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Previous: VIRGINIA FINANCIAL CORP, 10-Q, 2000-08-11 |
Next: FIRST GREAT WEST LIFE & ANNUITY INSURANCE CO, 10-Q, 2000-08-11 |
<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<CIK> 0001036070
<NAME> VIRGINIAN FINANCIAL CORPORATION
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 20,898
<INT-BEARING-DEPOSITS> 40
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 72,837
<INVESTMENTS-CARRYING> 60,780
<INVESTMENTS-MARKET> 59,050
<LOANS> 322,077
<ALLOWANCE> 3,751
<TOTAL-ASSETS> 490,406
<DEPOSITS> 410,327
<SHORT-TERM> 30,885
<LIABILITIES-OTHER> 1,772
<LONG-TERM> 0
0
0
<COMMON> 19,905
<OTHER-SE> 27,517
<TOTAL-LIABILITIES-AND-EQUITY> 490,406
<INTEREST-LOAN> 13,108
<INTEREST-INVEST> 3,888
<INTEREST-OTHER> 65
<INTEREST-TOTAL> 17,061
<INTEREST-DEPOSIT> 7,108
<INTEREST-EXPENSE> 7,864
<INTEREST-INCOME-NET> 9,197
<LOAN-LOSSES> 406
<SECURITIES-GAINS> 16
<EXPENSE-OTHER> 6,946
<INCOME-PRETAX> 4,224
<INCOME-PRE-EXTRAORDINARY> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 3,052
<EPS-BASIC> 0.77
<EPS-DILUTED> 0.77
<YIELD-ACTUAL> 4.35
<LOANS-NON> 1,147
<LOANS-PAST> 153
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 3,470
<CHARGE-OFFS> 183
<RECOVERIES> 58
<ALLOWANCE-CLOSE> 3,751
<ALLOWANCE-DOMESTIC> 3,303
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 448
</TABLE>
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