PFL LIFE VARIABLE ANNUITY ACCOUNT A
N-30D, 1999-03-15
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March 15, 1999

VIA EDGAR
 

Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C.  20549

Re:  PFL Life Variable Annuity Account A
     File No. 811-08197, CIK 0001034624
     Rule 30b2-1 Filing
 
Commissioners:

As required by Rule 30d-2 under the Investment Company Act of 1940, as amended
(the "Act"), PFL Variable Annuity Account A, a unit investment trust registered
under the Act, recently mailed to its contract owners the annual report for the
following underlying management investment companies:  Atlas Insurance Trust,
Dreyfus Variable Investment Fund, Endeavor Series Trust, Federated Insurance
Series and WRL Series Fund, Inc.  This filing constitutes the filing of those
reports as required by Rule 30b2-1 under the Act.

Pursuant to Rule 30d-1 under the Act, on March 1, 1999, Atlas Insurance Trust
filed its annual report with the Commission via EDGAR (CIK: 1031877); on
February 23, 1999, Dreyfus Variable Investment Fund filed its annual report with
the Commission via EDGAR (CIK: 813383); on March 5, 1999, Endeavor Series Trust
filed its annual report with the Commission via EDGAR (CIK: 847254); on February
26, 1999, Federated Insurance Series filed its annual report with the Commission
via EDGAR (CIK: 912577); and on February 26, 1999, WRL Series Fund, Inc. filed
its annual report with the Commission via EDGAR (CIK: 778207).  To the extent
necessary, these filings are incorporated herein by reference.

Very truly yours,

PFL Life Insurance Company

/s/  Frank A. Camp

Frank A. Camp
Division General Counsel
Financial Markets Division


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