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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEET, STATEMENT OF INCOME, STATEMENT OF CASH FLOWS, AND
STATEMENT OF CHANGES IN SHAREHOLDER EQUITY, AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH STATEMENTS
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 21,175
<INT-BEARING-DEPOSITS> 158,469
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 26,724
<INVESTMENTS-CARRYING> 11,286
<INVESTMENTS-MARKET> 11,302
<LOANS> 169,316
<ALLOWANCE> 2,383
<TOTAL-ASSETS> 243,070
<DEPOSITS> 209,791
<SHORT-TERM> 7,000
<LIABILITIES-OTHER> 2,404
<LONG-TERM> 2,540
0
0
<COMMON> 15,543
<OTHER-SE> 5,792
<TOTAL-LIABILITIES-AND-EQUITY> 243,070
<INTEREST-LOAN> 10,435
<INTEREST-INVEST> 1,713
<INTEREST-OTHER> 83
<INTEREST-TOTAL> 12,231
<INTEREST-DEPOSIT> 4,599
<INTEREST-EXPENSE> 4,980
<INTEREST-INCOME-NET> 7,251
<LOAN-LOSSES> 700
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 6,253
<INCOME-PRETAX> 3,319
<INCOME-PRE-EXTRAORDINARY> 3,319
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,293
<EPS-BASIC> 1.21
<EPS-DILUTED> 1.18
<YIELD-ACTUAL> 4,845
<LOANS-NON> 365
<LOANS-PAST> 2,816
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 2,148
<CHARGE-OFFS> 542
<RECOVERIES> 77
<ALLOWANCE-CLOSE> 2,383
<ALLOWANCE-DOMESTIC> 2,383
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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