FIRSTSPARTAN FINANCIAL CORP
10-K, EX-27, 2000-09-26
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
This schedule  contains  financial  information  extracted from the consolidated
financial statements of FirstSpartan Financial Corp. for the year ended June 30,
2000 and is qualified in its entirety by reference to such financial  statements
(dollars in thousands).
</LEGEND>
<MULTIPLIER>                                   1,000

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                   JUN-30-2000
<PERIOD-END>                        JUN-30-2000
<CASH>                               13,375
<INT-BEARING-DEPOSITS>                6,951
<FED-FUNDS-SOLD>                        280
<TRADING-ASSETS>                          0
<INVESTMENTS-HELD-FOR-SALE>          33,693
<INVESTMENTS-CARRYING>                   25
<INVESTMENTS-MARKET>                     26
<LOANS>                             505,028
<ALLOWANCE>                           3,474
<TOTAL-ASSETS>                      585,657
<DEPOSITS>                          419,619
<SHORT-TERM>                          8,763
<LIABILITIES-OTHER>                   5,891
<LONG-TERM>                          82,000
                     0
                               0
<COMMON>                                 44
<OTHER-SE>                           69,384
<TOTAL-LIABILITIES-AND-EQUITY>      585,657
<INTEREST-LOAN>                      37,622
<INTEREST-INVEST>                     3,284
<INTEREST-OTHER>                          0
<INTEREST-TOTAL>                     40,906
<INTEREST-DEPOSIT>                   17,157
<INTEREST-EXPENSE>                   21,223
<INTEREST-INCOME-NET>                19,683
<LOAN-LOSSES>                           683
<SECURITIES-GAINS>                        0
<EXPENSE-OTHER>                      13,448
<INCOME-PRETAX>                       9,808
<INCOME-PRE-EXTRAORDINARY>            9,808
<EXTRAORDINARY>                           0
<CHANGES>                                 0
<NET-INCOME>                          5,942
<EPS-BASIC>                            1.77
<EPS-DILUTED>                          1.77
<YIELD-ACTUAL>                         3.73
<LOANS-NON>                           3,420
<LOANS-PAST>                             23
<LOANS-TROUBLED>                      1,419
<LOANS-PROBLEM>                       5,998
<ALLOWANCE-OPEN>                      2,896
<CHARGE-OFFS>                           110
<RECOVERIES>                              5
<ALLOWANCE-CLOSE>                     3,474
<ALLOWANCE-DOMESTIC>                  3,474
<ALLOWANCE-FOREIGN>                       0
<ALLOWANCE-UNALLOCATED>                   0



</TABLE>


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