INTRUST BANK NA
13F-HR, 2000-10-25
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[DESCRIPTION]           FORM 13F
                                                 UNITED STATES
                                       SECURITIES AND EXCHANGE COMMISSION
                                            Washington, D.C.  20549
                                                    FORM 13F
                                              FORM 13F COVER PAGE

Report for the Calendar Year or Quarter Ended: 09/30/2000

Check here if Amendment       [ ]             Amendment Number:

This Amendment                [ ]             is a restatement
                              [ ]             adds new holding entries

Institutional Investment Manager Filing this Report:

Name:       INTRUST Bank, N.A.
Address:    105 N. MAIN - WEALTH MANAGEMENT
            WICHITA, KS 67202


13F File Number: 28-07316

The institutional investment Manager filing this report and the
person by whom it is signed hereby represent that the person signing
the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.

Person Signing this Report on Behalf of Reporting Manager:

Name: Karen S Koehn
Title: Compliance Officer
Phone: (316) 383-3308
Signature, Place, and Date of Signing:

Karen S. Koehn    Wichita Kansas    10/24/2000

Report Type     (Check only one)
                [X]            13F HOLDINGS REPORT
                [ ]            13F NOTICE
                [ ]            13F COMBINATION REPORT


I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934

<PAGE>

                                          FORM 13F SUMMARY PAGE

Report Summary:

Number of Other Included Managers:                1
Form 13F Information Table Entry Total:           140
Form 13F Information Table Value Total:           $ 207,659

List of Other Included Managers:
No.         13F File Number         Name

1           28-07316                INTRUST Bank N.A.
<PAGE>
<TABLE>                                            <C>                         <C>
FORM 13F INFORMATION TABLE
                                   TITLE                   VALUE        SHARES/      SH/ PUT/
  NAME OF ISSUER                   OF CLASS        CUSIP    (X $1000)    PRN AMOUNT   PRN CALL
  SECURITY NAME                    SUBCLASS

