,866,686,000
RCH09 RCON3129 Total Liabilities 13,950,311,000
RCH10 RCON1779 US Treasury Securities 1,325,432,000
RCH11 RCON1785 US Government agency obligations 5,279,000
RCH12 RCON1786 Securities issued by US states/subdiv 138,676,000
RCH13.A.1 RCON1787 MBS: Pass-Through: FNMA/FHLMC/GNMA 431,116,000
RCH13.A.2 RCON1869 MBS: Pass-Through: Other Pass-Through 62,000
RCH13.B.1 RCON1877 MBS: Other MBS: FNMA/FHLMC/GNMA 25,672,000
RCH13.B.2 RCON2253 MBS: Other MBS: All Other MBS 2,585,000
RCH14 RCON3159 Other Domestic Debt Securities 4,955,000
RCH15 RCON3160 Foreign Debt Securities -
RCH16.A RCONA513 Equity Securities: Mutual Fund/Eq Sec 2,802,000
RCH16.B RCON3169 Equity Securities: All others 129,679,000
RCH17 RCON3170 Total Securities Held and Sale 2,066,258,000
RCHM.1 RCON3051 Net Due from Own IBF -
RCHM.2 RCON3059 Net Due to Own IBF -
</TABLE>
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<PAGE> 14
NORWEST BANK MINNESOTA, N.A
June 30, 1997 Call Report
Hard Copy of Excel Spread Sheet
<TABLE>
<S> <C> <C> <C>
RCI1 RCFN2133 Total IBF Assets -
RCI2 RCFN2076 Total IBF Loans/Leases -
RCI3 RCFN2077 IBF Coml/Indl -
RCI4 RCFN2898 Total IBF Liabilities -
RCI5 RCFN2379 IBF Deposit Liabilities Due to Banks -
RCI6 RCFN2381 Other IBF Deposit Liabilities -
RCK01 RCFD3381 Interest-bearing Balances 17,904,000
RCK02 RCFD3382 US Govt/Treasury 3,046,710,000
RCK03 RCFD3383 State/Local Securities 128,076,000
RCK04.A RCFD3647 Other debt Securities 4,576,000
RCK04.B RCFD3648 Other equity Securities 132,490,000
RCK05 RCFD3365 Fed Funds Sold 3,620,584,000
RCK06.A.1 RCON3360 Total Loans 9,511,553,000
RCK06.A.2 RCON3385 RE Loans 3,909,105,000
RCK06.A.3 RCON3386 Agricultural & Farm Loans 10,708,000
RCK06.A.4 RCON3387 Commercial/Industrial Loans 4,140,141,000
RCK06.A.5 RCON3388 Consumer Loans 796,526,000
RCK06.B RCFN3360 Foreign Office Loans 153,315,000
RCK07 RCFD3401 Assets Held in Trading Accounts 246,992,000
RCK08 RCFD3484 Lease Fin'g Receivables 670,091,000
RCK09 RCFD3368 Total Assets 18,238,750,000
RCK10 RCON3485 Domestic Transaction Accounts 151,693,000
RCK11.A RCON3486 MMDAs 1,638,781,000
RCK11.B RCON3487 Other Savings 1,324,354,000
RCK11.C RCONA514 Time Deposits >= $100,000 166,564,000
RCK11.D RCONA529 Time Deposits < $100,000 1,792,998,000
RCK12 RCFN3404 Interest-bearing Deposits in For Offi 3,087,970,000
RCK13 RCFD3353 Fed Funds Purchased 3,578,974,000
RCK14 RCFD3355 Other Borrowed Money 356,087,000
RCL01.A RCFD3814 Unused Commits: Revolv Lines Secured 207,072,000
RCL01.B RCFD3815 Unused Commits: Credit Card Lines -
RCL01.C.1 RCFD3816 Unused Commits: Fund loans secured 72,297,000
RCL01.C.2 RCFD6550 Unused Commits: Fund loans not secure -
RCL01.D RCFD3817 Unused Commits: Securities Underwrit -
RCL01.E RCFD3818 Unused Commits: Other Unused Commits 4,245,179,000
RCL02 RCFD3819 Fincl Standby Letters of Credit 922,226,000
RCL02.A RCFD3820 Amount Fincl Standby Letters Conveyed 385,438,000
RCL03 RCFD3821 Perfm Standby Letters of Credit 75,157,000
RCL03.A RCFD3822 Amount Perfm Standby Letters Conveyed 19,368,000
RCL04 RCFD3411 Commercl & Similar Letters of Credit 349,324,000
RCL05 RCFD3428 Participations in Acceptncs Conveyed -
RCL06 RCFD3429 Participations in Acceptncs Acquired -
RCL07 RCFD3432 Securities Borrowed 2,616,996,000
RCL08 RCFD3433 Securities Lent 226,171,000
</TABLE>
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NORWEST BANK MINNESOTA, N.A
June 30, 1997 Call Report
Hard Copy of Excel Spread Sheet
<TABLE>
<S> <C> <C> <C>
RCL09.A.1 RCFDA521 1-4 Family: Outstanding Balance 19,557,000
RCL09.A.2 RCFDA522 1-4 Family: Amount of Recourse 19,557,000
RCL09.B.1 RCFDA523 Other Assets: Outstanding Balance -
RCL09.B.2 RCFDA524 Other Assets: Amount of Recourse -
RCL09.C.1 RCFDA249 Sml busns obligations:Outstanding bal -
RCL09.C.2 RCFDA250 Sml busns obligations:retaind recours -
RCL10.A RCFDA534 Credit Derivatives: Guarantor -
