<PAGE> PAGE 1
000 A000000 06/30/1999
000 C000000 0001033669
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007 C020200 LAZARD RETIREMENT EMERGING MARKETS PORTFOLIO
007 C030200 N
007 C010300 3
007 C020300 LAZARD RETIREMENT EQUITY PORTFOLIO
007 C030300 N
007 C010400 4
007 C020400 LAZARD RETIREMENT INTERNATIONAL EQUITY PORTFO
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007 C010600 6
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010 A00AA01 STATE STREET BANK & TRUST COMPANY
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<PAGE> PAGE 2
011 A00AA01 LAZARD FRERES & CO. LLC
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011 C01AA01 NEW YORK
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011 C03AA01 10112
012 A00AA01 BOSTON FINANCIAL DATA SERVICES, INC
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012 C01AA01 NORTH QUINCY
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<PAGE> PAGE 3
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015 D01AA08 BRAZIL
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015 A00AA09 STATE STREET TRUST COMPANY CANADA
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015 D01AA11 PEOPLE'S REP. CHINA
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015 C01AA12 BOGOTA
015 D01AA12 COLOMBIA
015 E04AA12 X
015 A00AA13 THE CYPRUS POPULAR BANK LTD.
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015 E04AA13 X
015 A00AA14 CESKOSLOVENSKA OBCHODNI BANKA A.S.
015 B00AA14 S
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<PAGE> PAGE 4
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015 B00AA18 S
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015 D01AA18 FRANCE
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015 B00AA19 S
015 C01AA19 FRANKFURT
015 D01AA19 GERMANY
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015 A00AA22 STANDARD CHARTERED BANK
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015 A00AA23 CITIBANK RT.
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015 C01AA23 BUDAPEST
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015 A00AA24 DEUTSCHE BANK AG
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015 A00AA25 STANDARD CHARTERED BANK
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<PAGE> PAGE 5
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015 D01AA29 JAPAN
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015 A00AA30 BRITISH BANK OF THE MIDDLE EAST
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015 A00AA33 STANDARD CHARTERED BANK MALAYSIA BERHAD
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<PAGE> PAGE 6
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<PAGE> PAGE 7
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015 D01AA51 SWEDEN
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<PAGE> PAGE 8
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<PAGE> PAGE 9
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<PAGE> PAGE 10
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<PAGE> PAGE 11
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<PAGE> PAGE 12
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<PAGE> PAGE 13
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<PAGE> PAGE 14
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<PAGE> PAGE 15
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<PAGE> PAGE 16
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SIGNATURE CHARLES BUCKLEY
TITLE ASSIS. VICE PRES.
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
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