  AT&T CORP                        COMMON STOCK    001957109         912        31041 SH
  AT&T CORP                        COMMON STOCK    001957109         591        20121 SH
  ABBOTT LABS                      COMMON STOCK    002824100         612        12865 SH  CALL
  ABBOTT LABS                      COMMON STOCK    002824100          19          400 SH  CALL
  ADAMS EXPRESS CO                 MUTUAL FUND/STO 006212104         425        11000 SH
  ADAMS EXPRESS CO                 MUTUAL FUND/STO 006212104         267         6924 SH
  ALLSTATE CORP                    COMMON STOCK    020002101         449        12934 SH
  ALLSTATE CORP                    COMMON STOCK    020002101           4          126 SH
  ALLTEL CORP.                     COMMON STOCK    020039103         159         3047 SH
  ALLTEL CORP.                     COMMON STOCK    020039103         174         3334 SH
  AMERICAN ELEC PWR INC            COMMON STOCK    025537101         193         4939 SH
  AMERICAN ELEC PWR INC            COMMON STOCK    025537101         224         5722 SH
  AMERICAN HOME PRODS CORP         COMMON STOCK    026609107         138         2450 SH
  AMERICAN HOME PRODS CORP         COMMON STOCK    026609107         514         9100 SH
  AMERITRADE HOLDING CORP-CL A     COMMON STOCK    03072H109      147731      8322854 SH
  ANADARKO PETROLEUM CORP          COMMON STOCK    032511107         158         2382 SH  CALL
  ANADARKO PETROLEUM CORP          COMMON STOCK    032511107          71         1062 SH  CALL
  AON CORP                         COMMON STOCK    037389103         224         5700 SH
  BP AMOCO PLC - SPONS ADR         FOREIGN STOCK   055622104        1136        21436 SH
  BP AMOCO PLC - SPONS ADR         FOREIGN STOCK   055622104         562        10597 SH
  BAKER HUGHES, INC.               COMMON STOCK    057224107         267         7200 SH
  BELLSOUTH CORP                   COMMON STOCK    079860102         720        17786 SH
  BELLSOUTH CORP                   COMMON STOCK    079860102         903        22291 SH
  BERKSHIRE HATHAWAY INC DEL       COMMON STOCK    084670108         258            4 SH
  BESTFOODS                        COMMON STOCK    08658U101          34          470 SH
  BESTFOODS                        COMMON STOCK    08658U101         520         7150 SH
  BOEING CO                        COMMON STOCK    097023105         395         6300 SH
  BOEING CO                        COMMON STOCK    097023105         566         9020 SH
  BRISTOL-MYERS SQUIBB CORP        COMMON STOCK    110122108         758        13188 SH
  BRISTOL-MYERS SQUIBB CORP        COMMON STOCK    110122108         328         5700 SH
  CHASE MANHATTAN CORP             COMMON STOCK    16161A108         288         6232 SH
  CHASE MANHATTAN CORP             COMMON STOCK    16161A108         113         2448 SH
  CHEVRON CORP                     COMMON STOCK    166751107         233         2737 SH
  CHEVRON CORP                     COMMON STOCK    166751107         791         9276 SH
  CISCO SYS INC                    COMMON STOCK    17275R102         363         6578 SH
  CISCO SYS INC                    COMMON STOCK    17275R102          64         1150 SH
  COCA COLA CO                     COMMON STOCK    191216100         449         8138 SH
  COCA COLA CO                     COMMON STOCK    191216100         309         5610 SH
  COLGATE PALMOLIVE CO             COMMON STOCK    194162103         303         6422 SH
  COLGATE PALMOLIVE CO             COMMON STOCK    194162103          15          320 SH
  COMMERCIAL FEDERAL CORP          COMMON STOCK    201647104        1444        75506 SH
  COMMERCIAL FEDERAL CORP          COMMON STOCK    201647104         736        38488 SH
  COMPUTER ASSOCIATES              COMMON STOCK    204912109         213         8410 SH
  CORNING INC                      COMMON STOCK    219350105          18           60 SH
  CORNING INC                      COMMON STOCK    219350105         183          616 SH
  CRESCENT REAL ESTATE EQUITIES CO COMMON STOCK    225756105         243        10900 SH