RCL10.B RCFDA535 Credit Derivatives: Beneficiary -
RCL11 RCFD8765 Spot Foreign Exchange Contracts 149,429,000
RCL12 RCFD3430 All Other Off-Balance Sheet Liabs -
RCL12.A RCFD3555 Other Off-Balance Sheet Liabilities-A -
RCL12.B RCFD3556 Other Off-Balance Sheet Liabilities-B -
RCL12.C RCFD3557 Other Off-Balance Sheet Liabilities-C -
RCL12.D RCFD3558 Other Off-Balance Sheet Liabilities-D -
RCL13 RCFD5591 All Other Off-Balance Sheet Assets -
RCL13.A RCFD5592 Other Off-Balance Sheet Assets - A -
RCL13.B RCFD5593 Other Off-Balance Sheet Assets - B -
RCL13.C RCFD5594 Other Off-Balance Sheet Assets - C -
RCL13.D RCFD5595 Other Off-Balance Sheet Assets - D -
RCL14.A.A RCFD8693 Int Rate Contracts - Gross Futures 1,647,500,000
RCL14.A.B RCFD8694 Forgn Exch Contracts - Gross Futures -
RCL14.A.C RCFD8695 Equity Contracts - Gross Futures -
RCL14.A.D RCFD8696 Commodity Contracts - Gross Futures -
RCL14.B.A RCFD8697 Int Rate Contracts - Gross Forwards -
RCL14.B.B RCFD8698 Forgn Exch Contracts - Gross Forwards 633,065,000
RCL14.B.C RCFD8699 Equity Contracts - Gross Forwards -
RCL14.B.D RCFD8700 Commodity Contracts - Gross Forwards -
RCL14.C.1A RCFD8701 Int Rate Contracts - Exchg Trad Wrttn -
RCL14.C.1B RCFD8702 Forgn Exch Contracts - Exchg Trad Wrt -
RCL14.C.1C RCFD8703 Equity Contracts - Exchg Trad Written -
RCL14.C.1D RCFD8704 Commodity Contracts - Exchg Trad Wrtn -
RCL14.C.2A RCFD8705 Int Rate Contracts - Exchg Trad Purch -
RCL14.C.2B RCFD8706 Forgn Exch Contracts - Exchg Trad Pur -
RCL14.C.2C RCFD8707 Equity Contracts - Exchg Trad Purchas -
RCL14.C.2D RCFD8708 Commodity Contracts - Exchg Trade Pur -
RCL14.D.1A RCFD8709 Int Rate Contracts - OTC Written Optn 1,375,829,000
RCL14.D.1B RCFD8710 Forgn Exch Contracts - OTC Wrtn Optns 5,429,000
RCL14.D.1C RCFD8711 Equity Contracts - OTC Written Option -
RCL14.D.1D RCFD8712 Commodity Contracts - OTC Written Opt 9,303,000
RCL14.D.2A RCFD8713 Int Rate Contracts - OTC Purchased Op 737,887,000
RCL14.D.2B RCFD8714 Forgn Exch Contracts - OTC Purchased 5,429,000
RCL14.D.2C RCFD8715 Equity Contracts - OTC Purchased Optn -
RCL14.D.2D RCFD8716 Commodity Contracts - OTC Purch Optn 8,922,000
RCL14.E.A RCFD3450 Int Rate Contracts - Gross Swaps 4,322,877,000
</TABLE>
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NORWEST BANK MINNESOTA, N.A
June 30, 1997 Call Report
Hard Copy of Excel Spread Sheet
<TABLE>
<S> <C> <C> <C>
RCL14.E.B RCFD3826 Forgn Exch Contracts - Gross Swaps -
RCL14.E.C RCFD8719 Equity Contracts - Gross Swaps -
RCL14.E.D RCFD8720 Commodity Contracts - Gross Swaps 6,077,000
RCL15.A RCFDA126 Int Rate Contracts - Gross Held Trade 3,744,612,000
RCL15.B RCFDA127 Forgn Exch Contracts - Gross Held Trd 643,923,000
RCL15.C RCFD8723 Equity Contracts - Gross Held Trading -
RCL15.D RCFD8724 Commodity Contracts - Gross Held Trad 24,302,000
RCL16.A.A RCFD8725 Int Rate Contracts - Marked to Market -
RCL16.A.B RCFD8726 Forgn Exch Contracts - Marked to Mrkt -
RCL16.A.C RCFD8727 Equity Contracts - Marked to Market -
RCL16.A.D RCFD8728 Commodity Contracts - Marked to Mrkt -
RCL16.B.A RCFD8729 Int Rate Contracts - NOT Marked 4,339,481,000
RCL16.B.B RCFD8730 Forgn Exch Contracts - NOT Marked -
RCL16.B.C RCFD8731 Equity Contracts - NOT Marked -
RCL16.B.D RCFD8732 Commodity Contracts - NOT Marked -
RCL16.C.A RCFDA589 Int Rate Contracts - Bank Pays Fixed 200,000,000
RCL17.A.1A RCFD8733 Int Rate Contracts Held - Pos Values 4,819,000
RCL17.A.1B RCFD8734 Forgn Exch Contracts Held - Pos Value 16,705,000
RCL17.A.1C RCFD8735 Equity Contracts Held - Pos Values -
RCL17.A.1D RCFD8736 Commodity Contracts Held - Pos Value 338,000
RCL17.A.2A RCFD8737 Int Rate Contracts Held - Neg Values 4,335,000
RCL17.A.2B RCFD8738 Forgn Exch Contracts Held - Neg Value 17,022,000
RCL17.A.2C RCFD8739 Equity Contracts Held - Neg Values -
RCL17.A.2D RCFD8740 Commodity Contracts Held - Neg Value 394,000
RCL17.B.1A RCFD8741 Int Rate Contracts Markd- Pos Values -
