|
|
|
|
|
|
|
|
|
|
|
|
|
<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<CIK> 0001036070
<NAME> VIRGINIA FINANCIAL CORPOATION
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 14,922
<INT-BEARING-DEPOSITS> 94
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 74,914
<INVESTMENTS-CARRYING> 57,710
<INVESTMENTS-MARKET> 56,468
<LOANS> 329,277
<ALLOWANCE> 3,841
<TOTAL-ASSETS> 490,604
<DEPOSITS> 419,062
<SHORT-TERM> 20,660
<LIABILITIES-OTHER> 1,887
<LONG-TERM> 0
0
0
<COMMON> 19,905
<OTHER-SE> 29,090
<TOTAL-LIABILITIES-AND-EQUITY> 490,604
<INTEREST-LOAN> 20,208
<INTEREST-INVEST> 5,810
<INTEREST-OTHER> 103
<INTEREST-TOTAL> 26,121
<INTEREST-DEPOSIT> 11,114
<INTEREST-EXPENSE> 12,272
<INTEREST-INCOME-NET> 13,849
<LOAN-LOSSES> 561
<SECURITIES-GAINS> 19
<EXPENSE-OTHER> 10,380
<INCOME-PRETAX> 6,420
<INCOME-PRE-EXTRAORDINARY> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 4,644
<EPS-BASIC> 1.17
<EPS-DILUTED> 1.17
<YIELD-ACTUAL> 4.33
<LOANS-NON> 1,399
<LOANS-PAST> 437
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 3,470
<CHARGE-OFFS> 264
<RECOVERIES> 74
<ALLOWANCE-CLOSE> 3,841
<ALLOWANCE-DOMESTIC> 3,533
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 308
</TABLE>
|
|