  DOW CHEM CO                      COMMON STOCK    260543103         247         9900 SH
  DU PONT E I DE NEMOURS & CO      COMMON STOCK    263534109         133         3256 SH
  DU PONT E I DE NEMOURS & CO      COMMON STOCK    263534109         153         3744 SH
  DUKE ENERGY CO                   COMMON STOCK    264399106         341         3974 SH
  DUKE ENERGY CO                   COMMON STOCK    264399106          86         1008 SH
  EMERSON ELEC CO                  COMMON STOCK    291011104         235         3500 SH
  EMERSON ELEC CO                  COMMON STOCK    291011104         206         3070 SH
  ENRON CORP                       COMMON STOCK    293561106         186         2117 SH
  ENRON CORP                       COMMON STOCK    293561106         238         2712 SH
  ENTERGY CORP NEW                 COMMON STOCK    29364G103         432        11600 SH
  ENTERGY CORP NEW                 COMMON STOCK    29364G103          11          300 SH
  FIRST UNION CORP                 COMMON STOCK    337358105         200         6200 SH
  FIRST UNION CORP                 COMMON STOCK    337358105          12          369 SH
  FIRSTENERGY CORP                 COMMON STOCK    337932107         253         9400 SH
  FIRSTENERGY CORP                 COMMON STOCK    337932107          25          934 SH
  GENERAL ELEC CO                  COMMON STOCK    369604103        5234        90540 SH
  GENERAL ELEC CO                  COMMON STOCK    369604103        4091        70768 SH
  GENERAL MOTORS CORP              COMMON STOCK    370442105         189         2902 SH
  GENERAL MOTORS CORP              COMMON STOCK    370442105         261         4010 SH
  HILLENBRAND INDS INC             COMMON STOCK    431573104         233         5200 SH
  INTEL CORP                       COMMON STOCK    458140100         229         5520 SH
  INTEL CORP                       COMMON STOCK    458140100          23          560 SH
  INTL BUSINESS MACHINES CORP      COMMON STOCK    459200101        1244        11048 SH
  INTL BUSINESS MACHINES CORP      COMMON STOCK    459200101         580         5148 SH
  JOHNSON & JOHNSON                COMMON STOCK    478160104         288         3071 SH
  JOHNSON & JOHNSON                COMMON STOCK    478160104          49          520 SH
  K MART CORP                      COMMON STOCK    482584109         159        26300 SH
  KANSAS CITY PWR & LT CO          COMMON STOCK    485134100          72         2700 SH
  KANSAS CITY PWR & LT CO          COMMON STOCK    485134100         167         6258 SH
  KROGER CO                        COMMON STOCK    501044101         998        44244 SH
  KROGER CO                        COMMON STOCK    501044101          11          484 SH
  ELI LILLY & CO                   COMMON STOCK    532457108         124         1530 SH
  ELI LILLY & CO                   COMMON STOCK    532457108          81         1000 SH
  LUCENT TECHNOLOGIES INC          COMMON STOCK    549463107         589        19298 SH
  LUCENT TECHNOLOGIES INC          COMMON STOCK    549463107         421        13790 SH
  THE MAY DEPT STORES COMPANY      COMMON STOCK    577778103         125         6117 SH
  THE MAY DEPT STORES COMPANY      COMMON STOCK    577778103         112         5472 SH
  MERCK & CO INC                   COMMON STOCK    589331107        1950        26190 SH
  MERCK & CO INC                   COMMON STOCK    589331107         305         4100 SH
  MESA AIR GROUP INC.              COMMON STOCK    590479101          55        10124 SH
  MICROSOFT CORP                   COMMON STOCK    594918104         167         2770 SH
  MICROSOFT CORP                   COMMON STOCK    594918104          44          732 SH
  MINNESOTA MNG & MFG CO           COMMON STOCK    604059105         334         3668 SH
  MINNESOTA MNG & MFG CO           COMMON STOCK    604059105         203         2228 SH
  MORGAN J P & CO INC              COMMON STOCK    616880100         253         1551 SH
  OCCIDENTAL PETROLEUM CORP        COMMON STOCK    674599105         332        15233 SH
  OCCIDENTAL PETROLEUM CORP        COMMON STOCK    674599105          13          580 SH