RCL17.B.1B RCFD8742 Forgn Exch Contracts Markd- Pos Value -
RCL17.B.1C RCFD8743 Equity Contracts Markd- Pos Values -
RCL17.B.1D RCFD8744 Commodity Contracts Markd- Pos Value -
RCL17.B.2A RCFD8745 Int Rate Contracts Markd- Neg Values -
RCL17.B.2B RCFD8746 Forgn Exch Contracts Markd- Neg Value -
RCL17.B.2C RCFD8747 Equity Contracts Markd- Neg Values -
RCL17.B.2D RCFD8748 Commodity Contracts Markd- Neg Value -
RCL17.C.1A RCFD8749 Int Rate Contracts Not Markd - PosVal 39,749,000
RCL17.C.1B RCFD8750 Forgn Exch Contracts Not Markd-PosVal -
RCL17.C.1C RCFD8751 Equity Contracts Not Markd - PosVal -
RCL17.C.1D RCFD8752 Commodity Contracts Not Markd-PosVal -
RCL17.C.2A RCFD8753 Int Rate Contracts Not Markd - NegVal 2,264,000
RCL17.C.2B RCFD8754 Forgn Exch Contracts Not Markd-NegVal -
RCL17.C.2C RCFD8755 Equity Contracts Not Markd - NegVal -
RCL17.C.2D RCFD8756 Commodity Contracts Not Markd-NegVal -
RCLM.3 RCFD3833 Unused Commitments > 1 year 4,176,909,000
RCLM.3.A RCFD3834 Participations in Commitments > 1 Yr 269,806,000
RCLM.4 RCFD3377 Standby Letters of Credit - Non-U.S. -
RCLM.5.A RCFD2741 Con Inst Lns w/o recourse - Prv Autos -
</TABLE>
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NORWEST BANK MINNESOTA, N.A
June 30, 1997 Call Report
Hard Copy of Excel Spread Sheet
<TABLE>
<S> <C> <C> <C>
RCLM.5.B RCFD2742 Con Inst Lns w/o recourse - Crd Cards -
RCLM.5.C RCFD2743 Con Inst Lns w/o recourse - All other -
RCM1.A RCFD6164 Credit to Executives/Principals 10,466,000
RCM1.B RCFD6165 Number of Execs Who Borrowed $500K/5% 4
RCM10.A RCON6441 Mutual Fund: Money Market Funds 57,784,000
RCM10.B RCON8427 Mutual Fund: Equity Securities -
RCM10.C RCON8428 Mutual Fund: Debt Securities -
RCM10.D RCON8429 Mutual Fund: Other Mutual Funds 33,850,000
RCM10.E RCON8430 Mutual Fund: Annuities 13,388,000
RCM10.F RCON8784 Mutual Fund: Sales of Proprietary 62,271,000
RCM11 RCFDA525 Net Unamortized Gains (Sched RC) (33,955,000)
RCM12 RCFDA526 Assets Netted Against (Sched RC) -
RCM13 RCFDA591 Outstanding Principal Bal Serviced -
RCM2 RCFD3405 Fed Funds Sold -- Foreign Banks 318,800,000
RCM4.A RCFD5500 O/S Bal Mortgages Serviced - GNMA -
RCM4.B.1 RCFD5501 O/S Bal Morts Serviced-FHLMC w/ recou -
RCM4.B.2 RCFD5502 O/S Bal Morts Serviced-FHLMC w/o rec -
RCM4.C.1 RCFD5503 O/S Bal Morts Serviced-FNMA Reg optn -
RCM4.C.2 RCFD5504 O/S Bal Morts Serviced-FNMA Spec optn -
RCM4.D RCFD5505 O/S Bal Morts Serviced-All other 428,261,000
RCM5.A RCFD2103 Customers' Liability on Acceptances: 14,997,000
RCM5.B RCFD2104 Customers' Liability on Acceptances: 9,517,000
RCM6.A RCFD3164 Mtge Servicing Rights -
RCM6.A.1 RCFDA590 Mort Serv Rights - Est Fair Value -
RCM6.B.1 RCFD5506 Other Intangible -
RCM6.B.2 RCFD5507 Other Intangible - All Other 383,000
RCM6.C RCFD3163 Goodwill 11,542,000
RCM6.D RCFD2143 Total Intangible Assets 11,925,000
RCM6.E RCFD6442 Intangible Assets Grandfathered -
RCM7 RCFD3295 Mandatory Convertible Debt Dedictated -
RCM8.A.1 RCFD5372 Othr Real Estate - Direct & Indirect -
RCM8.A.2.A RCON5508 Othr Real Estate - All other Real Est -
RCM8.A.2.B RCON5509 Othr Real Estate - Farmland -
RCM8.A.2.C RCON5510 Othr Real Estate - 1-4 Family Residnt 6,820,000
RCM8.A.2.D RCON5511 Othr Real Estate - Multifamily Resid -
RCM8.A.2.E RCON5512 Othr Real Estate - Nonfarm Nonresiden 403,000
RCM8.A.2.F RCFN5513 Othr Real Estate - In Foreign Offices -
RCM8.A.3 RCFD2150 Othr Real Estate - Total 7,223,000
RCM8.B.1 RCFD5374 Inves - Direct & Indirect invest R/E -
RCM8.B.2 RCFD5375 Inves - All othr invest unconsol subs -
RCM8.B.3 RCFD2130 Investmnts in unconsold subs - Total -
RCM9 RCFD3778 Noncumulative Perpetual Preferred Stk -
RCMM.1 RCFD3836 Interbank Holdings: Reciprocal DEC -
RCN1.A.A RCFD1245 RE US: 30-89 Days 25,286,000
</TABLE>
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<PAGE> 18
NORWEST BANK MINNESOTA, N.A
June 30, 1997 Call Report
