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Exhibit 23.2
Consent of Independent Auditors
We consent to the reference to our firm under the caption "Experts" and to the
use of our report dated July 21, 1999, with respect to the consolidated
financial statements of York Financial Corp. included in Amendment No. 1 to the
Registration Statement Form S-1 (333-40046) and related Prospectus of Harris
Financial Inc. for the registration of 30,417,500 shares of its common stock.
/s/ Ernst & Young LLP
Ernst & Young LLP
Baltimore, Maryland
August 9, 2000
