SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
Current Report Pursuant To Section 13 or 15(d) of
the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported):
November 25, 1996
ACCREDITED HOME LENDERS, INC.
(as Sponsor under the Pooling and Servicing Agreement, dated
as of September 1, 1996, providing for the issuance of
Accredited Mortgage Loan Trust 1996-1 Mortgage Loan
Asset-Backed Certificates, Series 1996-1)
ACCREDITED HOME LENDERS, INC.
(Exact name of Registrant as specified in its Charter)
CALIFORNIA
(State or Other Jurisdiction of Incorporation)
333-07219 33-0426859
(Commission File Number) (I.R.S. Employer
Identification No.)
15030 AVENUE OF SCIENCE, SUITE 100
SAN DIEGO, CALIFORNIA 92128
(Address of principal executive offices) (Zip Code)
Registrant's Telephone Number, Including Area Code:
(619) 676-2100
ITEM 5. Other Events
Attached hereto are copies of the Monthly Remittance
Statements to the Certificateholders which were derived from
the monthly information submitted by the Master Servicer of the
Trust to the Trustee.
ITEM 7. Financial Statement and Exhibits
Exhibits: (as noted in Item 5 above)
(EXHIBITS FILED WITH FORM SE IN PAPER FORMAT PURSUANT TO A
CONTINUING HARDSHIP EXEMPTION)
Monthly Remittance Statement to the Certificateholders dated
as of October 25, 1996.
Monthly Remittance Statement to the Certificateholders dated
as of November 25, 1996.
Monthly Remittance Statement to the Certificateholders dated
as of December 26, 1996.
Monthly Remittance Statement to the Certificateholders dated
as of January 27, 1997.
Monthly Remittance Statement to the Certificateholders dated
as of February 25, 1997.
Monthly Remittance Statement to the Certificateholders dated
as of March 25, 1997.
Monthly Remittance Statement to the Certificateholders dated
as of April 25, 1997.
Monthly Remittance Statement to the Certificateholders dated
as of May 26, 1997.
SIGNATURE
Pursuant to the requirements of the Securities Exchange
Act of 1934, the Registrant has duly caused this report to be
signed on its behalf by the undersigned, hereunto duly
authorized.
Bankers Trust Company, not in its
individual capacity, but solely as
a duly authorized agent of the
Registrant pursuant to the Pooling
and Servicing Agreement, dated as
of September 1, 1996.
Date: June 23, 1997 By: /s/ Judy L. Gomez
Judy L. Gomez
Assistant Vice President
EXHIBIT INDEX
(EXHIBITS FILED WITH FORM SE IN PAPER FORMAT PURSUANT TO A
CONTINUING HARDSHIP EXEMPTION)
Sequential
Document Page Number
Monthly Remittance Statement to the
Certificateholders dated as of October 25, 1996. 5
Monthly Remittance Statement to the
Certificateholders dated as of November 27, 1996. 8
Monthly Remittance Statement to the
Certificateholders dated as of December 26, 1996. 11
Monthly Remittance Statement to the
Certificateholders dated as of January 27, 1997. 14
Monthly Remittance Statement to the
Certificateholders dated as of February 25, 1997. 17
Monthly Remittance Statement to the
Certificateholders dated as of March 25, 1997. 20
Monthly Remittance Statement to the
Certificateholders dated as of April 25, 1997. 23
Monthly Remittance Statement to the
Certificateholders dated as of May 26, 1997. 26
