|
|
|
|
|
|
|
|
|
|
|
|
|
<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY INFORMATION EXTRACTED FROM THE CONSOLIDATED
BALANCE SHEETS AS OF JUNE 30, 2000, CONSOLIDATED STATEMENT OF INCOME FOR
THE SIX MONTHS ENDED JUNE 30, 2000, SCHEDULES AND OTHER REQUIRED
DISCLOSURES AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO THE
COMPANY'S JUNE 30, 2000 FORM 10-Q.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 2,467
<INT-BEARING-DEPOSITS> 97
<FED-FUNDS-SOLD> 9,707
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 5,706
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 166,206
<ALLOWANCE> 412
<TOTAL-ASSETS> 202,043
<DEPOSITS> 76,486
<SHORT-TERM> 83,778
<LIABILITIES-OTHER> 5,983
<LONG-TERM> 1,500
0
0
<COMMON> 40
<OTHER-SE> 21,079
<TOTAL-LIABILITIES-AND-EQUITY> 202,043
<INTEREST-LOAN> 7,489
<INTEREST-INVEST> 218
<INTEREST-OTHER> 199
<INTEREST-TOTAL> 7,906
<INTEREST-DEPOSIT> 1,603
<INTEREST-EXPENSE> 4,585
<INTEREST-INCOME-NET> 3,321
<LOAN-LOSSES> 127
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 8,356
<INCOME-PRETAX> 208
<INCOME-PRE-EXTRAORDINARY> 208
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 124
<EPS-BASIC> .03
<EPS-DILUTED> .03
<YIELD-ACTUAL> 3.59
<LOANS-NON> 0
<LOANS-PAST> 1,027
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 374
<CHARGE-OFFS> 89
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 412
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
|
|