KEYSTONE FINANCIAL MID ATLANTIC FUNDING CORP
15-15D, 2000-10-12
NATIONAL COMMERCIAL BANKS
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                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                     FORM 15

             Certification and Notice of Termination of Registration
               under Section 12(g) of the Securities Exchange Act
                  of 1934 or Suspension of Duty to File Reports
                  Under Sections 13 and 15(d) of the Securities
                              Exchange Act of 1934.

                                            Commission File Number 333-25393-01
                                                                   ------------


                  Keystone Financial Mid-Atlantic Funding Corp.
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             (Exact name of registrant as specified in its charter)

                               One Keystone Plaza
                            Front and Market Streets
                         Harrisburg, Pennsylvania 17105
                                 (717) 233-1555
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   (Address, including zip code, and telephone number, including area code, of
                   registrant's principal executive offices)

      $130,000,000 Aggregate Principal Amount of Debt Securities Issued by
                  Keystone Financial Mid-Atlantic Funding Corp.
                               Under Registration
                      Statement No. 333-25393/333-25393-01
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            (Title of each class of securities covered by this Form)

                                      None
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         (Titles of all other classes of securities for which a duty to
               file reports under section 13(a) or 15(d) remains)


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        Please place an X in the box (es) to designate the appropriate rule
provision(s) relied upon to terminate or suspend the duty to file reports:

           Rule 12g-4 (a) (1) (i)   [ ]     Rule 12h-3 (b) (1) (ii)      [ ]
           Rule 12g-4 (a) (1) (ii)  [ ]     Rule 12h-3 (b) (2) (i)       [ ]
           Rule 12g-4 (a) (2) (i)   [ ]     Rule 12h-3 (b) (2) (ii)      [ ]
           Rule 12g-4 (a) (2) (ii)  [ ]     Rule 15d-6                   [ ]
           Rule 12h-3 (b) (1) (i)   [X]

        Approximate number of holders of record as of the certification or
notice date:  34

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        Pursuant to the requirements of the Securities Exchange Act of 1934,
Keystone Financial Mid-Atlantic Funding Corp. has caused this
certification/notice to be signed on its behalf by the undersigned duly
authorized person.

DATE:  October 12, 2000               By:  /s/ Howard L. Hyde
                                      ------------------------------------------

                                      Counsel to Keystone Financial Mid-Atlantic
                                      Funding Corp.


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