Hard Copy of Excel Spread Sheet
<TABLE>
<S> <C> <C> <C>
RCN1.A.B RCFD1246 RE US: 90+ Days 3,713,000
RCN1.A.C RCFD1247 RE US: Nonaccrual 12,228,000
RCN1.B.A RCFD1248 RE non-US: 30-89 Days -
RCN1.B.B RCFD1249 RE non-US: 90+ Days -
RCN1.B.C RCFD1250 RE non-US: Nonaccrual -
RCN10.A RCFD5612 Loans/Leases US Guaranteed-30-89 Days 2,100,000
RCN10.A.A RCFD5615 Loans/Leases Guaranteed: 30-89 Days 1,484,000
RCN10.A.B RCFD5616 Loans/Leases Guaranteed: 30-89 Days 42,000
RCN10.A.C RCFD5617 Loans/Leases Guaranteed: 30-89 Days 640,000
RCN10.B RCFD5613 Loans/Leases US Guaranteed- 90+ Days 100,000
RCN10.C RCFD5614 Loans/Leases US Guaranteed-Nonaccrual 850,000
RCN2.A.A RCFD5377 Loans US Deps: US Banks: 30-89 Days -
RCN2.A.B RCFD5378 Loans US Deps: US Banks: 90+ Days -
RCN2.A.C RCFD5379 Loans US Deps: US Banks: Nonaccrual -
RCN2.B.A RCFD5380 Loans US Deps: Foreign: 30-89 Days -
RCN2.B.B RCFD5381 Loans US Deps: Foreign: 90+ Days -
RCN2.B.C RCFD5382 Loans US Deps: Foreign: Nonaccrual -
RCN3.A RCFD1594 Ag US: 30-89 Days 20,000
RCN3.B RCFD1597 Ag US: 90+ Days 12,000
RCN3.C RCFD1583 Ag US: Nonaccrual -
RCN4.A.A RCFD1251 Coml/Indl US: 30-89 Days 18,233,000
RCN4.A.B RCFD1252 Coml/Indl US: 90+ Days 8,000
RCN4.A.C RCFD1253 Coml/Indl US: Nonaccrual 22,893,000
RCN4.B.A RCFD1254 Coml/Indl non-US: 30-89 Days -
RCN4.B.B RCFD1255 Coml/Indl non-US: 90+ Days -
RCN4.B.C RCFD1256 Coml/Indl non-US: Nonaccrual -
RCN5.A.A RCFD5383 Consumer: Credit Cards: 30-89 Days 1,630,000
RCN5.A.B RCFD5384 Consumer: Credit Cards: 90+ Days 180,000
RCN5.A.C RCFD5385 Consumer: Credit Cards: Nonaccrual -
RCN5.B.A RCFD5386 Consumer: Other: 30-89 Days 18,036,000
RCN5.B.B RCFD5387 Consumer: Other: 90+ Days 2,398,000
RCN5.B.C RCFD5388 Consumer: Other: Nonaccrual 268,000
RCN6.A RCFD5389 Foreign: 30-89 Days -
RCN6.B RCFD5390 Foreign: 90+ Days -
RCN6.C RCFD5391 Foreign: Nonaccrual -
RCN7.A RCFD5459 Other: 30-89 Days 16,276,000
RCN7.B RCFD5460 Other: 90+ Days 71,000
RCN7.C RCFD5461 Other: Nonaccrual 6,963,000
RCN8.A.A RCFD1257 Leases US: 30-89 Days -
RCN8.A.B RCFD1258 Leases US: 90+ Days -
RCN8.A.C RCFD1259 Leases US: Nonacrual 13,024,000
RCN8.B.A RCFD1271 Leases non-US: 30-89 Days -
RCN8.B.B RCFD1272 Leases non-US: 90+ Days -
RCN8.B.C RCFD1791 Leases non-US: Nonaccrual -
</TABLE>
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NORWEST BANK MINNESOTA, N.A
June 30, 1997 Call Report
Hard Copy of Excel Spread Sheet
<TABLE>
<S> <C> <C> <C>
RCN9.A RCFD3505 Debt Securities: 30-89 Days -
RCN9.B RCFD3506 Debt Securities: 90+ Days -
RCN9.C RCFD3507 Debt Securities: Nonaccrual -
RCNM.1.A RCFD1658 Restruc'd Loans: 30-89 Days -
RCNM.1.B RCFD1659 Restruc'd Loans: 90+ Days -
RCNM.1.C RCFD1661 restruc'd Loans: Nonaccrual -
RCNM.2.A RCFD6558 Comm Real Estate Loans: 30-89 Days -
RCNM.2.B RCFD6559 Comm Real Estate Loans: 90+ Days -
RCNM.2.C RCFD6560 Comm Real Estate Loans: Nonaccrual -
RCNM.3.AA RCON2759 Secured Loans - Const: 30-89 Days -
RCNM.3.AB RCON2769 Secured Loans - Const: 90+ Days -
RCNM.3.AC RCON3492 Secured Loans - Const: Nonaccrual 25,000
RCNM.3.BA RCON3493 Secured Loans - Farmland: 30-89 Days -
RCNM.3.BB RCON3494 Secured Loans - Farmland: 90+ Days -
RCNM.3.BC RCON3495 Secured Loans - Farmland: Nonaccrual -
RCNM.3.C1A RCON5398 Secd Loans 1-4 Fam-Revol: 30-89 Days 1,254,000
RCNM.3.C1B RCON5399 Secd Loans 1-4 Fam-Revol: 90+ Days 69,000
RCNM.3.C1C RCON5400 Secd Loans 1-4 Fam-Revol: Nonaccrual -
RCNM.3.C2A RCON5401 Secd Loans 1-4 Fam-Other: 30-89 Days 20,350,000
RCNM.3.C2B RCON5402 Secd Loans 1-4 Fam-Other: 90+ Days 3,644,000
RCNM.3.C2C RCON5403 Secd Loans 1-4 Fam-Other: Nonaccrual 9,259,000
RCNM.3.DA RCON3499 Secured Loans - Multifam: 30-89 Days 570,000
RCNM.3.DB RCON3500 Secured Loans - Multifam: 90+ Days -
RCNM.3.DC RCON3501 Secured Loans - Multifam: Nonaccrual -
RCNM.3.EA RCON3502 Secured Loans - Non Farm: 30-89 Days 3,112,000
RCNM.3.EB RCON3503 Secured Loans - Non Farm: 90+ Days -
