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Previous: CORNERSTONE BANCSHARES INC, 10QSB, 2000-08-14 |
Next: COMMONWEALTH INCOME & GROWTH FUND III, 10-Q, 2000-08-14 |
<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 9,858
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 17,008
<INVESTMENTS-CARRYING> 4,939
<INVESTMENTS-MARKET> 4,874
<LOANS> 82,333
<ALLOWANCE> 1,086
<TOTAL-ASSETS> 120,723
<DEPOSITS> 105,873
<SHORT-TERM> 2,506
<LIABILITIES-OTHER> 402
<LONG-TERM> 0
0
0
<COMMON> 11,942
<OTHER-SE> 0
<TOTAL-LIABILITIES-AND-EQUITY> 120,723
<INTEREST-LOAN> 3,823
<INTEREST-INVEST> 708
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 4,531
<INTEREST-DEPOSIT> 1,911
<INTEREST-EXPENSE> 1,998
<INTEREST-INCOME-NET> 2,533
<LOAN-LOSSES> 415
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 2,277
<INCOME-PRETAX> 140
<INCOME-PRE-EXTRAORDINARY> 97
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 97
<EPS-BASIC> 0.08
<EPS-DILUTED> 0.08
<YIELD-ACTUAL> 5.13
<LOANS-NON> 128
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,002
<CHARGE-OFFS> 430
<RECOVERIES> 100
<ALLOWANCE-CLOSE> 1,086
<ALLOWANCE-DOMESTIC> 1,086
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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