<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM CONSOLIDATED
FINANCIAL STATEMENTS AND NOTES THERETO INCORPORATED BY REFERENCE IN QUARTERLY
REPORT 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 20,560
<INT-BEARING-DEPOSITS> 15
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 47,122
<INVESTMENTS-CARRYING> 220,408
<INVESTMENTS-MARKET> 209,169
<LOANS> 498,033
<ALLOWANCE> 6,447
<TOTAL-ASSETS> 829,154
<DEPOSITS> 662,278
<SHORT-TERM> 33,679
<LIABILITIES-OTHER> 3,273
<LONG-TERM> 65,443
17,250
0
<COMMON> 38
<OTHER-SE> 47,193
<TOTAL-LIABILITIES-AND-EQUITY> 829,154
<INTEREST-LOAN> 31,844
<INTEREST-INVEST> 12,881
<INTEREST-OTHER> 9
<INTEREST-TOTAL> 44,734
<INTEREST-DEPOSIT> 21,143
<INTEREST-EXPENSE> 5,723
<INTEREST-INCOME-NET> 17,868
<LOAN-LOSSES> 1,927
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 12,782
<INCOME-PRETAX> 6,188
<INCOME-PRE-EXTRAORDINARY> 6,188
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 4,494
<EPS-BASIC> 1.19
<EPS-DILUTED> 1.19
<YIELD-ACTUAL> 8.17
<LOANS-NON> 1,694
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 966
<ALLOWANCE-OPEN> 6,072
<CHARGE-OFFS> 1,657
<RECOVERIES> 105
<ALLOWANCE-CLOSE> 6,447
<ALLOWANCE-DOMESTIC> 6,447
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>