<TABLE> <S> <C>

<PAGE>

<ARTICLE> 9

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                       2,174,178
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                20,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                          0
<INVESTMENTS-CARRYING>                      13,363,313
<INVESTMENTS-MARKET>                        13,363,313
<LOANS>                                     40,427,455
<ALLOWANCE>                                    501,386
<TOTAL-ASSETS>                              60,421,278
<DEPOSITS>                                  51,653,557
<SHORT-TERM>                                 1,500,000
<LIABILITIES-OTHER>                            261,147
<LONG-TERM>                                          0
                                0
                                          0
<COMMON>                                       697,263
<OTHER-SE>                                   6,309,311
<TOTAL-LIABILITIES-AND-EQUITY>              60,421,278
<INTEREST-LOAN>                              1,746,720
<INTEREST-INVEST>                              385,167
<INTEREST-OTHER>                                54,463
<INTEREST-TOTAL>                             2,186,350
<INTEREST-DEPOSIT>                             976,147
<INTEREST-EXPENSE>                               4,332
<INTEREST-INCOME-NET>                        1,166,871
<LOAN-LOSSES>                                   39,000
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                              1,081,163
<INCOME-PRETAX>                                303,120
<INCOME-PRE-EXTRAORDINARY>                     215,080
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   215,080
<EPS-BASIC>                                        .32
<EPS-DILUTED>                                      .32
<YIELD-ACTUAL>                                    4.12
<LOANS-NON>                                      1,946
<LOANS-PAST>                                     3,400
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                108,201
<ALLOWANCE-OPEN>                               450,349
<CHARGE-OFFS>                                   20,884
<RECOVERIES>                                    32,921
<ALLOWANCE-CLOSE>                              501,386
<ALLOWANCE-DOMESTIC>                           501,386
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>



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