THURLOW FUNDS INC
497J, 1998-11-12
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                                November 11, 1998



VIA EDGAR SYSTEM

Securities and Exchange Commission
450 Fifth Street, N.W.
Judiciary Plaza
Washington, DC  20549

                  Re:      The Thurlow Funds, Inc.
                           File Nos. 333-27581 and 811-08219
                           Rule 197(j) Certification

Ladies and Gentlemen:

          The undersigned  officer of The Thurlow Funds,  Inc. (the "Fund") does
hereby certify pursuant to Rule 497(j)  promulgated  under the Securities Act of
1933, as amended:

          1. That the form of prospectus and statement of additional information
that would have been filed under paragraph (c) of Rule 497 promulgated under the
Securities Act of 1933, as amended,  would not have differed from that contained
in Post-Effective  Amendment No. 2 to Form N-1A Registration  Statement filed by
the  Fund on  October  29,  1998,  which is the most  recent  amendment  to such
registration statement; and

          2. That the text of Post-Effective  Amendment No. 2 was filed with the
Securities  and  Exchange  Commission  by direct  transmittal  through the EDGAR
system on October 29, 1998.

                                                      Very truly yours,

                                                      THE THURLOW FUNDS, INC.



                                                      By: /S/Thomas F. Thurlow
                                                          Thomas F. Thurlow
                                                          President




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