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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEET STATEMENT OF INCOME, STATEMENT OF CASH FLOWS,
STATEMENT OF CHANGES IN SHAREHOLDER EQUITY AND IS QUALLIFIED IN ITS ENTIRETY BE
REFERENCE TO SUCH STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 17,653
<INT-BEARING-DEPOSITS> 149,780
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 27,015
<INVESTMENTS-CARRYING> 11,390
<INVESTMENTS-MARKET> 11,272
<LOANS> 162,745
<ALLOWANCE> 2,413
<TOTAL-ASSETS> 233,392
<DEPOSITS> 203,397
<SHORT-TERM> 5,000
<LIABILITIES-OTHER> 2,123
<LONG-TERM> 2,749
0
0
<COMMON> 15,432
<OTHER-SE> 4,690
<TOTAL-LIABILITIES-AND-EQUITY> 233,392
<INTEREST-LOAN> 6,705
<INTEREST-INVEST> 1,154
<INTEREST-OTHER> 25
<INTEREST-TOTAL> 7,885
<INTEREST-DEPOSIT> 2,816
<INTEREST-EXPENSE> 229
<INTEREST-INCOME-NET> 4,839
<LOAN-LOSSES> 600
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 4,192
<INCOME-PRETAX> 1,388
<INCOME-PRE-EXTRAORDINARY> 1,388
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,388
<EPS-BASIC> 0.76
<EPS-DILUTED> 0.75
<YIELD-ACTUAL> 4.987
<LOANS-NON> 497
<LOANS-PAST> 918
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 2,148
<CHARGE-OFFS> 380
<RECOVERIES> 45
<ALLOWANCE-CLOSE> 2,413
<ALLOWANCE-DOMESTIC> 2,413
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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