<TABLE> <S> <C>
<ARTICLE> 5
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 310,070
<SECURITIES> 3,092,842
<RECEIVABLES> 14,265,386
<ALLOWANCES> 1,316,185
<INVENTORY> 0
<CURRENT-ASSETS> 0 <F1>
<PP&E> 185,132
<DEPRECIATION> 0 <F2>
<TOTAL-ASSETS> 18,664,323
<CURRENT-LIABILITIES> 0 <F1>
<BONDS> 0
0
0
<COMMON> 1,431
<OTHER-SE> 1,810,305
<TOTAL-LIABILITY-AND-EQUITY> 18,664,323
<SALES> 0
<TOTAL-REVENUES> 4,274,041
<CGS> 0
<TOTAL-COSTS> 1,831,110
<OTHER-EXPENSES> 0
<LOSS-PROVISION> 1,067,044
<INTEREST-EXPENSE> 646,300
<INCOME-PRETAX> 729,587
<INCOME-TAX> 291,831
<INCOME-CONTINUING> 437,756
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 437,756
<EPS-BASIC> 3.08
<EPS-DILUTED> 3.00
<FN>
F1 Non-classified balance sheet
F2 PP&E shown net
</FN>
</TABLE>