RCNM.3.EC RCON3504 Secured Loans - Non Farm: Nonaccrual 2,944,000
RCNM.4.AA RCFD3522 Rate/Contract: Book Value: 30-89 Days -
RCNM.4.AB RCFD3528 Rate/Contract: Book Value: 90+ Days -
RCNM.4.BA RCFD3529 Rate/Contract: Replacement:30-89 Days -
RCNM.4.BB RCFD3530 Rate/Contract: Replacement: 90+ Days -
RCO1.A RCON0030 Unposted Debits -
RCO1.B.1 RCON0031 Unposted Debits: Demand -
RCO1.B.2 RCON0032 Unposted Debits: Time/Savings -
RCO10 RCON8432 Deposit Institution Invest. Contracts -
RCO11.A RCON8785 Reciprocal Demand Bals - Savings Asc. -
RCO11.B RCONA181 Reciprocal Demand Bals - Foreign Brch -
RCO11.C RCONA182 Reciprocal Demand Bals - Cash Items -
RCO12.A RCONA527 Amt of Assets Netted agst Dem Deps -
RCO12.B RCONA528 Amt of Assets Netted agst Tim/Svg Dep -
RCO2.A RCON3510 Unposted Credits -
RCO2.B.1 RCON3512 Unposted Credits: Demand -
RCO2.B.2 RCON3514 Unposted Credits: Time/Savings -
RCO3 RCON3520 Uninvested Trust Fund Cash -
</TABLE>
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NORWEST BANK MINNESOTA, N.A
June 30, 1997 Call Report
Hard Copy of Excel Spread Sheet
<TABLE>
<S> <C> <C> <C>
RCO4.A RCON2211 Demand Deposits of Unconsolidaed Subs 24,262,000
RCO4.B RCON2351 Time/Savings Deposits of Unconsolida -
RCO4.C RCON5514 Int accrued/unpaid on deps of con sub -
RCO5.A RCON2229 Demand Deposits: Insured Branches -
RCO5.B RCON2383 Time/Savings Deposits: Insured Branc -
RCO5.C RCON5515 Int accrued/unpaid on deps in ins brc -
RCO6.A RCON2314 Pass-through Reserve Balances: Demand 288,000
RCO6.B RCON2315 Pass-through-Reserve Balances: Time/S -
RCO7.A RCON5516 Unamortized premiums 26,000
RCO7.B RCON5517 Unamortized discounts 5,679,000
RCO8.A.1 RCONA531 OAKAR: Total Deposits Purchased -
RCO8.A.2 RCONA532 OAKAR: Amt of Purchased Deposits -
RCO8.B RCONA533 OAKAR: Total Deposits Sold -
RCOM.1.A.1 RCON2702 Amount of Deposit Accounts < $100K 4,325,543,000
RCOM.1.A.2 RCON3779 (June Only) Number of Deposit Accts < 1,376,269
RCOM.1.B.1 RCON2710 Amount of Deposit Accounts > $100K 4,279,955,000
RCOM.1.B.2 RCON2722 Number of Deposit Accounts > $100K 6,208
RCOM.2.A RCON6861 Yes/No: Bank has a better method/proc -
RCOM.2.B RCON5597 If YES: Uninsured Deposits Amount -
RCOM.3 RCONA545 Cert No of consolidated inst. -
RCR1 RCFD6056 Do You Meet Capital Requirements? Y/N -
RCR2.A RCFDA515 Subord Debt & Int Term Prfrd Stock 165,000
RCR2.B RCFDA516 Other Limited-Life cap Instr -
RCR3.A RCFD8274 Regulatory capt ratios:Tier 1 Capital 1,319,245,000
RCR3.B RCFD8275 Regulatory capt ratios:Tier 2 Capital 158,975,000
RCR3.C RCFD3792 Regulatory capt ratios:Total RB Captl 1,478,220,000
RCR3.D RCFDA222 Regulatory capt ratios:Excess allownc 60,484,000
RCR3.E RCFDA223 Regulatory capt ratios:Risk-wtd assts 12,644,289,000
RCR3.F RCFDA224 Regulatory capt ratios:Avrg tot assts 18,226,739,000
RCR4.A RCFD5163 00 % Risk assets recorded on Bal Sht 2,257,128,000
RCR4.B RCFD3796 00 % Risk: Credit Equiv Off-Balance -
RCR5.A RCFD5165 20 % Risk assets recorded on Bal Sht 6,912,956,000
RCR5.B RCFD3801 20 % Risk: Credit Equiv Off-Balance 790,384,000
RCR6.A RCFD3802 50 % Risk: Assets On Balance Sheet 2,887,882,000
RCR6.B RCFD3803 50 % Risk: Credit Equiv Off-Balance 149,766,000
RCR7.A RCFD3804 100 % Risk: Assets On Balance Sheet 7,168,311,000
RCR7.B RCFD3805 100 % Risk: Credit Equiv Off-Balance 2,476,970,000
RCR8 RCFD3806 On-Balance Sheet Values Excluded From 32,723,000
RCR9 RCFD3807 Total Assets Recorded On Balnce Sheet 19,259,000,000
RCRM.01 RCFD8764 Credit Exp - Off-Bal Sheet Derivative 21,749,000
RCRM.02.AA RCFD3809 Derivative Int Rate Contracts < 1 YR 670,565,000
RCRM.02.AB RCFD8766 Derivative Int Rate Contracts 1-5 YRS 3,850,164,000
RCRM.02.AC RCFD8767 Derivative Int Rate Contracts > 5 YRS 340,034,000
RCRM.02.BA RCFD3812 Derivative Fgn Exch Contracts < 1 YR 549,219,000
</TABLE>
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NORWEST BANK MINNESOTA, N.A
