HARRIS FINANCIAL INC
S-4, EX-23.2, 2000-06-23
SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
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                                                                    EXHIBIT 23.2



                        Consent of Independent Auditors

We consent to the reference to our firm under the caption "Experts" in the Joint
Proxy Statement of Harris Financial, Inc. and York Financial Corp. that is made
part of the Registration Statement on Form S-4 and related prospectus of Harris
Financial, Inc. for the registration of 30,581,585 shares of Harris Financial
Inc.'s common stock and to the incorporation by reference therein of our report
dated July 21, 1999, with respect to the consolidated financial statements of
York Financial Corp., incorporated by reference in its Annual Report on Form
10-K for the year ended June 30, 1999, filed with the Securities and Exchange
Commission.


                                                           /s/ Ernst & Young LLP


Baltimore, Maryland
June 19, 2000



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