FIRST FINANCIAL SERVICES GROUP N A
13F-HR, 1999-10-13
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                      UNITED STATES
                  SECURITIES AND EXCHANGE COMMISSION
                        Washington, D.C.  20549

                              FORM 13F

                        FORM 13F COVER PAGE

Report for the Calendar Year or Quarter Ended: 09/30/99

Check here if Amendment [  ]; Amendment Number:
This Amendment (Check only one.): [  ] is a restatement.
                                  [  ] adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:    ROBERT M. BUTLER, CEO
Address: 422 MAIN STREET
         P.O. BOX 2307
         ZANESVILLE, 0H 43702-2307

13F File Number:

The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.


Person Signing this Report on Behalf of Reporting Manager:

Name:     ROBERTA A. SCHENKEL
Title:    VICE PRESIDENT, T. OPERATIONS
Phone:    740-455-7060
Signature, Place, and Date of Signing:

    ROBERT M. BUTLER, CEO  ZANESVILLE, 0H    OCTOBER 08, 1999


Report Type (Check only one.):

[ X]        13F HOLDINGS REPORT.

[  ]        13F NOTICE.

[  ]        13F COMBINATION REPORT.





I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934.
<PAGE>

                          FORM 13F SUMMARY PAGE


Report Summary:

Number of Other Included Managers:       0

Form 13F Information Table Entry Total:      147

Form 13F Information Table Entry Total:       $139,232



List of Other Included Managers:

