HBI EQUITY TRUST SERIES 3, 497J, 1997-04-16

HBI EQUITY TRUST SERIES 3
497J, 1997-04-16

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<PAGE>
 
                                       April 16, 1997



Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549-1004
Attn:  Filing Desk, Stop 1-4

     Re:                   HBI Equity Trust, Series 3
                              (File No. 333-23247)

Gentlemen:

     In accordance with the provisions of Rule 497(j) of Regulation C under the
Securities Act of 1933 (the "Securities Act") this letter serves to certify that
the most recent amendment to the registration statement of Form S-6 for the
above captioned Trust does not differ from that which would have been filed
pursuant to Rule 497(b) of the Securities Act.  Amendment No. 1 to the
registration statement, which was the most recent amendment to the registration
statement, was filed electronically with the Commission on April 15, 1997.



                                     Very truly yours,



                                     HOWE BARNES INVESTMENTS, INC.