PFL LIFE VARIABLE ANNUITY ACCOUNT A
N-30D, 1999-09-09
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September 9, 1999

VIA EDGAR

- ----------------------------------------

Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C.  20549

Re:  PFL Life Variable Annuity Account A
     File No. 811-08197, CIK 0001034624
     Rule 30b2-1 Filing

Commissioners:

As required by Rule 30d-2 under the Investment Company Act of 1940, as amended
(the "Act"), PFL Life Variable Annuity Account A, a unit investment trust
registered under the Act, recently mailed to its contract owners the semi-annual
report for the following underlying management investment companies:  Atlas
Insurance Trust, Dreyfus Variable Investment Fund, Endeavor Series Trust,
Federated Insurance Series and WRL Series Fund, Inc.  This filing constitutes
the filing of those reports as required by Rule 30b2-1 under the Act.

Pursuant to Rule 30d-1 under the Act, on August 26, 1999, Atlas Insurance Trust
filed its semi-annual report with the Commission via EDGAR (CIK: 1031877); on
August 30, 1999, Dreyfus Variable Investment Fund filed its semi-annual report
with the Commission via EDGAR (CIK: 813383); on August 25, 1999 Endeavor Series
Trust filed its semi-annual report with the Commission via EDGAR (CIK: 847254);
on August 20, 1999, Federated Insurance Series filed its semi-annual report with
the Commission via EDGAR (CIK: 912577); and on August 26, 1999, WRL Series Fund,
Inc. filed its semi-annual report with the Commission via EDGAR (CIK: 778207).
To the extent necessary, these filings are incorporated herein by reference.

Very truly yours,

PFL Life Insurance Company

/s/  Frank A. Camp

Frank A. Camp
Division General Counsel
Financial Markets Division


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