<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
QUARTERLY REPORT ON FORM 10-KSB AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL INFORMATION.
</LEGEND>
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> MAR-31-2000
<PERIOD-END> MAR-31-2000
<CASH> 141
<INT-BEARING-DEPOSITS> 248
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 4,116
<INVESTMENTS-CARRYING> 238
<INVESTMENTS-MARKET> 240
<LOANS> 25,389
<ALLOWANCE> 175
<TOTAL-ASSETS> 31,762
<DEPOSITS> 21,054
<SHORT-TERM> 900
<LIABILITIES-OTHER> 385
<LONG-TERM> 0
0
0
<COMMON> 66
<OTHER-SE> 9,358
<TOTAL-LIABILITIES-AND-EQUITY> 31,762
<INTEREST-LOAN> 1,982
<INTEREST-INVEST> 302
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 2,284
<INTEREST-DEPOSIT> 882
<INTEREST-EXPENSE> 932
<INTEREST-INCOME-NET> 1,352
<LOAN-LOSSES> 4
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 982
<INCOME-PRETAX> 401
<INCOME-PRE-EXTRAORDINARY> 266
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 266
<EPS-BASIC> .54
<EPS-DILUTED> .53
<YIELD-ACTUAL> 4.7
<LOANS-NON> 0
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 172
<CHARGE-OFFS> 1
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 175
<ALLOWANCE-DOMESTIC> 175
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>