<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
(This schedule contains financial information extracted from the
consolidated financial statements of Community First Banking Comapny as of
or for the six months ended June 30, 2000 and is qualified in its entirety
by reference to such financial statements (dollars in thousands except per
share data).
</LEGEND>
<CIK> 0001035903
<NAME> Community First Banking Company
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 8,663
<INT-BEARING-DEPOSITS> 421
<FED-FUNDS-SOLD> 250
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 61,960
<INVESTMENTS-CARRYING> 177
<INVESTMENTS-MARKET> 176
<LOANS> 313,925
<ALLOWANCE> 3,645
<TOTAL-ASSETS> 401,304
<DEPOSITS> 303,359
<SHORT-TERM> 54,191
<LIABILITIES-OTHER> 3,078
<LONG-TERM> 12,732
0
1
<COMMON> 33
<OTHER-SE> 27,910
<TOTAL-LIABILITIES-AND-EQUITY> 401,304
<INTEREST-LOAN> 14,291
<INTEREST-INVEST> 2,226
<INTEREST-OTHER> 57
<INTEREST-TOTAL> 16,574
<INTEREST-DEPOSIT> 6,394
<INTEREST-EXPENSE> 8,434
<INTEREST-INCOME-NET> 8,140
<LOAN-LOSSES> 473
<SECURITIES-GAINS> (29)
<EXPENSE-OTHER> 5,817
<INCOME-PRETAX> 3,791
<INCOME-PRE-EXTRAORDINARY> 3,791
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,564
<EPS-BASIC> .93
<EPS-DILUTED> .87
<YIELD-ACTUAL> 0
<LOANS-NON> 737
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 149
<ALLOWANCE-OPEN> 3,379
<CHARGE-OFFS> 325
<RECOVERIES> 119
<ALLOWANCE-CLOSE> 3,646
<ALLOWANCE-DOMESTIC> 3,646
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