NONE


<PAGE>
<TABLE>                        <C>                                            <C>
                                                                FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (x$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
- ------------------------------ ---------------- --------- -------- --- ---  --- ---- ------- ------------- ------- --------- ------
AT&T                           COM              001957109     3129    71942 SH       SOLE                    71942
AT&T                           COM              001957109       94     2175 SH       DEFINED                  2175
ABBOTT LABS                    COM              002824100     1030    28100 SH       SOLE                    28100
ABBOTT LABS                    COM              002824100       51     1400 SH       DEFINED                  1400
ALLSTATE                       COM              020002101      831    33324 SH       SOLE                    33324
ALLSTATE                       COM              020002101       72     2896 SH       DEFINED                  2896
ALLTEL                         COM              020039103      269     3823 SH       SOLE                     3823
AMERICA ONLINE                 COM              02364J104      249     2400 SH       SOLE                     2400
AMERICAN ELECTRIC POWER        COM              025537101      327     9589 SH       SOLE                     9589
AMERICAN HOME PRODUCTS         COM              026609107     2147    51742 SH       SOLE                    51742
AMERICAN HOME PRODUCTS         COM              026609107      182     4400 SH       DEFINED                  4400
AMERITECH                      COM              030954101     1737    26031 SH       SOLE                    26031
AMERITECH                      COM              030954101      142     2136 SH       DEFINED                  2136
ANHEUSER BUSCH                 COM              035229103      203     2900 SH       SOLE                     2900
AON                            COM              037389103      472    15991 SH       SOLE                    15991
AON                            COM              037389103       19      675 SH       DEFINED                   675
ASSOCIATES FIRST CAPITAL "A"   COM              046008108      275     7652 SH       SOLE                     7652
ASSOCIATES FIRST CAPITAL "A"   COM              046008108        7      210 SH       DEFINED                   210
AUTOMATIC DATA PROCESSING      COM              053015103     1826    40924 SH       SOLE                    40924
AUTOMATIC DATA PROCESSING      COM              053015103       71     1600 SH       DEFINED                  1600
BP AMOCO P L C                 COM              055622104     2707    48860 SH       SOLE                    48860
BANCFIRST OHIO CORP            COM              059450106     9400   437251 SH       SOLE                   437251
BANCFIRST OHIO CORP            COM              059450106     1908    88778 SH       DEFINED                 88778
BANK NEW YORK                  COM              064057102      378    11308 SH       SOLE                    11308
BANK ONE CORP                  COM              06423A103     1136    32648 SH       SOLE                    32648
BANK ONE CORP                  COM              06423A103       12      365 SH       DEFINED                   365
BAXTER INTERNATIONAL           COM              071813109      735    12210 SH       SOLE                    12210
BAXTER INTERNATIONAL           COM              071813109       12      200 SH       DEFINED                   200
BELL ATLANTIC                  COM              077853109      515     7663 SH       SOLE                     7663
BELL ATLANTIC                  COM              077853109       92     1380 SH       DEFINED                  1380
BELLSOUTH                      COM              079860102     2097    46617 SH       SOLE                    46617
BELLSOUTH                      COM              079860102      202     4500 SH       DEFINED                  4500
BOEING                         COM              097023105      298     7000 SH       SOLE                     7000
BRISTOL-MYERS SQUIBB           COM              110122108     6898   102202 SH       SOLE                   102202
BRISTOL-MYERS SQUIBB           COM              110122108      378     5600 SH       DEFINED                  5600
CIGNA                          COM              125509109      687     8837 SH       SOLE                     8837
CHASE MANHATTAN                COM              16161A108      552     7327 SH       SOLE                     7327
CHEVRON CORPORATION            COM              166751107      757     8540 SH       SOLE                     8540
CITIGROUP INC COM              COM              172967101      267     6088 SH       SOLE                     6088
COASTAL                        COM              190441105      286     6990 SH       SOLE                     6990
COCA COLA                      COM              191216100     1148    23798 SH       SOLE                    23798
COCA COLA                      COM              191216100      448     9288 SH       DEFINED                  9288
COLGATE PALMOLIVE              COM              194162103      732    16000 SH       SOLE                    16000
COLGATE PALMOLIVE              COM              194162103       18      400 SH       DEFINED                   400
COMPAQ COMPUTER                COM              204493100      266    11650 SH       SOLE                    11650
COMPAQ COMPUTER                COM              204493100        6      300 SH       DEFINED                   300
CONOCO INC CL B                COM              208251405      608    22230 SH       SOLE                    22230
DOW CHEMICAL                   COM              260543103     1002     8825 SH       SOLE                     8825
DU PONT E I                    COM              263534109     1395    23062 SH       SOLE                    23062
ERICSSON L M TEL CO  ADR CL B  COM              294821400      590    18880 SH       SOLE                    18880
EXXON CORPORATION              COM              302290101     4886    64297 SH       SOLE                    64297
EXXON CORPORATION              COM              302290101       91     1200 SH       DEFINED                  1200
FPL GROUP                      COM              302571104      488     9700 SH       SOLE                     9700
FPL GROUP                      COM              302571104       10      200 SH       DEFINED                   200
FIRST FED BANCORP OHIO         COM              319966107      213    31668 SH       SOLE                    31668
FIRST FINL BANCORP OH          COM              320209109      636    27071 SH       SOLE                    27071
FORD                           COM              345370100      915    18225 SH       SOLE                    18225
FORD                           COM              345370100       20      400 SH       DEFINED                   400
GPU                            COM              36225X100      204     6279 SH       SOLE                     6279
GTE                            COM              362320103      821    10688 SH       SOLE                    10688
GTE                            COM              362320103       21      276 SH       DEFINED                   276
GENERAL ELECTRIC               COM              369604103    11916   100504 SH       SOLE                   100504
GENERAL ELECTRIC               COM              369604103      746     6300 SH       DEFINED                  6300
GENERAL MOTORS                 COM              370442105      541     8601 SH       SOLE                     8601
GENERAL MOTORS                 COM              370442105       94     1500 SH       DEFINED                  1500
GEORGIA PACIFIC                COM              373298108      249     6158 SH       SOLE                     6158
GILLETTE                       COM              375766102      264     7800 SH       SOLE                     7800
GOODYEAR TIRE                  COM              382550101      683    14200 SH       SOLE                    14200
GOODYEAR TIRE                  COM              382550101       19      400 SH       DEFINED                   400
HUPP-WILBERT VAULT CO.,INC.    COM              417001997     1848     2880 SH       SOLE                     2880
HEINZ H J                      COM              423074103      442    10300 SH       SOLE                    10300
HEWLETT PACKARD                COM              428236103      217     2400 SH       SOLE                     2400