June 30, 1997 Call Report
Hard Copy of Excel Spread Sheet
<TABLE>
<S> <C> <C> <C>
RCRM.02.BB RCFD8769 Derivative Fgn Exch Contracts 1-5 YRS 1,626,000
RCRM.02.BC RCFD8770 Derivative Fgn Exch Contracts > 5 YRS -
RCRM.02.CA RCFD8771 Derivative Gold Contracts < 1 YR -
RCRM.02.CB RCFD8772 Derivative Gold Contracts 1-5 YRS -
RCRM.02.CC RCFD8773 Derivative Gold Contracts > 5 YRS -
RCRM.02.DA RCFD8774 Derivative P Metals Contracts < 1 YR -
RCRM.02.DB RCFD8775 Derivative P Metals Contracts 1-5 YRS -
RCRM.02.DC RCFD8776 Derivative P Metals Contracts > 5 YRS -
RCRM.02.EA RCFD8777 Derivative Commodity Contrcts < 1 YR 10,169,000
RCRM.02.EB RCFD8778 Derivative Commodity Contrcts 1-5 YRS 4,830,000
RCRM.02.EC RCFD8779 Derivative Commodity Contrcts > 5 YRS -
RCRM.02.FA RCFDA000 Derivative Equity Contracts < 1 YR -
RCRM.02.FB RCFDA001 Derivative Equity Contracts 1-5 YRS -
RCRM.02.FC RCFDA002 Derivative Equity Contracts > 5 YRS -
RCX01.A RCFD3561 Number Of Loans To Executive Officers 1
RCX01.B RCFD3562 Amount Of Loans To Executive Officers 500,000
RCX01.C1 RCFD7701 Start Rate (####.##%) Loans To Execs. 0
RCX01.C2 RCFD7702 Top Rate (####.##%) Loans To Execs. 0
RI-01.A.1A RIAD4011 RE Loans 146,404,000
RI-01.A.1B RIAD4019 Loans to Dep'y Inst's 7,785,000
RI-01.A.1C RIAD4024 Ag/Farmer Loans 404,000
RI-01.A.1D RIAD4012 Coml/Indl Loans 161,141,000
RI-01.A.1E RIAD4026 Acceptances 297,000
RI-01.A.1G RIAD4056 Loans to For Govts -
RI-01.A.1I RIAD4058 Other Domestic Loans 175,000
RI-01.A.2 RIAD4059 For Loans 5,193,000
RI-01.A1F1 RIAD4054 Credit Cards 12,557,000
RI-01.A1F2 RIAD4055 Other Consumer 19,003,000
RI-01.A1H1 RIAD4503 Taxable State/Local Obligations 28,000
RI-01.A1H2 RIAD4504 Exempt State/Local Obligations 725,000
RI-01.B.1 RIAD4505 Taxable Leases 21,059,000
RI-01.B.2 RIAD4307 Exempt Leases 179,000
RI-01.C.1 RIAD4105 Domestic Interest on Balances Due 403,000
RI-01.C.2 RIAD4106 For Interest on Balances due 3,224,000
RI-01.D.1 RIAD4027 US Govt/Treasury Securities 74,601,000
RI-01.D.2A RIAD4506 Taxable State/Local Securities 35,000
RI-01.D.2B RIAD4507 Exempt State/Local Securities 3,549,000
RI-01.D.3 RIAD3657 Other Domestic Debt securities 202,000
RI-01.D.4 RIAD3658 Foreign Debt Securities -
RI-01.D.5 RIAD3659 Equity Securities (incl mutual funds) 4,448,000
RI-01.E RIAD4069 Interest on Trading Assets 4,974,000
RI-01.F RIAD4020 Interest on Fed Funds Sold Etc 101,833,000
RI-01.G RIAD4107 Total Interest Income 568,219,000
RI-02.A.1A RIAD4508 Transaction Accounts 1,424,000
</TABLE>
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NORWEST BANK MINNESOTA, N.A
June 30, 1997 Call Report
Hard Copy of Excel Spread Sheet
<TABLE>
<S> <C> <C> <C>
RI-02.A.2 RIAD4172 Interest on For Deposits 70,051,000
RI-02.A1B1 RIAD4509 MMDAs 19,930,000
RI-02.A1B2 RIAD4511 Other Savings 7,798,000
RI-02.A1B3 RIADA517 Int Exp: Time Deposits >=$100,000 4,825,000
RI-02.A1B4 RIADA518 Int Exp: Time Deposits <$100,000 47,018,000
RI-02.B RIAD4180 Fed Funds Purchased Etc 87,378,000
RI-02.C RIAD4185 Interest on Demand Notes to US Treasu 21,541,000
RI-02.E RIAD4200 Interest on Subordinated Notes/Debent 6,000
RI-02.F RIAD4073 Total Interest Expense 259,971,000
RI-03 RIAD4074 Net Interest Income 308,248,000
RI-04.A RIAD4230 Provision for Loan and Lease Losses 28,501,000
RI-04.B RIAD4243 Provision for Allocated Transfer Risk -
RI-05.A RIAD4070 Income from Fiduciary Activities 112,382,000
RI-05.B RIAD4080 Service Charges on Deposit Accounts 41,024,000
RI-05.C RIADA220 Trading Revenue 34,837,000
RI-05.F.1 RIAD5407 Other Noninterest Income - Fee Income 62,590,000
RI-05.F.2 RIAD5408 Other Noninterest Income - All Other 50,810,000
RI-05.G RIAD4079 Total Noninterest Income 301,643,000
RI-06.A RIAD3521 Gain/Loss Sec Held to Maturities -
RI-06.B RIAD3196 Gain/Loss Sec Available-for-sale 10,931,000
RI-07.A RIAD4135 Salaries and Benefits 138,272,000
RI-07.B RIAD4217 Expense on Premises/Fixed Assets 41,646,000
