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Previous: GREAT GUARANTY BANCSHARES INC, 10QSB, 2000-11-13 |
Next: MUNIHOLDINGS NEW YORK INSURED FUND INC, N-14 8C/A, 2000-11-13 |
<TABLE> <S> <C>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 1,915,863
<INT-BEARING-DEPOSITS> 128,501
<FED-FUNDS-SOLD> 225,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 9,800,962
<INVESTMENTS-CARRYING> 9,800,962
<INVESTMENTS-MARKET> 9,800,962
<LOANS> 31,599,394
<ALLOWANCE> 412,667
<TOTAL-ASSETS> 44,886,259
<DEPOSITS> 38,867,596
<SHORT-TERM> 824,246
<LIABILITIES-OTHER> 247,988
<LONG-TERM> 0
0
0
<COMMON> 1,075,305
<OTHER-SE> 2,271,649
<TOTAL-LIABILITIES-AND-EQUITY> 44,886,259
<INTEREST-LOAN> 2,017,349
<INTEREST-INVEST> 523,445
<INTEREST-OTHER> 90,460
<INTEREST-TOTAL> 2,721,254
<INTEREST-DEPOSIT> 945,960
<INTEREST-EXPENSE> 1,007,803
<INTEREST-INCOME-NET> 1,713,451
<LOAN-LOSSES> 86,000
<SECURITIES-GAINS> (547)
<EXPENSE-OTHER> 1,160,800
<INCOME-PRETAX> 712,442
<INCOME-PRE-EXTRAORDINARY> 466,442
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 466,442
<EPS-BASIC> 3.25
<EPS-DILUTED> 3.25
<YIELD-ACTUAL> 0
<LOANS-NON> 88,740
<LOANS-PAST> 329,772
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 0
<CHARGE-OFFS> 14,783
<RECOVERIES> 8,086
<ALLOWANCE-CLOSE> 0
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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