  PPG INDS, INC.                   COMMON STOCK    693506107         151         3800 SH
  PPG INDS, INC.                   COMMON STOCK    693506107         111         2800 SH
  PEPSICO INC                      COMMON STOCK    713448108        1069        23244 SH
  PEPSICO INC                      COMMON STOCK    713448108         317         6888 SH
  PFIZER INC                       COMMON STOCK    717081103        1053        23450 SH
  PFIZER INC                       COMMON STOCK    717081103         881        19605 SH
  PHILIP MORRIS COS INC            COMMON STOCK    718154107         142         4825 SH
  PHILIP MORRIS COS INC            COMMON STOCK    718154107         273         9260 SH
  PHILLIPS PETROLEUM CO            COMMON STOCK    718507106         421         6713 SH
  PHILLIPS PETROLEUM CO            COMMON STOCK    718507106          98         1565 SH
  PITNEY BOWES INC                 COMMON STOCK    724479100          76         1920 SH
  PITNEY BOWES INC                 COMMON STOCK    724479100         256         6492 SH
  PROCTER & GAMBLE CO              COMMON STOCK    742718109         423         6311 SH
  PROCTER & GAMBLE CO              COMMON STOCK    742718109         107         1600 SH
  PUGET SOUND PWR & LT CO          COMMON STOCK    745332106          30         1200 SH
  PUGET SOUND PWR & LT CO          COMMON STOCK    745332106         191         7521 SH
  RAYTHEON CO                      COMMON STOCK    755111408        2175        76498 SH
  RAYTHEON CO                      COMMON STOCK    755111408         827        29066 SH
  ROYAL DUTCH PETE CO.             FOREIGN STOCK   780257804          83         1380 SH
  ROYAL DUTCH PETE CO.             FOREIGN STOCK   780257804         120         2000 SH
  SBC COMMUNICATIONS INC           COMMON STOCK    78387G103        2886        57858 SH
  SBC COMMUNICATIONS INC           COMMON STOCK    78387G103        2148        43070 SH
  SARA LEE CORP                    COMMON STOCK    803111103         113         5550 SH
  SARA LEE CORP                    COMMON STOCK    803111103         156         7696 SH
  SOUTHERN CO                      COMMON STOCK    842587107         108         3326 SH
  SOUTHERN CO                      COMMON STOCK    842587107         243         7486 SH
  SPRINT CORPORATION               COMMON STOCK    852061100         592        20195 SH
  SPRINT CORPORATION               COMMON STOCK    852061100         797        27198 SH
  STRYKER CORP                     COMMON STOCK    863667101         424         9870 SH
  STRYKER CORP                     COMMON STOCK    863667101          17          400 SH
  TEXACO INC                       COMMON STOCK    881694103         550        10473 SH
  TEXACO INC                       COMMON STOCK    881694103         102         1939 SH
  UNION PACIFIC CORP               COMMON STOCK    907818108         172         4410 SH
  UNION PACIFIC CORP               COMMON STOCK    907818108          38          969 SH
  VODAFONE GROUP                   FOREIGN STOCK   92857W100         543        14669 SH
  VODAFONE GROUP                   FOREIGN STOCK   92857W100         237         6415 SH
  WAL MART STORES INC.             COMMON STOCK    931142103         859        17843 SH
  WAL MART STORES INC.             COMMON STOCK    931142103         119         2480 SH
  WASHINGTON MUTUAL INC            COMMON STOCK    939322103         337         8470 SH
  WASHINGTON MUTUAL INC            COMMON STOCK    939322103           9          223 SH
  WASHINGTON MUTUAL                MUTUAL FUND/STO 939330106         320        10732 SH
  WASHINGTON MUTUAL                MUTUAL FUND/STO 939330106         117         3941 SH
  WATSON PHARMACEUTICALS INC       COMMON STOCK    942683103         221         3400 SH
  WESTERN RESOURCES INC            COMMON STOCK    959425109         245        11309 SH
  WESTERN RESOURCES INC            COMMON STOCK    959425109         510        23574 SH
  WILLIAMS COS INC                 COMMON STOCK    969457100         211         5000 SH
  WILLIAMS COS INC                 COMMON STOCK    969457100          10          246 SH

