WAYPOINT FINANCIAL CORP
10-Q, EX-27, 2000-11-14
SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
Previous: WAYPOINT FINANCIAL CORP, 10-Q, 2000-11-14
Next: CHORUS COMMUNICATIONS GROUP LTD, 10-Q, 2000-11-14



<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                          25,126
<INT-BEARING-DEPOSITS>                           9,555
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  1,362,052
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                      1,451,034
<ALLOWANCE>                                     12,847
<TOTAL-ASSETS>                               2,935,113
<DEPOSITS>                                   1,501,530
<SHORT-TERM>                                   490,000
<LIABILITIES-OTHER>                             72,922
<LONG-TERM>                                    689,658
                                0
                                          0
<COMMON>                                           341
<OTHER-SE>                                     180,662
<TOTAL-LIABILITIES-AND-EQUITY>               2,935,113
<INTEREST-LOAN>                                 79,841
<INTEREST-INVEST>                               71,104
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                               150,945
<INTEREST-DEPOSIT>                              50,827
<INTEREST-EXPENSE>                             104,036
<INTEREST-INCOME-NET>                           46,909
<LOAN-LOSSES>                                    2,613
<SECURITIES-GAINS>                               1,356
<EXPENSE-OTHER>                                 36,680
<INCOME-PRETAX>                                 18,918
<INCOME-PRE-EXTRAORDINARY>                      18,918
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    13,644
<EPS-BASIC>                                        .41
<EPS-DILUTED>                                      .41
<YIELD-ACTUAL>                                    7.49
<LOANS-NON>                                      3,693
<LOANS-PAST>                                     5,209
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                  8,902
<ALLOWANCE-OPEN>                                11,873
<CHARGE-OFFS>                                    2,370
<RECOVERIES>                                     1,947
<ALLOWANCE-CLOSE>                               12,847
<ALLOWANCE-DOMESTIC>                            12,425
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            422


</TABLE>


© 2022 IncJournal is not affiliated with or endorsed by the U.S. Securities and Exchange Commission