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Previous: BAY BANKS OF VIRGINIA INC, 10-Q, 2000-11-14 |
Next: VINIK ASSET MANAGEMENT L P, 13F-NT, 2000-11-14 |
<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<RESTATED>
<CIK> 0001034594
<NAME> BAY BANKS OF VIRGINIA, INC.
<MULTIPLIER> 1
<CURRENCY> US
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<EXCHANGE-RATE> 1
<CASH> 4,606,369
<INT-BEARING-DEPOSITS> 156,847,867
<FED-FUNDS-SOLD> 162,397
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 52,858,961
<INVESTMENTS-CARRYING> 54,320,178
<INVESTMENTS-MARKET> 52,858,961
<LOANS> 146,148,395
<ALLOWANCE> (1,286,684)
<TOTAL-ASSETS> 214,151,947
<DEPOSITS> 178,377,591
<SHORT-TERM> 14,314,248
<LIABILITIES-OTHER> 1,017,985
<LONG-TERM> 0
0
0
<COMMON> 5,792,808
<OTHER-SE> 15,611,218
<TOTAL-LIABILITIES-AND-EQUITY> 214,151,947
<INTEREST-LOAN> 8,993,440
<INTEREST-INVEST> 2,399,090
<INTEREST-OTHER> 69,096
<INTEREST-TOTAL> 11,461,626
<INTEREST-DEPOSIT> 5,571,585
<INTEREST-EXPENSE> 6,037,324
<INTEREST-INCOME-NET> 5,424,302
<LOAN-LOSSES> 190,000
<SECURITIES-GAINS> (4,875)
<EXPENSE-OTHER> 4,796,871
<INCOME-PRETAX> 1,671,399
<INCOME-PRE-EXTRAORDINARY> 1,671,399
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,230,399
<EPS-BASIC> 1.06
<EPS-DILUTED> 1.02
<YIELD-ACTUAL> 3.91
<LOANS-NON> 19,365
<LOANS-PAST> 466,918
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,197,843
<CHARGE-OFFS> 115,213
<RECOVERIES> 14,055
<ALLOWANCE-CLOSE> 1,286,684
<ALLOWANCE-DOMESTIC> 1,286,684
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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