RI-07.C RIAD4092 Other Noninterest Expensze 207,665,000
RI-07.D RIAD4093 Total Noninterest Expense 387,583,000
RI-08 RIAD4301 Income (loss) Before Income Taxes 204,738,000
RI-09 RIAD4302 Income Taxes 70,671,000
RI-10 RIAD4300 Income (loss) Before Extraordinary 134,067,000
RI-11 RIAD4320 Extraordinary/Adj/ Net Of Taxes -
RI-12 RIAD4340 Net Income (loss) 134,067,000
RI-M.1 RIAD4513 Interest Expense on Exempt After 8/7/ 1,000
RI-M.10 RIADA251 Memo:Credit losses on off-balnc sheet -
RI-M.11 RIADA530 Does Bank have Subchapter-S Y/N -
RI-M.12 RIAD4772 Deferred Portion of Appl Inc Tax -
RI-M.2 RIAD8431 Memoranda: Income Sale Mutuals 906,000
RI-M.5 RIAD4150 Number of Employees on Payroll 5,248
RI-M.8.A RIAD8757 Memoranda: Trading Rev - Interest 27,044,000
RI-M.8.B RIAD8758 Memoranda: Trading Rev - Foreign Exch 7,832,000
RI-M.8.C RIAD8759 Memoranda: Trading Rev - Equity/Index -
RI-M.8.D RIAD8760 Memoranda: Trading Rev - Commodity (39,000)
RI-M.9.A RIAD8761 Memoranda: Impact - Interest Income (1,609,000)
RI-M.9.B RIAD8762 Memoranda: Impact - Interest Expense 8,591,000
RI-M.9.C RIAD8763 Memoranda: Impact - Other Allocations 953,000
RIA01 RIAD3215 Total Equity on Dec 31 prev year-end 1,243,101,000
RIA02 RIAD3216 Equity Adjustments -
</TABLE>
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NORWEST BANK MINNESOTA, N.A
June 30, 1997 Call Report
Hard Copy of Excel Spread Sheet
<TABLE>
<S> <C> <C> <C>
RIA03 RIAD3217 Amended Balance Previous Year 1,243,101,000
RIA04 RIAD4340 Net Income/Loss 134,067,000
RIA05 RIAD4346 Sale/Conversion of Stock -
RIA06 RIAD4356 Changes Incident to Combinations -
RIA07 RIAD4470 LESS: Cash Dividends on preferred -
RIA08 RIAD4460 LESS: Cash Dividends on common 66,000,000
RIA09 RIAD4411 Changes in Accounting Principles -
RIA10 RIAD4412 Corrections of Accounting Errors -
RIA11 RIAD8433 Net Unrealized Holding Avail Forsale (1,592,000)
RIA12 RIAD4414 Foreign Currency Translation Adjustme (14,000)
RIA13 RIAD4415 Other Parent BHC Transactions 30,757,000
RIA14 RIAD3210 Total Equity Capital End Of Cur. Per. 1,340,319,000
RIB1.1.A.A RIAD4651 RE Loans: US: Charge-Offs 1,030,000
RIB1.1.A.B RIAD4661 RE Loans: US: Recoveries 1,365,000
RIB1.1.B.A RIAD4652 RE Loans: non-US: Charge-Offs -
RIB1.1.B.B RIAD4662 RE Loans: non-US: Recoveries -
RIB1.2.A.A RIAD4653 Loans to US Banks: Charge-Offs -
RIB1.2.A.B RIAD4663 Loans to US Banks: Recoveries -
RIB1.2.B.A RIAD4654 Loans to For Banks: Charge-Offs -
RIB1.2.B.B RIAD4664 Loans to For Banks: Recoveries -
RIB1.3.A RIAD4655 Ag/Farm Loans: Charge-Offs -
RIB1.3.B RIAD4665 Ag/Farm Loans: Recoveries 4,000
RIB1.4.A.A RIAD4645 Coml/Indl Loans US: Charge-Offs 19,612,000
RIB1.4.A.B RIAD4617 Coml/Indl Loans US: Recoveries 2,667,000
RIB1.4.B.A RIAD4646 Coml/Indl Loans non-US: Charge-Offs -
RIB1.4.B.B RIAD4618 Coml/Indl Loans non-US: recoveries -
RIB1.5.A.A RIAD4656 Credit Cards: Charge-Offs 1,364,000
RIB1.5.A.B RIAD4666 Credits Cards: Recoveries 146,000
RIB1.5.B.A RIAD4657 Other Consumer Charge-Offs 4,627,000
RIB1.5.B.B RIAD4667 Other Consumer: Recoveries 1,753,000
RIB1.6.A RIAD4643 Loans to For Govts: Charge-Offs -
RIB1.6.B RIAD4627 Loans to For Govts: Recoveries 25,000
RIB1.7.A RIAD4644 Other Loans: Charge-Offs -
RIB1.7.B RIAD4628 Other Loans: Recoveries -
RIB1.8.A.A RIAD4658 Leases US: Charge-Offs 2,225,000
RIB1.8.A.B RIAD4668 Leases US: Recovereies 427,000
RIB1.8.B.A RIAD4659 Leases non-US: Chatge-Offs -
RIB1.8.B.B RIAD4669 Leases non-US: Recoveries -
RIB1.9.A RIAD4635 Total Charge-offs (year-to-date) 28,858,000
RIB1.9.B RIAD4605 Total Recoveries (year-to-date) 6,387,000
RIB1.M.4.A RIAD5409 Memo: Charge-offs: Loans to fin comm. -
RIB1.M.4.B RIAD5410 Memo: Recoveries: Loans to fin commcl -
RIB1.M.5AA RIAD3582 Memo: Charge-offs: Loans sec construc -
RIB1.M.5AB RIAD3583 Memo: Recoveries: Loans sec construct 14,000
</TABLE>
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NORWEST BANK MINNESOTA, N.A
