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<TABLE> <S> <C>
<ARTICLE> 5
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 56,028
<SECURITIES> 2,092
<RECEIVABLES> 950,152
<ALLOWANCES> 11,792
<INVENTORY> 0
<CURRENT-ASSETS> 76,893
<PP&E> 17,599
<DEPRECIATION> 7,815
<TOTAL-ASSETS> 1,083,020
<CURRENT-LIABILITIES> 44,872
<BONDS> 877,980
0
0
<COMMON> 190
<OTHER-SE> 158,978
<TOTAL-LIABILITY-AND-EQUITY> 1,083,020
<SALES> 0
<TOTAL-REVENUES> 94,092
<CGS> 0
<TOTAL-COSTS> 16,626
<OTHER-EXPENSES> 0
<LOSS-PROVISION> 15,403
<INTEREST-EXPENSE> 44,523
<INCOME-PRETAX> (11,159)
<INCOME-TAX> (3,695)
<INCOME-CONTINUING> (7,464)
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> (7,464)
<EPS-BASIC> (0.39)
<EPS-DILUTED> (0.39)
</TABLE>
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