THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
201 Park Avenue South
New York, New York 10003
July 8, 1999
VIA EDGAR
Securities and Exchange Commission
Judiciary Plaza
450 Fifth Street, NW
Washington, DC 20549
Re: Rule 497(j) Filing
The Guardian Separate Account E
Registration Nos. 811-21975; 333-21975
Commissioners:
On behalf of the above-referenced registrant and The Guardian Insurance &
Annuity Company, Inc., Depositor, I hereby certify that:
1. The form of Prospectus that would have been filed under paragraph
(b) or (c) of Rule 497 under the Securities Act of 1933 would not
have differed from that contained in the most recent amendment to
the registrant's registration statement on Form N-4; and
2. The text of the most recent amendment to the registration
statement filed on Form N-4 was filed electronically.
Please acknowledge receipt of this certification by CompuServe electronic mail.
Very truly yours,
/s/ Lori E. Bostrom
Lori E. Bostrom
Counsel