June 30, 1997 Call Report
Hard Copy of Excel Spread Sheet
<TABLE>
<S> <C> <C> <C>
RIB1.M.5BA RIAD3584 Memo: Charge-offs: Loans sec farmland -
RIB1.M.5BB RIAD3585 Memo: Recoveries: Loans sec farmland -
RIB1.M.5DA RIAD3588 Memo: Charge-offs: Loans sec multifam -
RIB1.M.5DB RIAD3589 Memo: Recoveries: Loans sec multifaml -
RIB1.M.5EA RIAD3590 Memo: Charge-offs: Loans sec nonfarm -
RIB1.M.5EB RIAD3591 Memo: Recoveries: Loans sec nonfarm 1,267,000
RIB1.M5C1A RIAD5411 Memo: Charge-offs: Revolv loans 1-4 r -
RIB1.M5C1B RIAD5412 Memo: Recoveries: Revolv loans 1-4 rs -
RIB1.M5C2A RIAD5413 Memo: Charge-offs: Other loans 1-4 rs 1,030,000
RIB1.M5C2B RIAD5414 Memo: Recoveries: Other loans 1-4 res 84,000
RIB2.01 RIAD3124 Allowance for Loan/Lease: Dec 31 213,930,000
RIB2.02 RIAD4605 Recoveries (Loan/Lease) 6,387,000
RIB2.03 RIAD4635 LESS: Charge-Offs (Loan/Lease) 28,858,000
RIB2.04 RIAD4230 Provision (Loan/Lease) 28,501,000
RIB2.05 RIAD4815 Adjustments (Loan/Lease) (666,000)
RIB2.06 RIAD3123 Allow. Loan/Lease Loss Balance 219,294,000
RID1.1.A RIAD4837 Interest Income Booked -
RID1.1.B RIAD4838 Interest Expense Booked -
RID1.1.C RIAD4839 Total -
RID1.2.A RIAD4840 Net Int'l Int Income Sold American -
RID1.2.B RIAD4841 Net Domestic Int Income Booked Foreig -
RID1.2.C RIAD4842 Total -
RID1.3.A RIAD4097 Noninterest Intl INcome -
RID1.3.B RIAD4235 Provision for Intl Loan/Lease Losses -
RID1.3.C RIAD4239 Other Intl Nonint Expense -
RID1.3.D RIAD4843 Total -
RID1.4 RIAD4844 Total -
RID1.5 RIAD4845 Adjustment to Pretax Income Etc -
RID1.6 RIAD4846 Total -
RID1.7 RIAD4797 Intl Income Taxes -
RID1.8 RIAD4341 Total -
RID1.M.1 RIAD4847 Intracompany Int Income -
RID1.M.2 RIAD4848 Intracompany Int Expense -
RID2.1 RIAD4849 Interest Income at IBFs -
RID2.2 RIAD4850 Interest Expense at IBFs -
RID2.3.A RIAD5491 Noninterest Intl Income (Gain/Losses) -
RID2.3.B RIAD5492 Noninterest Intl Income (Fees & Othr) -
RID2.4 RIAD4852 Provision Loan/Lease Losses Intl Sold -
RID2.5 RIAD4853 Other Noninterest Exp INtl Sold Ameri -
RIE01.A RIAD5415 Other non-interest income (RI-5.f.2) -
RIE01.B RIAD5416 Other non-interest income (RI-5.f.2) -
RIE01.C RIAD5417 Other non-interest income (RI-5.f.2) -
RIE01.D RIAD4461 Other non-interest income (RI-5.f.2) 26,556,000
RIE01.E RIAD4462 Other non-interest income (RI-5.f.2) 11,899,000
</TABLE>
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NORWEST BANK MINNESOTA, N.A
June 30, 1997 Call Report
Hard Copy of Excel Spread Sheet
<TABLE>
<S> <C> <C> <C>
RIE01.F RIAD4463 Other non-interest income (RI-5.f.2) 7,278,000
RIE02.A RIAD4531 Other non-interest expense (RI-7.c) 475,000
RIE02.B RIAD5418 Other non-interest expense (RI-7.c) -
RIE02.C RIAD5419 Other non-interest expense (RI-7.c) -
RIE02.D RIAD5420 Other non-interest expense (RI-7.c) -
RIE02.E RIAD4464 Other non-interest expense (RI-7.c) 77,396,000
RIE02.F RIAD4467 Other non-interest expense (RI-7.c) -
RIE02.G RIAD4468 Other non-interest expense (RI-7.c) -
RIE03.A.1 RIAD4469 Extraordinary items and Adj (RI-11.a) -
RIE03.A.2 RIAD4486 Applicable tax effect (RI-11.b) -
RIE03.B.1 RIAD4487 Extraordinary items and Adj (RI-11.a) -
RIE03.B.2 RIAD4488 Applicable tax effect (RI-11.b) -
RIE03.C.1 RIAD4489 Extraordinary items and Adj (RI-11.a) -
RIE03.C.2 RIAD4491 Applicable tax effect (RI-11.b) -
RIE04.A RIAD4492 Equity cap adjustments (RIA-2) -
RIE04.B RIAD4493 Equity cap adjustments (RIA-2) -
RIE05.A RIADA546 Acctg changes effects (RIA-9) -
RIE05.B RIAD4495 Acctg changes effects (RIA-9) -
RIE06.A RIAD4496 Corrections (RIA-10) -
RIE06.B RIAD4497 Corrections (RIA-10) -
RIE07.A RIAD4498 Transactions w/parent (RIA-12) -
RIE07.B RIAD4499 Transactions w/parent (RIA-12) -
RIE08.A RIAD4521 Adjs. to allow for l & l loss (RIB.2. (666,000)
RIE08.B RIAD4522 Adjs. to allow for l & l loss (RIB.2. -
</TABLE>
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