BANK OF THE OZARKS INC
10-Q, EX-27, 2000-08-11
STATE COMMERCIAL BANKS
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<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM CONSOLIDATED
FINANCIAL STATEMENTS AND NOTES THERETO INCORPORATED BY REFERENCE IN QUARTERLY
REPORT 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                          22,723
<INT-BEARING-DEPOSITS>                              12
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     45,011
<INVESTMENTS-CARRYING>                         219,264
<INVESTMENTS-MARKET>                           205,386
<LOANS>                                        489,334
<ALLOWANCE>                                      6,310
<TOTAL-ASSETS>                                 817,412
<DEPOSITS>                                     634,049
<SHORT-TERM>                                    51,405
<LIABILITIES-OTHER>                              2,820
<LONG-TERM>                                     65,443
                           17,250
                                          0
<COMMON>                                            38
<OTHER-SE>                                      46,407
<TOTAL-LIABILITIES-AND-EQUITY>                 817,412
<INTEREST-LOAN>                                 20,703
<INTEREST-INVEST>                                8,597
<INTEREST-OTHER>                                     9
<INTEREST-TOTAL>                                29,309
<INTEREST-DEPOSIT>                              13,217
<INTEREST-EXPENSE>                               3,793
<INTEREST-INCOME-NET>                           12,299
<LOAN-LOSSES>                                      702
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  8,431
<INCOME-PRETAX>                                  5,040
<INCOME-PRE-EXTRAORDINARY>                       5,040
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     3,601
<EPS-BASIC>                                        .95
<EPS-DILUTED>                                      .95
<YIELD-ACTUAL>                                    8.16
<LOANS-NON>                                      4,289
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                  1,149
<ALLOWANCE-OPEN>                                 6,072
<CHARGE-OFFS>                                      521
<RECOVERIES>                                        57
<ALLOWANCE-CLOSE>                                6,310
<ALLOWANCE-DOMESTIC>                             6,310
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>


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