SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 10549
SCHEDULE 13G
(Rule 13d-102)
Information to be Included in Statements Filed Pursuant to
Rule 13d-1(b), (c), and (d) and Amendments Thereto Filed
Pursuant to Rule 13d-2(b)
(Amendment No. __)1
O.A.K. Financial Corporation
(Name of Issuer)
Common Stock, no par value
(Title of Class of Securities)
67081P 10 5
(CUSIP Number)
August 10, 2000*
*Letter of Notification Requesting Electronic Filing
(Date of Event which Requires Filing of this Statement)
Check the appropriate box to designate the rule pursuant to which this Schedule
is filed:
_______ Rule 13d-1(b)
___X___ Rule 13d-1(c)
_______ Rule 13d-1(d)
1 The remainder of this cover page shall be filled out for a reporting person's
initial filing on this form with respect to the subject class of securities, and
for any subsequent amendment containing information which would alter the
disclosures provided in a prior cover page.
The information required in the remainder of this cover page shall not be deemed
to be "filed" for the purpose of Section 18 of the Securities Exchange Act of
1934 ("Act") or otherwise subject to the liabilities of that section of the Act
but shall be subject to all other provisions of the Act (however, see the
Notes).
(Continues on the following page(s))
Page 1 of 5 Pages
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CUSIP NO. 67081P 10 5 13G Page 2 of 5 Pages
1 Names of Reporting Persons/I.R.S. Identification Nos. of Above Persons
(Entities Only)
Willard J. and Jane E. Van Singel
2 Check the Appropriate Box if a Member of a Group (a) [ ]
(See Instructions)
(b) [ ]
3 SEC Use Only
4 Citizenship or Place of Organization
United States of America
Number of Willard J. Van Singel - 120,629
5 Sole Voting Power Jane E. Van Singel - 110,000
Shares
Willard J. Van Singel - 49,782
Beneficially 6 Shared Voting Power Jane E. Van Singel - 55,540
Owned by Willard J. Van Singel - 120,629
7 Sole Dispositive Power Jane E. Van Singel - 110,000
Each Reporting
Willard J. Van Singel - 49,782
Person With 8 Shared Dispositive Power Jane E. Van Singel - 55,540
9 Aggregate Amount Beneficially Owned by Each Reporting Person
Willard J. Van Singel - 280,411
Jane E. Van Singel - 286,169
10 Check if the Aggregate Amount in Row (9) Excludes Certain Shares [ ]
(See Instructions)
11 Percent of Class Represented by Amount in Row (9)
Willard J. Van Singel - 13.73%
Jane E. Van Singel - 14.02%
12 Type of Reporting Person (See Instructions)
00 - Husband and Wife
<PAGE>
CUSIP NO. 67081P 10 5 13G Page 3 of 5 Pages
Item 1(a) Name of Issuer:
O.A.K. Financial Corporation
Item 1(b) Address of Issuer's Principal Executive Offices:
2445 - 84th Street, S.W.
Byron Center, MI 49315
Item 2(a) Name of Person Filing:
Willard J. and Jane E. Van Singel
Item 2(b) Address of Principal Business Office or, if None, Residence:
8799 Lindsey, S.W.
Byron Center, MI 49315
Item 2(c) Citizenship:
United States of America
Item 2(d) Title of Class of Securities:
Common Stock, no par value
Item 2(e) CUSIP Number:
67081P 10 5
Item 3 If this statement is filed pursuant to Rule 13d-1(b), or 13d-2(b)
or (c) check whether the person filing is a:
(a) [ ] Broker or dealer registered under Section 15 of the Act;
(b) [ ] Bank as defined in Section 3(a)(6) of the Act;
(c) [ ] Insurance company as defined in Section 3(a)(19) of the Act;
(d) [ ] Investment company registered under Section 8 of the
Investment Company Act;
(e) [ ] An investment advisor registered in accordance with
Rule 13d-1(b)(1)(ii)(E);
(f) [ ] An employee benefit plan or endowment fund in accordance
with Rule 13d-1(b)(1)(ii)(F);
(g) [ ] A parent holding company or control person, in accordance
with Rule 13d-1(b)(ii)(G);
(h) [ ] A savings association as defined in Section 3(b) of the
Federal Deposit Insurance Act.
(i) [ ] A church plan that is excluded from the definition of an
investment company under Section 3(c)(14) of the Investment
Company Act;
(j) [ ] Group, in accordance with Rule 13d-1(b)(1)(ii)(J);
<PAGE>
CUSIP NO. 67081P 10 5 13G Page 4 of 5 Pages
Item 4 Ownership:
Provide the following information regarding the aggregate number
and percentage of the class of securities of the issuer identified in
Item 1.
(a) Amount beneficially owned: Willard J. Van Singel - 120,629
Jane E. Van Singel - 110,000
(b) Percent of Class: Willard J. Van Singel - 13.73%
Jane E. Van Singel - 14.02%
(c) Number of shares as to which such persons have:
(i) Sole power to vote or to direct the vote:
Willard J. Van Singel - 120,629
Jane E. Van Singel - 110,000
(ii) Shared power to vote or to direct the vote:
Willard J. Van Singel - 49,782
Jane E. Van Singel - 55,540
(iii) Sole power to dispose or to direct the disposition of:
Willard J. Van Singel - 120,629
Jane E. Van Singel - 110,000
(iv) Shared power to dispose or to direct the disposition of:
Willard J. Van Singel - 49,782
Jane E. Van Singel - 55,540
Item 5 Ownership of Five Percent or Less of a Class:
Not applicable
Item 6 Ownership of More than Five Percent on Behalf of Another Person:
Not applicable
Item 7 Identification and Classification of the Subsidiary Which Acquired
the Security Being Reported on by Parent Holding Company or Control
Person:
Not applicable
Item 8 Identification and Classification of Members of the Group:
Not applicable
Item 9 Notice of Dissolution of Group:
Not applicable
Item 10 Certification:
By signing below I certify that, to the best of my knowledge and
belief, the securities referred to above were not acquired and are not
held for the purpose of or with the effect of changing or influencing
the control of the issuer of the securities and were not acquired
and are not held in connection with or as a participant in any
transaction having that purpose or effect.
<PAGE>
CUSIP NO. 67081P 10 5 13G Page 5 of 5 Pages
SIGNATURE:
After reasonable inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this statement is true, complete and
correct.
October 12, 2000
(Date)
/s/ Willard J. Van Singel
(Signature)
Willard J. Van Singel
(Name and Title)
/s/ Jane E. Van Singel
(Signature)
Jane E. Van Singel
(Name and Title)
