PFL LIFE VARIABLE ANNUITY ACCOUNT A
N-30D, 2000-03-13
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                    [PFL Life Insurance Company Letterhead]


March 14, 2000

VIA EDGAR

- ---------------------------------------------

Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C.  20549

Re:  PFL Life Variable Annuity Account A
     File No. 811-08197, CIK 0001034624
     Rule 30b2-1 Filing

Commissioners:

As required by Rule 30d-2 under the Investment Company Act of 1940, as amended
(the "Act"), PFL Variable Annuity Account A, a unit investment trust registered
under the Act, recently mailed to its contract owners the annual report for the
following underlying management investment companies:  Atlas Insurance Trust,
Dreyfus Variable Investment Fund, Endeavor Series Trust, Federated Insurance
Series and WRL Series Fund, Inc.  This filing constitutes the filing of those
reports as required by Rule 30b2-1 under the Act.

Pursuant to Rule 30d-1 under the Act, on March 7, 2000, Atlas Insurance Trust
filed its annual report with the Commission via EDGAR (CIK: 1031877); on
February 23, 2000, Dreyfus Variable Investment Fund filed its annual report with
the Commission via EDGAR (CIK: 813383); on February 29, 2000, Endeavor Series
Trust filed its annual report with the Commission via EDGAR (CIK: 847254); on
February 28, 2000, Federated Insurance Series filed its annual report with the
Commission via EDGAR (CIK: 912577); and on February 29, 2000, WRL Series Fund,
Inc. filed its annual report with the Commission via EDGAR (CIK: 778207).  To
the extent necessary, these filings are incorporated herein by reference.

Very truly yours,

PFL Life Insurance Company

/s/ Frank A. Camp

Frank A. Camp
Division General Counsel
Financial Markets Division


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