THURLOW FUNDS INC
497J, 2000-11-03
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                                November 2, 2000





VIA EDGAR SYSTEM

Securities and Exchange Commission
450 Fifth Street, N.W.
Judiciary Plaza
Washington, DC  20549

        Re:      The Thurlow Funds, Inc.
                 File Nos. 333-27581 and 811-08219
                 Rule 497(j) Certification
Ladies and Gentlemen:

     The undersigned officer of The Thurlow Funds, Inc. (the "Fund") does hereby
certify pursuant to Rule 497(j) promulgated under the Securities Act of 1933, as
amended:

     1. That the form of prospectus and statement of additional information that
would have been filed under paragraph (c) of Rule 497 promulgated under the
Securities Act of 1933, as amended, would not have differed from that contained
in Post-Effective Amendment No. 4 to Form N-1A Registration Statement filed by
the Fund on October 30, 2000, which is the most recent amendment to such
registration statement; and

     2. That the text of Post-Effective Amendment No. 4 was filed with the
Securities and Exchange Commission by direct transmittal through the EDGAR
system on October 30, 2000.

                                        Very truly yours,

                                        THE THURLOW FUNDS, INC.



                                        By:  /s/ Thomas F. Thurlow
                                            ------------------------------------
                                             Thomas F. Thurlow
                                             President


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