OFFICE OF THRIFT SUPERVISION
Washington, D.C. 20552
FORM 10-K/A
X ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
EXCHANGE ACT OF 1934
FOR THE FISCAL YEAR ENDED DECEMBER 31, 1996
OR
TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
For the transition period from __________ to _______________
OTS file number 7708
POUGHKEEPSIE SAVINGS BANK, FSB
(Exact name of registrant as specified in its charter)
UNITED STATES OF AMERICA 14-0978220
(State or other jurisdiction (I.R.S. Employer
of incorporation or organization) Identification Number)
249 MAIN MALL
POUGHKEEPSIE, NEW YORK 12601
(Address) (Zip Code)
Registrant's telephone number, including area code: (914) 431-6200
Securities registered pursuant to Section 12(b) of the Act:
NOT APPLICABLE
Securities registered pursuant to Section 12(g) of the Act
COMMON STOCK (PAR VALUE $0.01 PER SHARE)
Title of Class
Indicate by check mark whether the Registrant (1) has filed all reports
required to be filed by Section 13 or 15(d) of the Securities Exchange Act of
1934 during the preceding 12 months (or for such shorter period that the
Registrant was required to file such reports), and (2) has been subject to
such filing requirements for the past 90 days.
Yes X No
Based upon the market price of the Registrant's Common Stock as of March
5, 1997 the aggregate market value of the voting stock held by non-affiliates
of the Registrant was approximately $78.7 million.
Indicate by check mark if disclosure of delinquent filers pursuant to
Item 405 of Regulation S-K is not contained herein, and will not be contained,
to the best of Registrant's knowledge, in definitive proxy or information
statements incorporated by reference in Part III of this Form 10-K or any
amendment to this Form 10-K. X
The number of shares outstanding of the Registrant's Common Stock as of
March 5, 1997 was 12,592,525 shares.
DOCUMENTS INCORPORATED BY REFERENCE
Portions of the Registrant's Proxy Statement for the Annual Meeting of
Shareholders to be held on April 30, 1997 are incorporated by reference in
Part III hereof.
_____________________________________________________________________________
<PAGE>
SIGNATURES
Pursuant to the requirements of Sections 13 or 15(d) of the Securities
Exchange Act of 1934, the Registrant has duly caused this report to be
signed on its behalf by the undersigned, thereunto duly authorized.
POUGHKEEPSIE SAVINGS BANK, FSB
May 8, 1997
By: /s/ Jospeh B. Tocharshewsky
Joseph B. Tockarshewsky,
Chairman of the Board, President and
Chief Executive Officer
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