<TABLE> <S> <C>
<PAGE>
<ARTICLE> 5
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 303,550
<SECURITIES> 2,504,075
<RECEIVABLES> 12,553,969
<ALLOWANCES> 1,263,796
<INVENTORY> 0
<CURRENT-ASSETS> 0<F1>
<PP&E> 178,877
<DEPRECIATION> 0<F2>
<TOTAL-ASSETS> 17,241,969
<CURRENT-LIABILITIES> 0<F1>
<BONDS> 0
0
0
<COMMON> 954
<OTHER-SE> 1,580,971
<TOTAL-LIABILITY-AND-EQUITY> 17,241,969
<SALES> 0
<TOTAL-REVENUES> 2,832,822
<CGS> 0
<TOTAL-COSTS> 1,281,362
<OTHER-EXPENSES> 0
<LOSS-PROVISION> 734,803
<INTEREST-EXPENSE> 421,529
<INCOME-PRETAX> 395,128
<INCOME-TAX> 158,038
<INCOME-CONTINUING> 237,090
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 237,090
<EPS-BASIC> 1.67
<EPS-DILUTED> 1.63
<FN>
<F1>Non-classified balance sheet
<F2>PP&E shown net
</FN>
</TABLE>