MONTGOMERY FINANCIAL CORP
10KSB40, EX-23, 2000-09-28
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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                    Consent of Independent Public Accountants


We consent to the incorporation by reference in this  Registration  Statement on
Form S-8 of Montgomery Financial Corporation (the "Company") of our report dated
July 28, 2000 on the  consolidated  financial  statements  of the Company  which
report is incorporated by reference in the Company's  Annual Report on Form 10-K
for the three  years  ended  June 30,  2000  filed  pursuant  to the  Securities
Exchange Act of 1934.


/s/ Olive LLP
Olive LLP

Indianapolis, Indiana
September 25, 2000







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