VARIFLEX SIGNATURE
497J, 1999-05-07
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Security Benefit Life Insurance Company                700 SW Harrison St.
Security Benefit Group, Inc.                           Topeka, Kansas 66636-0001
Security Distributors, Inc.                            (785) 431-3000
Security Management Company, LLC

May 7, 1999


Securities and Exchange Commission
Judiciary Plaza
450 Fifth Street NW
Washington, DC 20549


Subj:  SECURITY VARILIFE SEPARATE ACCOUNT (SECURITY ELITE BENEFIT)
       File No.:  33-77322


Dear Sir/Madam:

In accordance  with the provisions of Rule 497(j) of the Securities Act of 1933,
please  accept this letter as  certification  that the  Security  Elite  Benefit
Prospectus does not differ from that contained in Post-Effective Amendment No. 6
to the  Registration  Statement  filed under the  Securities  Act of 1933.  This
Post-Effective Amendment was filed electronically April 30, 1999.

Please  contact me at (785) 431-3226 if you have any questions  concerning  this
filing.

Sincerely,

AMY J. LEE

Amy J. Lee
Vice President and Associate General Counsel
Security Benefit Life Insurance Company


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