INTEL                          COM              458140100      824    11095 SH       SOLE                    11095
INTERNATIONAL BUSINESS MACHINE COM              459200101     3001    24808 SH       SOLE                    24808
INTERNATIONAL BUSINESS MACHINE COM              459200101       96      800 SH       DEFINED                   800
INTL PAPER                     COM              460146103      465     9694 SH       SOLE                     9694
JOHNSON & JOHNSON              COM              478160104     3973    43250 SH       SOLE                    43250
JOHNSON & JOHNSON              COM              478160104       82      900 SH       DEFINED                   900
LANCASTER COLONY               COM              513847103      656    20500 SH       DEFINED                 20500
LILLY ELI & COMPANY            COM              532457108      821    12800 SH       SOLE                    12800
LINCOLN NATIONAL               COM              534187109      217     5800 SH       SOLE                     5800
LINCOLN NATIONAL               COM              534187109       15      400 SH       DEFINED                   400
LIQUI-BOX CORP                 COM              536314107      533     9880 SH       SOLE                     9880
LOCKHEED MARTIN                COM              539830109      928    28400 SH       SOLE                    28400
LOCKHEED MARTIN                COM              539830109       26      800 SH       DEFINED                   800
LUCENT TECHNOLOGIES            COM              549463107     4134    63736 SH       SOLE                    63736
LUCENT TECHNOLOGIES            COM              549463107      203     3136 SH       DEFINED                  3136
MCI WORLDCOM INC               COM              55268B106      745    10367 SH       SOLE                    10367
MCI WORLDCOM INC               COM              55268B106       14      200 SH       DEFINED                   200
MCDONALDS                      COM              580135101     1325    30636 SH       SOLE                    30636
MEDIAONE GROUP INC             COM              58440J104      302     4432 SH       SOLE                     4432
MERCK & COMPANY                COM              589331107     3360    51850 SH       SOLE                    49608              2242
MERCK & COMPANY                COM              589331107      680    10500 SH       DEFINED                 10500
MINNESOTA MNG & MFG            COM              604059105      630     6560 SH       SOLE                     6560
MINNESOTA MNG & MFG            COM              604059105       19      200 SH       DEFINED                   200
MOBIL                          COM              607059102     3109    30862 SH       SOLE                    30862
MOBIL                          COM              607059102      161     1600 SH       DEFINED                  1600
MONSANTO                       COM              611662107     1080    30290 SH       SOLE                    30290
MORGAN J P                     COM              616880100      245     2151 SH       SOLE                     2151
NIKE CL B                      COM              654106103      540     9500 SH       SOLE                     9500
NORFOLK SOUTHERN               COM              655844108      525    21448 SH       SOLE                    21448
NORTH PITTSBURGH SYSTEMS       COM              661562108      228    12500 SH       SOLE                    12500
PNC BANK                       COM              693475105     1631    30967 SH       SOLE                    30967
PNC BANK                       COM              693475105       42      800 SH       DEFINED                   800
PPG INDS                       COM              693506107      456     7600 SH       SOLE                     7600
PPG INDS                       COM              693506107       24      400 SH       DEFINED                   400
PARK NATIONAL                  COM              700658107      580     5752 SH       SOLE                     1580              4172
PENNEY J C                     COM              708160106      676    19598 SH       SOLE                    19598
PENNEY J C                     COM              708160106       13      400 SH       DEFINED                   400
PEPSICO                        COM              713448108     2853    93560 SH       SOLE                    93560
PEPSICO                        COM              713448108      103     3400 SH       DEFINED                  3400
PHARMACIA & UPJOHN             COM              716941109      215     4350 SH       SOLE                     4350
PFIZER                         COM              717081103     4707   131220 SH       SOLE                   131220
PFIZER                         COM              717081103      182     5100 SH       DEFINED                  5100
PHILLIP MORRIS                 COM              718154107     1755    51350 SH       SOLE                    51350
PHILLIP MORRIS                 COM              718154107      266     7800 SH       DEFINED                  7800
PROCTOR & GAMBLE               COM              742718109     4879    52043 SH       SOLE                    52043
PROCTOR & GAMBLE               COM              742718109       65      700 SH       DEFINED                   700
RAYTHEON COMPANY CLASS B       COM              755111408      228     4600 SH       SOLE                     4600
SBC COMMUNICATIONS             COM              78387G103      870    17038 SH       SOLE                    17038
SBC COMMUNICATIONS             COM              78387G103       89     1752 SH       DEFINED                  1752
SAFEWAY                        COM              786514208      955    25102 SH       SOLE                    25102
SARA LEE                       COM              803111103      621    26600 SH       SOLE                    26600
SCHERING PLOUGH                COM              806605101     1742    39940 SH       SOLE                    39940
SEARS ROEBUCK & COMPANY        COM              812387108      351    11200 SH       SOLE                    11200
SEARS ROEBUCK & COMPANY        COM              812387108       28      900 SH       DEFINED                   900
SMITHKLINE BEECHAM PLC      AD COM              832378301      518     9000 SH       SOLE                     9000
SMITHKLINE BEECHAM PLC      AD COM              832378301       46      800 SH       DEFINED                   800
SPRINT                         COM              852061100     2132    39300 SH       SOLE                    39300
SPRINT CORP SERIES I PCS       COM              852061506      779    10450 SH       SOLE                    10450
SUN MICROSYSTEMS               COM              866810104     2641    28400 SH       SOLE                    28400
SUNTRUST BANKS                 COM              867914103      497     7560 SH       SOLE                     7560
TJX COMPANIES                  COM              872540109      256     9140 SH       SOLE                     9140
TEXACO                         COM              881694103      502     7965 SH       SOLE                     7965
TEXACO                         COM              881694103       50      800 SH       DEFINED                   800
TRICON GLOBAL RESTAURANTS      COM              895953107      315     7716 SH       SOLE                     7716
VODAFONE AIRTOUCH PUBLIC LTD C COM              92857T107      880     3705 SH       SOLE                     3705
WACHOVIA                       COM              929771103      387     4934 SH       SOLE                     4934
WAL MART STORES                COM              931142103      880    18520 SH       SOLE                    18520
WAL MART STORES                COM              931142103      114     2400 SH       DEFINED                  2400
WASHINGTON MUTUAL              COM              939322103      336    11520 SH       SOLE                    11520
WASHINGTON MUTUAL              COM              939322103       13      450 SH       DEFINED                   450
WORTHINGTON INDUSTRIES         COM              981811102      181    10660 SH       SOLE                    10660
XEROX                          COM              984121103     1505    35896 SH       SOLE                    35896
XEROX                          COM              984121103       62     1500 SH       DEFINED                  1500
DAIMLER-CHRYSLER               COM              D1668R123      862    12420 SH       SOLE                    12420
DAIMLER-CHRYSLER               COM              D1668R123       21      312 SH       DEFINED                   312
</TABLE>


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