  NAME OF ISSUER                  INVSTMT OTHER         VOTING AUTHORITY
  SECURITY NAME                   DISCRTN MANAGERS      SOLE         SHARED       NONE

  AT&T CORP                       SOLE    1             31041
  AT&T CORP                       OTHER   1             20121
  ABBOTT LABS                     SOLE    1             6865
  ABBOTT LABS                     SOLE    1                                       6000
  ABBOTT LABS                     OTHER   1             400
  ADAMS EXPRESS CO                SOLE    1             11000
  ADAMS EXPRESS CO                OTHER   1             6924
  ALLSTATE CORP                   SOLE    1             12934
  ALLSTATE CORP                   OTHER   1             126
  ALLTEL CORP.                    SOLE    1             3047
  ALLTEL CORP.                    OTHER   1             3334
  AMERICAN ELEC PWR INC           SOLE    1             4939
  AMERICAN ELEC PWR INC           OTHER   1             5222
  AMERICAN ELEC PWR INC           OTHER   1                                       500
  AMERICAN HOME PRODS CORP        SOLE    1             2450
  AMERICAN HOME PRODS CORP        OTHER   1             9100
  AMERITRADE HOLDING CORP-CL A    SOLE    1             8322854
  ANADARKO PETROLEUM CORP         SOLE    1             2382
  ANADARKO PETROLEUM CORP         OTHER   1             1062
  AON CORP                        SOLE    1             5700
  BP AMOCO PLC - SPONS ADR        SOLE    1             21436
  BP AMOCO PLC - SPONS ADR        OTHER   1             10597
  BAKER HUGHES, INC.              SOLE    1             7200
  BELLSOUTH CORP                  SOLE    1             17786
  BELLSOUTH CORP                  OTHER   1             22291
  BERKSHIRE HATHAWAY INC DEL      SOLE    1             4
  BESTFOODS                       SOLE    1             470
  BESTFOODS                       OTHER   1             6400
  BESTFOODS                       OTHER   1                                       750
  BOEING CO                       SOLE    1             6300
  BOEING CO                       OTHER   1             8220
  BOEING CO                       OTHER   1                                       800
  BRISTOL-MYERS SQUIBB CORP       SOLE    1             13188
  BRISTOL-MYERS SQUIBB CORP       OTHER   1             5300
  BRISTOL-MYERS SQUIBB CORP       OTHER   1                                       400
  CHASE MANHATTAN CORP            SOLE    1             6232
  CHASE MANHATTAN CORP            OTHER   1             2448
  CHEVRON CORP                    SOLE    1             2737
  CHEVRON CORP                    OTHER   1             4276
  CHEVRON CORP                    OTHER   1                                       5000
  CISCO SYS INC                   SOLE    1             6578
  CISCO SYS INC                   OTHER   1             1150
  COCA COLA CO                    SOLE    1             8138
  COCA COLA CO                    OTHER   1             3306
  COCA COLA CO                    OTHER   1                                       2304
  COLGATE PALMOLIVE CO            SOLE    1             6422
  COLGATE PALMOLIVE CO            OTHER   1             320
  COMMERCIAL FEDERAL CORP         SOLE    1             75506
  COMMERCIAL FEDERAL CORP         OTHER   1             38488
  COMPUTER ASSOCIATES             SOLE    1             8410
  CORNING INC                     SOLE    1             60
  CORNING INC                     OTHER   1             616
  CRESCENT REAL ESTATE EQUITIES COSOLE    1             10900
  DOW CHEM CO                     SOLE    1             9900
  DU PONT E I DE NEMOURS & CO     SOLE    1             3256
  DU PONT E I DE NEMOURS & CO     OTHER   1             1800
  DU PONT E I DE NEMOURS & CO     OTHER   1                                       1944
  DUKE ENERGY CO                  SOLE    1             3974
  DUKE ENERGY CO                  OTHER   1             1008
  EMERSON ELEC CO                 SOLE    1             3500
  EMERSON ELEC CO                 OTHER   1             2470
  EMERSON ELEC CO                 OTHER   1                                       600
  ENRON CORP                      SOLE    1             2117
  ENRON CORP                      OTHER   1             600
  ENRON CORP                      OTHER   1                                       2112
  ENTERGY CORP NEW                SOLE    1             11600
  ENTERGY CORP NEW                OTHER   1             300
  FIRST UNION CORP                SOLE    1             6200
  FIRST UNION CORP                OTHER   1             369
  FIRSTENERGY CORP                SOLE    1             9400
  FIRSTENERGY CORP                OTHER   1             647
  FIRSTENERGY CORP                OTHER   1                                       287
  GENERAL ELEC CO                 SOLE    1             90540
  GENERAL ELEC CO                 OTHER   1             59920
  GENERAL ELEC CO                 OTHER   1                                       10848
  GENERAL MOTORS CORP             SOLE    1             2902
  GENERAL MOTORS CORP             OTHER   1             3350
  GENERAL MOTORS CORP             OTHER   1                                       660
  HILLENBRAND INDS INC            SOLE    1             5200
  INTEL CORP                      SOLE    1             5520
