BANK OF THE OZARKS INC
10-Q, EX-27, 2000-11-13
STATE COMMERCIAL BANKS
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<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM CONSOLIDATED
FINANCIAL STATEMENTS AND NOTES THERETO INCORPORATED BY REFERENCE IN QUARTERLY
REPORT 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                          20,560
<INT-BEARING-DEPOSITS>                              15
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     47,122
<INVESTMENTS-CARRYING>                         220,408
<INVESTMENTS-MARKET>                           209,169
<LOANS>                                        498,033
<ALLOWANCE>                                      6,447
<TOTAL-ASSETS>                                 829,154
<DEPOSITS>                                     662,278
<SHORT-TERM>                                    33,679
<LIABILITIES-OTHER>                              3,273
<LONG-TERM>                                     65,443
                           17,250
                                          0
<COMMON>                                            38
<OTHER-SE>                                      47,193
<TOTAL-LIABILITIES-AND-EQUITY>                 829,154
<INTEREST-LOAN>                                 31,844
<INTEREST-INVEST>                               12,881
<INTEREST-OTHER>                                     9
<INTEREST-TOTAL>                                44,734
<INTEREST-DEPOSIT>                              21,143
<INTEREST-EXPENSE>                               5,723
<INTEREST-INCOME-NET>                           17,868
<LOAN-LOSSES>                                    1,927
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                 12,782
<INCOME-PRETAX>                                  6,188
<INCOME-PRE-EXTRAORDINARY>                       6,188
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     4,494
<EPS-BASIC>                                       1.19
<EPS-DILUTED>                                     1.19
<YIELD-ACTUAL>                                    8.17
<LOANS-NON>                                      1,694
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                    966
<ALLOWANCE-OPEN>                                 6,072
<CHARGE-OFFS>                                    1,657
<RECOVERIES>                                       105
<ALLOWANCE-CLOSE>                                6,447
<ALLOWANCE-DOMESTIC>                             6,447
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>


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