SUPPLEMENT DATED JANUARY 8, 1999
TO THE PROSPECTUS DATED JUNE 30, 1998
OF GLENBROOK LIFE AND ANNUITY COMPANY
FLEXIBLE PREMIUM VARIABLE UNIVERSAL LIFE
INSURANCE CONTRACTS
The following information is added to your prospectus for the Glenbrook Life and
Annuity Company Flexible Premium Variable Universal Life Insurance Contracts:
Under "Guarantee Period" page 9:
The first sentence under the heading "Guarantee Period" is removed in its
entirety and replaced with the following:
The Contract will not be terminated during the guarantee period even if the
cash surrender value is zero as long as the amount of the cumulative
premiums paid less partial withdrawals and contract loans is more than the
Cumulative Guarantee Period Premium.
Please retain this supplement for future reference.
The date of this supplement is January 8, 1999.