  INTEL CORP                      OTHER   1             560
  INTL BUSINESS MACHINES CORP     SOLE    1             11048
  INTL BUSINESS MACHINES CORP     OTHER   1             2888
  INTL BUSINESS MACHINES CORP     OTHER   1                                       2260
  JOHNSON & JOHNSON               SOLE    1             3071
  JOHNSON & JOHNSON               OTHER   1             520
  K MART CORP                     SOLE    1             26300
  KANSAS CITY PWR & LT CO         SOLE    1             2700
  KANSAS CITY PWR & LT CO         OTHER   1             6258
  KROGER CO                       SOLE    1             44244
  KROGER CO                       OTHER   1             484
  ELI LILLY & CO                  SOLE    1             1530
  ELI LILLY & CO                  OTHER   1             1000
  LUCENT TECHNOLOGIES INC         SOLE    1             19298
  LUCENT TECHNOLOGIES INC         OTHER   1             13790
  THE MAY DEPT STORES COMPANY     SOLE    1             6117
  THE MAY DEPT STORES COMPANY     OTHER   1             3450
  THE MAY DEPT STORES COMPANY     OTHER   1                                       2022
  MERCK & CO INC                  SOLE    1             26190
  MERCK & CO INC                  OTHER   1             4100
  MESA AIR GROUP INC.             OTHER   1                                       10124
  MICROSOFT CORP                  SOLE    1             2770
  MICROSOFT CORP                  OTHER   1             732
  MINNESOTA MNG & MFG CO          SOLE    1             3668
  MINNESOTA MNG & MFG CO          OTHER   1             2028
  MINNESOTA MNG & MFG CO          OTHER   1                                       200
  MORGAN J P & CO INC             SOLE    1             1551
  OCCIDENTAL PETROLEUM CORP       SOLE    1             15233
  OCCIDENTAL PETROLEUM CORP       OTHER   1             580
  PPG INDS, INC.                  SOLE    1             3800
  PPG INDS, INC.                  OTHER   1             2800
  PEPSICO INC                     SOLE    1             23244
  PEPSICO INC                     OTHER   1             6888
  PFIZER INC                      SOLE    1             23450
  PFIZER INC                      OTHER   1             19605
  PHILIP MORRIS COS INC           SOLE    1             4825
  PHILIP MORRIS COS INC           OTHER   1             9260
  PHILLIPS PETROLEUM CO           SOLE    1             6713
  PHILLIPS PETROLEUM CO           OTHER   1             1565
  PITNEY BOWES INC                SOLE    1             1920
  PITNEY BOWES INC                OTHER   1             6492
  PROCTER & GAMBLE CO             SOLE    1             6311
  PROCTER & GAMBLE CO             OTHER   1             1600
  PUGET SOUND PWR & LT CO         SOLE    1             1200
  PUGET SOUND PWR & LT CO         OTHER   1             7521
  RAYTHEON CO                     SOLE    1             76498
  RAYTHEON CO                     OTHER   1             21466
  RAYTHEON CO                     OTHER   1                                       7600
  ROYAL DUTCH PETE CO.            SOLE    1             1380
  ROYAL DUTCH PETE CO.            OTHER   1             2000
  SBC COMMUNICATIONS INC          SOLE    1             57858
  SBC COMMUNICATIONS INC          OTHER   1             42852
  SBC COMMUNICATIONS INC          OTHER   1                                       218
  SARA LEE CORP                   SOLE    1             5550
  SARA LEE CORP                   OTHER   1             4800
  SARA LEE CORP                   OTHER   1                                       2896
  SOUTHERN CO                     SOLE    1             3326
  SOUTHERN CO                     OTHER   1             7486
  SPRINT CORPORATION              SOLE    1             20195
  SPRINT CORPORATION              OTHER   1             27198
  STRYKER CORP                    SOLE    1             9870
  STRYKER CORP                    OTHER   1             400
  TEXACO INC                      SOLE    1             10473
  TEXACO INC                      OTHER   1             1939
  UNION PACIFIC CORP              SOLE    1             4410
  UNION PACIFIC CORP              OTHER   1             969
  VODAFONE GROUP                  SOLE    1             14669
  VODAFONE GROUP                  OTHER   1             6040
  VODAFONE GROUP                  OTHER   1                                       375
  WAL MART STORES INC.            SOLE    1             17843
  WAL MART STORES INC.            OTHER   1             2480
  WASHINGTON MUTUAL INC           SOLE    1             8470
  WASHINGTON MUTUAL INC           OTHER   1             223
  WASHINGTON MUTUAL               SOLE    1             10732
  WASHINGTON MUTUAL               OTHER   1             1419
  WASHINGTON MUTUAL               OTHER   1                                       2522
  WATSON PHARMACEUTICALS INC      SOLE    1             3400
  WESTERN RESOURCES INC           SOLE    1             11309
  WESTERN RESOURCES INC           OTHER   1             21731
  WESTERN RESOURCES INC           OTHER   1                                       1843
  WILLIAMS COS INC                SOLE    1             5000
  WILLIAMS COS INC                OTHER   1             246
</TABLE>



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